Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
APACHE$424,100$543,000$656,350$815,650
COCHISE$424,100$543,000$656,350$815,650
COCONINO$424,100$543,000$656,350$815,650
GILA$424,100$543,000$656,350$815,650
GRAHAM$424,100$543,000$656,350$815,650
GREENLEE$424,100$543,000$656,350$815,650
LA PAZ$424,100$543,000$656,350$815,650
MARICOPA$424,100$543,000$656,350$815,650
MOHAVE$424,100$543,000$656,350$815,650
NAVAJO$424,100$543,000$656,350$815,650
PIMA$424,100$543,000$656,350$815,650
PINAL$424,100$543,000$656,350$815,650
SANTA CRUZ$424,100$543,000$656,350$815,650
YAVAPAI$424,100$543,000$656,350$815,650
YUMA$424,100$543,000$656,350$815,650

Arizona Conventional Loan Limits by County

Fannie Mae and Freddie Mac

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

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Arizona Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
APACHE$453,100$580,150$701,250$871,450
COCHISE$453,100$580,150$701,250$871,450
COCONINO$453,100$580,150$701,250$871,450
GILA$453,100$580,150$701,250$871,450
GRAHAM$453,100$580,150$701,250$871,450
GREENLEE$453,100$580,150$701,250$871,450
LA PAZ$453,100$580,150$701,250$871,450
MARICOPA$453,100$580,150$701,250$871,450
MOHAVE$453,100$580,150$701,250$871,450
NAVAJO$453,100$580,150$701,250$871,450
PIMA$453,100$580,150$701,250$871,450
PINAL$453,100$580,150$701,250$871,450
SANTA CRUZ$453,100$580,150$701,250$871,450
YAVAPAI$453,100$580,150$701,250$871,450
YUMA$453,100$580,150$701,250$871,450
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