Alabama Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Alabama Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
Autauga$453,100$580,150$701,250$871,450
Baldwin$453,100$580,150$701,250$871,450
Barbour$453,100$580,150$701,250$871,450
Bibb$453,100$580,150$701,250$871,450
Blount$453,100$580,150$701,250$871,450
Bullock$453,100$580,150$701,250$871,450
Butler$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Chambers$453,100$580,150$701,250$871,450
Cherokee$453,100$580,150$701,250$871,450
Chilton$453,100$580,150$701,250$871,450
Choctaw$453,100$580,150$701,250$871,450
Clarke$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Cleburne$453,100$580,150$701,250$871,450
Coffee$453,100$580,150$701,250$871,450
Colbert$453,100$580,150$701,250$871,450
Conecuh$453,100$580,150$701,250$871,450
Coosa$453,100$580,150$701,250$871,450
Covington$453,100$580,150$701,250$871,450
Crenshaw$453,100$580,150$701,250$871,450
Cullman$453,100$580,150$701,250$871,450
Dale$453,100$580,150$701,250$871,450
Dallas$453,100$580,150$701,250$871,450
Dekalb$453,100$580,150$701,250$871,450
Elmore$453,100$580,150$701,250$871,450
Escambia$453,100$580,150$701,250$871,450
Etowah$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Geneva$453,100$580,150$701,250$871,450
Greene$453,100$580,150$701,250$871,450
Hale$453,100$580,150$701,250$871,450
Henry$453,100$580,150$701,250$871,450
Houston$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Lamar$453,100$580,150$701,250$871,450
Lauderdale$453,100$580,150$701,250$871,450
Lawrence$453,100$580,150$701,250$871,450
Lee$453,100$580,150$701,250$871,450
Limestone$453,100$580,150$701,250$871,450
Lowndes$453,100$580,150$701,250$871,450
Macon$453,100$580,150$701,250$871,450
Madison$453,100$580,150$701,250$871,450
Marengo$453,100$580,150$701,250$871,450
Marengo$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Mobile$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Montgomery$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Perry$453,100$580,150$701,250$871,450
Pickens$453,100$580,150$701,250$871,450
Pike$453,100$580,150$701,250$871,450
Randolph$453,100$580,150$701,250$871,450
Russell$453,100$580,150$701,250$871,450
St. Clair$453,100$580,150$701,250$871,450
Shelby$453,100$580,150$701,250$871,450
Sumter$453,100$580,150$701,250$871,450
Talladega$453,100$580,150$701,250$871,450
Tuscaloosa$453,100$580,150$701,250$871,450
Walker$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wilcox$453,100$580,150$701,250$871,450
Winston$453,100$580,150$701,250$871,450
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