California Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

California Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALAMEDA$765,600$980,325$1,184,925$1,472,550
ALPINE$510,400$653,550$789,950$981,700
AMADOR$510,400$653,550$789,950$981,700
BUTTE$510,400$653,550$789,950$981,700
CALAVERAS$510,400$653,550$789,950$981,700
COLUSA$510,400$653,550$789,950$981,700
CONTRA COSTA$765,600$980,325$1,184,925$1,472,550
DEL NORTE$510,400$653,550$789,950$981,700
EL DORADO$569,250$728,750$880,900$1,094,700
FRESNO$510,400$653,550$789,950$981,700
GLENN$510,400$653,550$789,950$981,700
HUMBOLDT$510,400$653,550$789,950$981,700
IMPERIAL$510,400$653,550$789,950$981,700
INYO$510,400$653,550$789,950$981,700
KERN$510,400$653,550$789,950$981,700
KINGS$510,400$653,550$789,950$981,700
LAKE$510,400$653,550$789,950$981,700
LASSEN$510,400$653,550$789,950$981,700
LOS ANGELES$765,600$980,325$1,184,925$1,472,550
MADERA$510,400$653,550$789,950$981,700
MARIN$765,600$980,325$1,184,925$1,472,550
MARIPOSA$510,400$653,550$789,950$981,700
MENDOCINO$510,400$653,550$789,950$981,700
MERCED$510,400$653,550$789,950$981,700
MODOC$510,400$653,550$789,950$981,700
MONO$529,000$677,200$818,600$1,017,300
MONTEREY$672,750$861,250$1,041,050$1,293,750
NAPA$764,750$979,000$1,183,400$1,470,700
NEVADA$510,400$653,550$789,950$981,700
ORANGE$765,600$980,325$1,184,925$1,472,550
PLACER$569,250$728,750$880,900$1,094,700
PLUMAS$510,400$653,550$789,950$981,700
RIVERSIDE$510,400$653,550$789,950$981,700
SACRAMENTO$569,250$728,750$880,900$1,094,700
SAN BENITO$765,600$980,325$1,184,925$1,472,550
SAN BERNARDINO$510,400$653,550$789,950$981,700
SAN DIEGO$701,500$898,050$1,085,550$1,349,050
SAN FRANCISCO$765,600$980,325$1,184,925$1,472,550
SAN JOAQUIN$510,400$653,550$789,950$981,700
SAN LUIS OBISPO$690,000$883,300$1,067,750$1,326,950
SAN MATEO$765,600$980,325$1,184,925$1,472,550
SANTA BARBARA$625,500$800,775$967,950$1,202,925
SANTA CLARA$765,600$980,325$1,184,925$1,472,550
SANTA CRUZ$765,600$980,325$1,184,925$1,472,550
SHASTA$510,400$653,550$789,950$981,700
SIERRA$510,400$653,550$789,950$981,700
SISKIYOU$510,400$653,550$789,950$981,700
SOLANO$510,400$653,550$789,950$981,700
SONOMA$704,950$902,450$1,090,850$1,355,700
STANISLAUS$510,400$653,550$789,950$981,700
SUTTER$510,400$653,550$789,950$981,700
TEHAMA$510,400$653,550$789,950$981,700
TRINITY$510,400$653,550$789,950$981,700
TULARE$510,400$653,550$789,950$981,700
TUOLUMNE$510,400$653,550$789,950$981,700
VENTURA$713,000$912,750$1,103,350$1,371,150
YOLO$569,250$728,750$880,900$1,094,700
YUBA$510,400$653,550$789,950$981,700