VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
ALEUTIANS EAST$636,150
ALEUTIANS WEST$636,150
ANCHORAGE MUNIC$636,150
BETHEL CENSUS A$636,150
BRISTOL BAY BOR$636,150
DENALI BOROUGH$636,150
DILLINGHAM CENS$636,150
FAIRBANKS NORTH$636,150
HAINES BOROUGH$636,150
HOONAH-ANGOON C$636,150
JUNEAU CITY AND$636,150
KENAI PENINSULA$636,150
KETCHIKAN GATEW$636,150
KODIAK ISLAND B$636,150
LAKE AND PENINS$636,150
MATANUSKA-SUSIT$636,150
NOME CENSUS ARE$636,150
NORTH SLOPE BOR$636,150
NORTHWEST ARCTI$636,150
PETERSBURG CENS$636,150
PRINCE OF WALES$636,150
SITKA CITY AND$636,150
SKAGWAY MUNICIP$636,150
SOUTHEAST FAIRB$636,150
VALDEZ-CORDOVA$636,150
KUSILVAK CENSUS$636,150
WRANGELL CITY A$636,150
YAKUTAT CITY AN$636,150
YUKON-KOYUKUK C$636,150

Alaska VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALEUTIANS EAST$679,650$679,650$679,650$679,650
ALEUTIANS WEST$679,650$679,650$679,650$679,650
ANCHORAGE MUNIC$679,650$679,650$679,650$679,650
BETHEL CENSUS A$679,650$679,650$679,650$679,650
BRISTOL BAY BOR$679,650$679,650$679,650$679,650
DENALI BOROUGH$679,650$679,650$679,650$679,650
DILLINGHAM CENS$679,650$679,650$679,650$679,650
FAIRBANKS NORTH$679,650$679,650$679,650$679,650
HAINES BOROUGH$679,650$679,650$679,650$679,650
HOONAH-ANGOON C$679,650$679,650$679,650$679,650
JUNEAU CITY AND$679,650$679,650$679,650$679,650
KENAI PENINSULA$679,650$679,650$679,650$679,650
KETCHIKAN GATEW$679,650$679,650$679,650$679,650
KODIAK ISLAND B$679,650$679,650$679,650$679,650
KUSILVAK CENSUS$679,650$679,650$679,650$679,650
LAKE AND PENINS$679,650$679,650$679,650$679,650
MATANUSKA-SUSIT$679,650$679,650$679,650$679,650
NOME CENSUS ARE$679,650$679,650$679,650$679,650
NORTH SLOPE BOR$679,650$679,650$679,650$679,650
NORTHWEST ARCTI$679,650$679,650$679,650$679,650
PETERSBURG CENS$679,650$679,650$679,650$679,650
PRINCE OF WALES$679,650$679,650$679,650$679,650
SITKA CITY AND$679,650$679,650$679,650$679,650
SKAGWAY MUNICIP$679,650$679,650$679,650$679,650
SOUTHEAST FAIRB$679,650$679,650$679,650$679,650
VALDEZ-CORDOVA$679,650$679,650$679,650$679,650
WRANGELL CITY A$679,650$679,650$679,650$679,650
YAKUTAT CITY AN$679,650$679,650$679,650$679,650
YUKON-KOYUKUK C$679,650$679,650$679,650$679,650

Alaska VA Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Alaska VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
Autauga$453,100$580,150$701,250$871,450
Baldwin$453,100$580,150$701,250$871,450
Barbour$453,100$580,150$701,250$871,450
Bibb$453,100$580,150$701,250$871,450
Blount$453,100$580,150$701,250$871,450
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