Alabama Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits?

Alabama Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
AUTAUGA$548,250$702,000$848,500$1,054,500
BALDWIN$548,250$702,000$848,500$1,054,500
BARBOUR$548,250$702,000$848,500$1,054,500
BIBB$548,250$702,000$848,500$1,054,500
BLOUNT$548,250$702,000$848,500$1,054,500
BULLOCK$548,250$702,000$848,500$1,054,500
BUTLER$548,250$702,000$848,500$1,054,500
CALHOUN$548,250$702,000$848,500$1,054,500
CHAMBERS$548,250$702,000$848,500$1,054,500
CHEROKEE$548,250$702,000$848,500$1,054,500
CHILTON$548,250$702,000$848,500$1,054,500
CHOCTAW$548,250$702,000$848,500$1,054,500
CLARKE$548,250$702,000$848,500$1,054,500
CLAY$548,250$702,000$848,500$1,054,500
CLEBURNE$548,250$702,000$848,500$1,054,500
COFFEE$548,250$702,000$848,500$1,054,500
COLBERT$548,250$702,000$848,500$1,054,500
CONECUH$548,250$702,000$848,500$1,054,500
COOSA$548,250$702,000$848,500$1,054,500
COVINGTON$548,250$702,000$848,500$1,054,500
CRENSHAW$548,250$702,000$848,500$1,054,500
CULLMAN$548,250$702,000$848,500$1,054,500
DALE$548,250$702,000$848,500$1,054,500
DALLAS$548,250$702,000$848,500$1,054,500
DEKALB$548,250$702,000$848,500$1,054,500
ELMORE$548,250$702,000$848,500$1,054,500
ESCAMBIA$548,250$702,000$848,500$1,054,500
ETOWAH$548,250$702,000$848,500$1,054,500
FAYETTE$548,250$702,000$848,500$1,054,500
FRANKLIN$548,250$702,000$848,500$1,054,500
GENEVA$548,250$702,000$848,500$1,054,500
GREENE$548,250$702,000$848,500$1,054,500
HALE$548,250$702,000$848,500$1,054,500
HENRY$548,250$702,000$848,500$1,054,500
HOUSTON$548,250$702,000$848,500$1,054,500
JACKSON$548,250$702,000$848,500$1,054,500
JEFFERSON$548,250$702,000$848,500$1,054,500
LAMAR$548,250$702,000$848,500$1,054,500
LAUDERDALE$548,250$702,000$848,500$1,054,500
LAWRENCE$548,250$702,000$848,500$1,054,500
LEE$548,250$702,000$848,500$1,054,500
LIMESTONE$548,250$702,000$848,500$1,054,500
LOWNDES$548,250$702,000$848,500$1,054,500
MACON$548,250$702,000$848,500$1,054,500
MADISON$548,250$702,000$848,500$1,054,500
MARENGO$548,250$702,000$848,500$1,054,500
MARION$548,250$702,000$848,500$1,054,500
MARSHALL$548,250$702,000$848,500$1,054,500
MOBILE$548,250$702,000$848,500$1,054,500
MONROE$548,250$702,000$848,500$1,054,500
MONTGOMERY$548,250$702,000$848,500$1,054,500
MORGAN$548,250$702,000$848,500$1,054,500
PERRY$548,250$702,000$848,500$1,054,500
PICKENS$548,250$702,000$848,500$1,054,500
PIKE$548,250$702,000$848,500$1,054,500
RANDOLPH$548,250$702,000$848,500$1,054,500
RUSSELL$548,250$702,000$848,500$1,054,500
ST. CLAIR$548,250$702,000$848,500$1,054,500
SHELBY$548,250$702,000$848,500$1,054,500
SUMTER$548,250$702,000$848,500$1,054,500
TALLADEGA$548,250$702,000$848,500$1,054,500
TALLAPOOSA$548,250$702,000$848,500$1,054,500
TUSCALOOSA$548,250$702,000$848,500$1,054,500
WALKER$548,250$702,000$848,500$1,054,500
WASHINGTON$548,250$702,000$848,500$1,054,500
WILCOX$548,250$702,000$848,500$1,054,500
WINSTON$548,250$702,000$848,500$1,054,500