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California Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

California Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALAMEDA$726,525$930,300$1,124,475$1,397,400
ALPINE$484,350$620,200$749,650$931,600
AMADOR$484,350$620,200$749,650$931,600
BUTTE$484,350$620,200$749,650$931,600
CALAVERAS$484,350$620,200$749,650$931,600
COLUSA$484,350$620,200$749,650$931,600
CONTRA COSTA$726,525$930,300$1,124,475$1,397,400
DEL NORTE$484,350$620,200$749,650$931,600
EL DORADO$552,000$706,650$854,200$1,061,550
FRESNO$484,350$620,200$749,650$931,600
GLENN$484,350$620,200$749,650$931,600
HUMBOLDT$484,350$620,200$749,650$931,600
IMPERIAL$484,350$620,200$749,650$931,600
INYO$484,350$620,200$749,650$931,600
KERN$484,350$620,200$749,650$931,600
KINGS$484,350$620,200$749,650$931,600
LAKE$484,350$620,200$749,650$931,600
LASSEN$484,350$620,200$749,650$931,600
LOS ANGELES$726,525$930,300$1,124,475$1,397,400
MADERA$484,350$620,200$749,650$931,600
MARIN$679,650$870,225$1,051,875$1,307,175
MARIPOSA$484,350$620,200$749,650$931,600
MENDOCINO$484,350$620,200$749,650$931,600
MERCED$484,350$620,200$749,650$931,600
MODOC$484,350$620,200$749,650$931,600
MONO$529,000$677,200$818,600$1,017,300
MONTEREY$652,050$834,750$1,009,000$1,253,950
NAPA$726,525$930,300$1,124,475$1,397,400
NEVADA$486,450$622,750$752,750$935,500
ORANGE$726,525$930,300$1,124,475$1,397,400
PLACER$552,000$706,650$854,200$1,061,550
PLUMAS$484,350$620,200$749,650$931,600
RIVERSIDE$484,350$620,200$749,650$931,600
SACRAMENTO$552,000$706,650$854,200$1,061,550
SAN BENITO$726,525$930,300$1,124,475$1,397,400
SAN BERNARDINO$484,350$620,200$749,650$931,600
SAN DIEGO$690,000$883,300$1,067,750$1,326,950
SAN FRANCISCO$726,525$930,300$1,124,475$1,397,400
SAN JOAQUIN$484,350$620,200$749,650$931,600
SAN LUIS OBISPO$667,000$853,900$1,032,150$1,282,700
SAN MATEO$726,525$930,300$1,124,475$1,397,400
SANTA BARBARA$625,500$800,775$967,950$1,202,925
SANTA CLARA$726,525$930,300$1,124,475$1,397,400
SANTA CRUZ$726,525$930,300$1,124,475$1,397,400
SHASTA$484,350$620,200$749,650$931,600
SIERRA$484,350$620,200$749,650$931,600
SISKIYOU$484,350$620,200$749,650$931,600
SOLANO$494,500$633,050$771,600$950,950
SONOMA$704,950$902,450$1,090,850$1,355,700
STANISLAUS$484,350$620,200$749,650$931,600
SUTTER$484,350$620,200$749,650$931,600
TEHAMA$484,350$620,200$749,650$931,600
TRINITY$484,350$620,200$749,650$931,600
TULARE$484,350$620,200$749,650$931,600
TUOLUMNE$484,350$620,200$749,650$931,600
VENTURA$713,000$912,750$1,103,350$1,371,150
YOLO$552,000$706,650$854,200$1,061,550
YUBA$484,350$620,200$749,650$931,600
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