The City of Brentwood’s Housing Division announces the availability of a limited number of loans to assist in the purchase of market rate homes within the City of Brentwood.

The Down payment Assistance Program (DAP) is a deferred payment loan program which helps income eligible persons /families in the purchase of their first home in the City of Brentwood.

The DAP funds will assist the first time homebuyer with the down payment and/or closing costs. Funds for the DAP are limited, so all loans will be on a first‐come, first‐ served basis to qualified borrowers.

The DAP allows the first time homebuyer to purchase a home within Brentwood city limits with a maximum sales price of $600,000**.

This down payment assistance loan may only be used with conventional, fixed rate loans in first position. The current maximum loan amount is up to $10,000*.

Applicants must be able to contribute at least 3% of the purchase price of the home with their own personal funds to be eligible for the program. Income limits and other restrictions apply.

If funds are no longer available, or you are unable to meet the qualifications for this assistance program, there are other options that may be available to you.

California home buyers should also explore Mortgage Credit Certificates, CRA Programs, Lender/Agent Credits or other creative down payment and closing cost assistance options.