Fannie Mae and Freddie Mac
Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.
Conventional loan limits can be higher than the conforming loan limit in high cost Counties. High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.
Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.
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Alaska Conventional Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ALEUTIANS EAST BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| ALEUTIANS WEST CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| ANCHORAGE MUNICIPALITY | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| BETHEL CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| BRISTOL BAY BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| DENALI BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| DILLINGHAM CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| FAIRBANKS NORTH STAR BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| HAINES BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| HOONAH-ANGOON CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| JUNEAU CITY AND BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| KENAI PENINSULA BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| KETCHIKAN GATEWAY BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| KODIAK ISLAND BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| KUSILVAK CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| LAKE AND PENINSULA BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| MATANUSKA-SUSITNA BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| NOME CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| NORTH SLOPE BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| NORTHWEST ARCTIC BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| PETERSBURG CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| PRINCE OF WALES-HYDER CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| SITKA CITY AND BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| SKAGWAY MUNICIPALITY | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| SOUTHEAST FAIRBANKS CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| VALDEZ-CORDOVA CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| WRANGELL CITY AND BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| YAKUTAT CITY AND BOROUGH | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| YUKON-KOYUKUK CENSUS AREA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |