Find My Way Home

Boomerang Buyer Options After Bankruptcy

Scott Schang — Mon, 20 May 2013 23:00:58 +0000

Boomerang Buyer is a term used to describe the thousands of families that fell victim to foreclosure, short sale or deed in lieu of foreclosure as a result of the great Real Estate Market Crash that started in 2007. In the midst of financial tumult, many folks were left little little option but to turn to [...]

Boomerang Buyer Options After Bankruptcy is a post from: Find My Way Home

Underwater Streamline Refinance into a Conventional Loan

Scott Schang — Mon, 20 May 2013 21:39:54 +0000

For upside down homeowners that have a FHA mortgage right now, the Streamline Refinance loan is one of the most effective tools available for taking advantage of today’s historically low interest rates. FHA interest rates have been lower than conventional interest rates for quite some time now. This hasn’t always been the case, and it [...]

Underwater Streamline Refinance into a Conventional Loan is a post from: Find My Way Home

Rising Home Values Help Owners Avoid Mortgage Insurance

Scott Schang — Tue, 14 May 2013 08:21:09 +0000

Since 2008 home values have slid to incredibly discouraging lows for most California home owners. Many homeowners fell victim to economic challenges as well, resulting in bankruptcies, mortgage defaults, foreclosures and short sales. For the vast majority however, it’s been a “sit tight and wait it out” kind of real estate market. If evaporating equity [...]

Rising Home Values Help Owners Avoid Mortgage Insurance is a post from: Find My Way Home

Can a Short Sale After Bankruptcy Hurt My Credit?

Scott Schang — Tue, 14 May 2013 04:42:56 +0000

California has been hit hard over the last 5 years. Challenges with the economy, job loss, lay offs and a slow recovery has forced many homeowners to file for bankruptcy protection to help stop the financial bleeding of a reduced income household. Bankruptcy can be a difficult and emotionally taxing experience. When a family’s income [...]

Can a Short Sale After Bankruptcy Hurt My Credit? is a post from: Find My Way Home

The Science of Buying in a Low Inventory Real Estate Market

Scott Schang — Tue, 07 May 2013 06:00:22 +0000

As a homebuyer in today’s market, you’re no doubt at your wit’s end trying to find your dream home. And when you find a home you love, you’re competing with all cash offers and bidding wars driving the sales price above what it’s listed for, and many times, even above what the home is actually [...]

The Science of Buying in a Low Inventory Real Estate Market is a post from: Find My Way Home

Phantom Foreclosures Stop Boomerang Buyers

Scott Schang — Tue, 30 Apr 2013 07:42:15 +0000

Boomerang buyers are those families that fell victim to bankruptcy, foreclosure or short sale in the past and are trying to buy again after the hardship. Most boomerang buyers find solace in the fact that recovery is at most only a few years away. At least that’s the way it’s supposed to be. Zombie Foreclosures [...]

Phantom Foreclosures Stop Boomerang Buyers is a post from: Find My Way Home

Zombie Foreclosures Haunt Boomerang Buyers

Scott Schang — Mon, 22 Apr 2013 05:29:17 +0000

When this phenomenon first began to rear it’s ugly head, I initially tried to avoid using the term “Zombie Foreclosures”. I have however, become more comfortable with the term due to the inability to come up with a more appropriate description. Faux-Closure It’s been a strange real estate market since the big crash of 2007. [...]

Zombie Foreclosures Haunt Boomerang Buyers is a post from: Find My Way Home

Cool Long Beach Condos with Ocean Views

Jay Valento — Mon, 22 Apr 2013 02:14:01 +0000

Ocean View Condos in Long Beach Most of the ocean view condos are along Ocean Blvd and Seaside Way in Long Beach, California. Here is a list of the most popular buildings: 1.) Aqua Condos - two buildings built in 2004. Each building has it’s own fitness center, sparkling swimming pool, spa and Concierge. The [...]

Cool Long Beach Condos with Ocean Views is a post from: Find My Way Home

Loan Modification Success Story: Servicer Changed during Modification

James Kajtoch — Mon, 22 Apr 2013 01:33:55 +0000

The name of the client has been changed to protect privacy and the personal information. The story is an accurate representation of the circumstances around his case. In January of 2013 Cheryl contacted our law office seeking help with her mortgage that was owned by Chase mortgage. She was granted a loan modification back [...]

Loan Modification Success Story: Servicer Changed during Modification is a post from: Find My Way Home

Loan Modification Success Story: Mr. L

James Kajtoch — Mon, 22 Apr 2013 01:06:25 +0000

The name of the client has been changed to protect the privacy and the personal information of Mr. L. The story is an accurate representation of the circumstances around his case. 2 years ago Mr. L contact our law office to seek help with a his modification. Mr. L experienced a loss in income [...]

Loan Modification Success Story: Mr. L is a post from: Find My Way Home