California Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

California Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALAMEDA$679,650$870,225$1,051,875$1,307,175
ALPINE$463,450$593,300$717,150$891,250
AMADOR$453,100$580,150$701,250$871,450
BUTTE$453,100$580,150$701,250$871,450
CALAVERAS$453,100$580,150$701,250$871,450
COLUSA$453,100$580,150$701,250$871,450
CONTRA COSTA$679,650$870,225$1,051,875$1,307,175
DEL NORTE$453,100$580,150$701,250$871,450
EL DORADO$517,500$662,500$800,800$995,200
FRESNO$453,100$580,150$701,250$871,450
GLENN$453,100$580,150$701,250$871,450
HUMBOLDT$453,100$580,150$701,250$871,450
IMPERIAL$453,100$580,150$701,250$871,450
INYO$453,100$580,150$701,250$871,450
KERN$453,100$580,150$701,250$871,450
KINGS$453,100$580,150$701,250$871,450
LAKE$453,100$580,150$701,250$871,450
LASSEN$453,100$580,150$701,250$871,450
LOS ANGELES$679,650$870,225$1,051,875$1,307,175
MADERA$453,100$580,150$701,250$871,450
MARIN$679,650$870,225$1,051,875$1,307,175
MARIPOSA$453,100$580,150$701,250$871,450
MENDOCINO$453,100$580,150$701,250$871,450
MERCED$453,100$580,150$701,250$871,450
MODOC$453,100$580,150$701,250$871,450
MONO$529,000$677,200$818,600$1,017,300
MONTEREY$615,250$787,650$952,050$1,183,200
NAPA$679,650$870,225$1,051,875$1,307,175
NEVADA$477,250$610,950$738,500$917,800
ORANGE$679,650$870,225$1,051,875$1,307,175
PLACER$517,500$662,500$800,800$995,200
PLUMAS$453,100$580,150$701,250$871,450
RIVERSIDE$453,100$580,150$701,250$871,450
SACRAMENTO$517,500$662,500$800,800$995,200
SAN BENITO$679,650$870,225$1,051,875$1,307,175
SAN BERNARDINO$453,100$580,150$701,250$871,450
SAN DIEGO$649,750$831,800$1,005,450$1,249,550
SAN FRANCISCO$679,650$870,225$1,051,875$1,307,175
SAN JOAQUIN$453,100$580,150$701,250$871,450
SAN LUIS OBISPO$615,250$787,650$952,050$1,183,200
SAN MATEO$679,650$870,225$1,051,875$1,307,175
SANTA BARBARA$625,500$800,775$967,950$1,202,925
SANTA CLARA$679,650$870,225$1,051,875$1,307,175
SANTA CRUZ$679,650$870,225$1,051,875$1,307,175
SHASTA$453,100$580,150$701,250$871,450
SIERRA$453,100$580,150$701,250$871,450
SISKIYOU$453,100$580,150$701,250$871,450
SOLANO$460,000$588,850$711,800$884,600
SONOMA$648,600$830,300$1,003,650$1,247,300
STANISLAUS$453,100$580,150$701,250$871,450
SUTTER$453,100$580,150$701,250$871,450
TEHAMA$453,100$580,150$701,250$871,450
TRINITY$453,100$580,150$701,250$871,450
TULARE$453,100$580,150$701,250$871,450
TUOLUMNE$453,100$580,150$701,250$871,450
VENTURA$672,750$861,250$1,041,050$1,293,750
YOLO$517,500$662,500$800,800$995,200
YUBA$453,100$580,150$701,250$871,450
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