VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
APACHE$424,100
COCHISE$424,100
COCONINO$424,100
GILA$424,100
GRAHAM$424,100
GREENLEE$424,100
LA PAZ$424,100
MARICOPA$424,100
MOHAVE$424,100
NAVAJO$424,100
PIMA$424,100
PINAL$424,100
SANTA CRUZ$424,100
YAVAPAI$424,100
YUMA$424,100

Arizona VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Arizona VA Loan Limits by County

Arizona VA Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Arizona VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
APACHE$453,100$453,100$453,100$453,100
COCHISE$453,100$453,100$453,100$453,100
COCONINO$453,100$453,100$453,100$453,100
GILA$453,100$453,100$453,100$453,100
GRAHAM$453,100$453,100$453,100$453,100
GREENLEE$453,100$453,100$453,100$453,100
LA PAZ$453,100$453,100$453,100$453,100
MARICOPA$453,100$453,100$453,100$453,100
MOHAVE$453,100$453,100$453,100$453,100
NAVAJO$453,100$453,100$453,100$453,100
PIMA$453,100$453,100$453,100$453,100
PINAL$453,100$453,100$453,100$453,100
SANTA CRUZ$453,100$453,100$453,100$453,100
YAVAPAI$453,100$453,100$453,100$453,100
YUMA$453,100$453,100$453,100$453,100
>