California VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

California VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALAMEDA$679,650$679,650$679,650$679,650
ALPINE$463,450$463,450$463,450$463,450
AMADOR$453,100$453,100$453,100$453,100
BUTTE$453,100$453,100$453,100$453,100
CALAVERAS$453,100$453,100$453,100$453,100
COLUSA$453,100$453,100$453,100$453,100
CONTRA COSTA$679,650$679,650$679,650$679,650
DEL NORTE$453,100$453,100$453,100$453,100
EL DORADO$517,500$517,500$517,500$517,500
FRESNO$453,100$453,100$453,100$453,100
GLENN$453,100$453,100$453,100$453,100
HUMBOLDT$453,100$453,100$453,100$453,100
IMPERIAL$453,100$453,100$453,100$453,100
INYO$453,100$453,100$453,100$453,100
KERN$453,100$453,100$453,100$453,100
KINGS$453,100$453,100$453,100$453,100
LAKE$453,100$453,100$453,100$453,100
LASSEN$453,100$453,100$453,100$453,100
LOS ANGELES$679,650$679,650$679,650$679,650
MADERA$453,100$453,100$453,100$453,100
MARIN$679,650$679,650$679,650$679,650
MARIPOSA$453,100$453,100$453,100$453,100
MENDOCINO$453,100$453,100$453,100$453,100
MERCED$453,100$453,100$453,100$453,100
MODOC$453,100$453,100$453,100$453,100
MONO$529,000$529,000$529,000$529,000
MONTEREY$615,250$615,250$615,250$615,250
NAPA$679,650$679,650$679,650$679,650
NEVADA$477,250$477,250$477,250$477,250
ORANGE$679,650$679,650$679,650$679,650
PLACER$517,500$517,500$517,500$517,500
PLUMAS$453,100$453,100$453,100$453,100
RIVERSIDE$453,100$453,100$453,100$453,100
SACRAMENTO$517,500$517,500$517,500$517,500
SAN BENITO$679,650$679,650$679,650$679,650
SAN BERNARDINO$453,100$453,100$453,100$453,100
SAN DIEGO$649,750$649,750$649,750$649,750
SAN FRANCISCO$679,650$679,650$679,650$679,650
SAN JOAQUIN$453,100$580,150$701,250$871,450
SAN LUIS OBISPO$615,250$615,250$615,250$615,250
SAN MATEO$679,650$679,650$679,650$679,650
SANTA BARBARA$625,500$625,500$625,500$625,500
SANTA CLARA$679,650$679,650$679,650$679,650
SANTA CRUZ$679,650$679,650$679,650$679,650
SHASTA$453,100$453,100$453,100$453,100
SIERRA$453,100$453,100$453,100$453,100
SISKIYOU$453,100$453,100$453,100$453,100
SOLANO$460,000$460,000$460,000$460,000
SONOMA$648,600$648,600$648,600$648,600
STANISLAUS$453,100$453,100$453,100$453,100
SUTTER$453,100$453,100$453,100$453,100
TEHAMA$453,100$453,100$453,100$453,100
TRINITY$453,100$453,100$453,100$453,100
TULARE$453,100$453,100$453,100$453,100
TUOLUMNE$453,100$453,100$453,100$453,100
VENTURA$672,750$672,750$672,750$672,750
YOLO$517,500$517,500$517,500$517,500
YUBA$453,100$453,100$453,100$453,100
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