Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$493,350$631,550$763,450$948,750
ALAMOSA$424,100$543,000$656,350$815,650
ARAPAHOE$493,350$631,550$763,450$948,750
ARCHULETA$424,100$543,000$656,350$815,650
BACA$424,100$543,000$656,350$815,650
BENT$424,100$543,000$656,350$815,650
BOULDER$529,000$677,200$818,600$1,017,300
BROOMFIELD$493,350$631,550$763,450$948,750
CHAFFEE$424,100$543,000$656,350$815,650
CHEYENNE$424,100$543,000$656,350$815,650
CLEAR CREEK$493,350$631,550$763,450$948,750
CONEJOS$424,100$543,000$656,350$815,650
COSTILLA$424,100$543,000$656,350$815,650
CROWLEY$424,100$543,000$656,350$815,650
CUSTER$424,100$543,000$656,350$815,650
DELTA$424,100$543,000$656,350$815,650
DENVER$493,350$631,550$763,450$948,750
DOLORES$424,100$543,000$656,350$815,650
DOUGLAS$493,350$631,550$763,450$948,750
EAGLE$636,150$814,500$984,525$1,223,475
ELBERT$493,350$631,550$763,450$948,750
EL PASO$424,100$543,000$656,350$815,650
FREMONT$424,100$543,000$656,350$815,650
GARFIELD$636,150$814,500$984,525$1,223,475
GILPIN$493,350$631,550$763,450$948,750
GRAND$424,100$543,000$656,350$815,650
GUNNISON$424,100$543,000$656,350$815,650
HINSDALE$427,800$547,650$662,000$822,700
HUERFANO$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JEFFERSON$493,350$631,550$763,450$948,750
KIOWA$424,100$543,000$656,350$815,650
KIT CARSON$424,100$543,000$656,350$815,650
LAKE$625,500$800,775$967,950$1,202,925
LA PLATA$424,100$543,000$656,350$815,650
LARIMER$424,100$543,000$656,350$815,650
LAS ANIMAS$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LOGAN$424,100$543,000$656,350$815,650
MESA$424,100$543,000$656,350$815,650
MINERAL$424,100$543,000$656,350$815,650
MOFFAT$424,100$543,000$656,350$815,650
MONTEZUMA$424,100$543,000$656,350$815,650
MONTROSE$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
OTERO$424,100$543,000$656,350$815,650
OURAY$425,500$544,700$658,450$818,250
PARK$493,350$631,550$763,450$948,750
PHILLIPS$424,100$543,000$656,350$815,650
PITKIN$636,150$814,500$984,525$1,223,475
PROWERS$424,100$543,000$656,350$815,650
PUEBLO$424,100$543,000$656,350$815,650
RIO BLANCO$424,100$543,000$656,350$815,650
RIO GRANDE$424,100$543,000$656,350$815,650
ROUTT$625,500$800,775$967,950$1,202,925
SAGUACHE$424,100$543,000$656,350$815,650
SAN JUAN$424,100$543,000$656,350$815,650
SAN MIGUEL$625,500$800,775$967,950$1,202,925
SEDGWICK$424,100$543,000$656,350$815,650
SUMMIT$625,500$800,775$967,950$1,202,925
TELLER$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WELD$424,100$543,000$656,350$815,650
YUMA$424,100$543,000$656,350$815,650

Colorado Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Colorado Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$529,000$677,200$818,600$1,017,300
ALAMOSA$453,100$580,150701,250$871,450
ARAPAHOE$529,000$677,200$818,600$1,017,300
ARCHULETA$453,100$580,150$701,250$871,450
BACA$453,100$580,150$701,250$871,450
BENT$453,100$580,150$701,250$871,450
BOULDER$578,450$740,500$895,100$1,112,40
BROOMFIELD$529,000$677,200$818,600$1,017,300
CHAFFEE$453,100$580,150$701,250$871,450
CHEYENNE$453,100$580,150$701,250$871,450
CLEAR CREEK$529,000$677,200$818,600$1,017,300
CONEJOS$453,100$580,150$701,250$871,450
COSTILLA$453,100$580,150$701,250$871,450
CROWLEY$453,100$580,150$701,250$871,450
CUSTER$453,100$580,150$701,250$871,450
DELTA$453,100$580,150$701,250$871,450
DENVER$529,000$677,200$818,600$1,017,300
DOLORES$453,100$580,150$701,250$871,450
DOUGLAS$529,000$677,200$818,600$1,017,300
EAGLE$636,150$814,500$984,525$1,223,475
ELBERT$529,000$677,200$818,600$1,017,300
EL PASO$453,100$580,150$701,250$871,450
FREMONT$453,100$580,150$701,250$871,450
GARFIELD$679,650$870,225$1,051,875$1,307,175
GILPIN$529,000$677,200$818,600$1,017,300
GRAND$453,100$580,150$701,250$871,450
GUNNISON$453,100$580,150$701,250$871,450
HINSDALE$453,100$580,150$701,250$871,450
HUERFANO$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JEFFERSON$529,000$677,200$818,600$1,017,300
KIOWA$453,100$580,150$701,250$871,450
KIT CARSON$453,100$580,150$701,250$871,450
LAKE$625,500$800,775$967,950$1,202,925
LA PLATA$453,100$580,150$701,250$871,450
LARIMER$453,100$580,150$701,250$871,450
LAS ANIMAS$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LOGAN$453,100$580,150$701,250$871,450
MESA$453,100$580,150$701,250$871,450
MINERAL$453,100$580,150$701,250$871,450
MOFFAT$453,100$580,150$701,250$871,450
MONTEZUMA$453,100$580,150$701,250$871,450
MONTROSE$453,100$580,150$701,250$871,450
MORGAN$453,100$580,150$701,250$871,450
OTERO$453,100$580,150$701,250$871,450
OURAY$453,100$580,150$701,250$871,450
PARK$529,000$677,200$818,600$1,017,300
PHILLIPS$453,100$580,150$701,250$871,450
PITKIN$679,650$870,225$1,051,875$1,307,175
PROWERS$453,100$580,150$701,250$871,450
PUEBLO$453,100$580,150$701,250$871,450
RIO BLANCO$453,100$580,150$701,250$871,450
RIO GRANDE$453,100$580,150$701,250$871,450
ROUTT$625,500$800,775$967,950$1,202,925
SAGUACHE$453,100$580,150$701,250$871,450
SAN JUAN$453,100$580,150$701,250$871,450
SAN MIGUEL$625,500$800,775$967,950$1,202,925
SEDGWICK$453,100$580,150$701,250$871,450
SUMMIT$625,500$800,775$967,950$1,202,925
TELLER$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WELD$453,100$580,150$701,250$871,450
YUMA$453,100$580,150$701,250$871,450

Colorado Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Colorado Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
Autauga$453,100$580,150$701,250$871,450
Baldwin$453,100$580,150$701,250$871,450
Barbour$453,100$580,150$701,250$871,450
Bibb$453,100$580,150$701,250$871,450
Blount$453,100$580,150$701,250$871,450
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