Department of Veterans Affairs

Alabama VA Loan Limits by County

Home Loans for Eligible Military Personel

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Alabama VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
Autauga$453,100$453,100$453,100$453,100
Baldwin$453,100$453,100$453,100$453,100
Barbour$453,100$453,100$453,100$453,100
Bibb$453,100$453,100$453,100$453,100
Blount$453,100$453,100$453,100$453,100
Bullock$453,100$453,100$453,100$453,100
Butler$453,100$453,100$453,100$453,100
Calhoun$453,100$453,100$453,100$453,100
Chambers$453,100$453,100$453,100$453,100
Cherokee$453,100$453,100$453,100$453,100
Chilton$453,100$453,100$453,100$453,100
Choctaw$453,100$453,100$453,100$453,100
Clarke$453,100$453,100$453,100$453,100
Clay$453,100$453,100$453,100$453,100
Cleburne$453,100$453,100$453,100$453,100
Coffee$453,100$453,100$453,100$453,100
Colbert$453,100$453,100$453,100$453,100
Conecuh$453,100$453,100$453,100$453,100
Coosa$453,100$453,100$453,100$453,100
Covington$453,100$453,100$453,100$453,100
Crenshaw$453,100$453,100$453,100$453,100
Cullman$453,100$453,100$453,100$453,100
Dale$453,100$453,100$453,100$453,100
Dallas$453,100$453,100$453,100$453,100
Dekalb$453,100$453,100$453,100$453,100
Elmore$453,100$453,100$453,100$453,100
Escambia$453,100$453,100$453,100$453,100
Etowah$453,100$453,100$453,100$453,100
Fayette$453,100$453,100$453,100$453,100
Franklin$453,100$453,100$453,100$453,100
Geneva$453,100$453,100$453,100$453,100
Greene$453,100$453,100$453,100$453,100
Hale$453,100$453,100$453,100$453,100
Henry$453,100$453,100$453,100$453,100
Houston$453,100$453,100$453,100$453,100
Jackson$453,100$453,100$453,100$453,100
Jefferson$453,100$453,100$453,100$453,100
Lamar$453,100$453,100$453,100$453,100
Lauderdale$453,100$453,100$453,100$453,100
Lawrence$453,100$453,100$453,100$453,100
Lee$453,100$453,100$453,100$453,100
Limestone$453,100$453,100$453,100$453,100
Lowndes$453,100$453,100$453,100$453,100
Macon$453,100$453,100$453,100$453,100
Madison$453,100$453,100$453,100$453,100
Marengo$453,100$453,100$453,100$453,100
Marengo$453,100$453,100$453,100$453,100
Marshall$453,100$453,100$453,100$453,100
Mobile$453,100$453,100$453,100$453,100
Monroe$453,100$580,150$701,250$871,450
Montgomery$453,100$453,100$453,100$453,100
Morgan$453,100$453,100$453,100$453,100
Perry$453,100$453,100$453,100$453,100
Pickens$453,100$453,100$453,100$453,100
Pike$453,100$453,100$453,100$453,100
Randolph$453,100$453,100$453,100$453,100
Russell$453,100$453,100$453,100$453,100
St. Clair$453,100$453,100$453,100$453,100
Shelby$453,100$453,100$453,100$453,100
Sumter$453,100$453,100$453,100$453,100
Talladega$453,100$453,100$453,100$453,100
Tuscaloosa$453,100$453,100$453,100$453,100
Walker$453,100$453,100$453,100$453,100
Washington$453,100$453,100$453,100$453,100
Wilcox$453,100$453,100$453,100$453,100
Winston$453,100$453,100$453,100$453,100
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