Boomerang Buyer Survival Guide – Video Library

Boomerang Buyers Buy Again After HardshipWhen Can I Buy Again After Financial Hardship?

After the great real estate crash of 2007, many homeowners fell victim to toxic loan programs, economic challenges and financial hardship. There’s light at the end of the tunnel!  Buying a home after a bankruptcy, foreclosure, short sale or deed in lieu of foreclosure can be as little as 2 or 3 years away. We’ve created this series of educational videos to share with you the underwriting requirements of lenders that determine the timeline for when you can buy again. If you still have questions, below are two of our most popular posts which have hundreds of questions from families just like you. I have done my best to answer every single question with as detailed an answer as possible to help others that may find themselves in a similar situation.

Prefer to Read?

Newly updated to include the FHA Back to Work Extenuating Circumstance and Jumbo Mortgage Lending Guidelines, this post includes almost 700 questions and answers, and finding a situation similar to yours is quite possible.

FHA Back to Work Extenuating Circumstances

August 2013:  FHA acknowledges recession as cause of bankruptcy, foreclosure, short sale or deed in lieu.  If you experienced one of these hardships after a 20% or more drop in household income, you’ll want to read this:

Video Library

Most Popular Forums About Buying After Hardship

When Can I Buy Again After a Chapter 7 Bankruptcy?

When Can I Buy Again After a Chapter 13 Bankruptcy?

When Can I Buy Again After a Foreclosure?

When Can I Buy Again After a Short Sale?

When Can I Buy Again After a Deed in Lieu?

What if BK, Short Sale or Foreclosure was not My Fault?

Interview with Christine Wilton, Bankruptcy Attorney

Interview with Christine Wilton Bankruptcy Attorney Pt 1 –   Foreclosure Defense Strategies?

Pt 2 –   Workout Options for Distressed Homeowners?

Pt 3 –   Which Banks are Better at Workouts?

Pt 4 –   Will the Bank Reduce My Principle Balance?

Pt 5 –   Including my Mortgage in Bankruptcy? Pt 1

Pt 6 –   Including my Mortgage in Bankruptcy? Pt 2

Pt 7 –   Legal Liability of including Mortgage in BK?

Pt 8 –   Who owns my Mortgage after Bankruptcy?

Pt 9 –   Life After Bankruptcy – When Can I Buy Again?

Pt 10 – How to Buy a Home Sooner After Bankruptcy?

Pt 11 – Can a Bankruptcy Help with a Loan Modification?

Pt 12 – Is Bankruptcy the Right Decision for You?

The views expressed in these videos are the views of the owners of this site.  We make every attempt to be accurate and yet at the same time we are still human. If you find mistakes or misinformation, please leave us a message below.  If we helped to empower you with our site, we love to hear that too!  Thanks for visiting

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