Is FHA Right for You?

FHA Government insured mortgages offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

CountyOne FamilyDuplexTriplexFourplex
ADAMS$493,350$631,550$763,450$948,750
ALAMOSA$275,665$352,950$426,625$530,150
ARAPAHOE$493,350$631,550$763,450$948,750
ARCHULETA$285,200$365,100$441,300$548,450
BACA$275,665$352,950$426,625$530,150
BENT$275,665$352,950$426,625$530,150
BOULDER$529,000$677,200$818,600$1,017,300
BROOMFIELD$493,350$631,550$763,450$948,750
CHAFFEE$275,665$352,950$426,625$530,150
CHEYENNE$275,665$352,950$426,625$530,150
CLEAR CREEK$493,350$631,550$763,450$948,750
CONEJOS$275,665$352,950$426,625$530,150
COSTILLA$275,665$352,950$426,625$530,150
CROWLEY$275,665$352,950$426,625$530,150
CUSTER$275,665$352,950$426,625$530,150
DELTA$275,665$352,950$426,625$530,150
DENVER$493,350$631,550$763,450$948,750
DOLORES$275,665$352,950$426,625$530,150
DOUGLAS$493,350$631,550$763,450$948,750
EAGLE$636,150$814,500$984,525$1,223,475
EL PASO$285,200$365,100$441,300$548,450
ELBERT$493,350$631,550$763,450$948,750
FREMONT$275,665$352,950$426,625$530,150
GARFIELD$636,150$814,500$984,525$1,223,475
GILPIN$493,350$631,550$763,450$948,750
GRAND$333,500$426,950$516,050$641,350
GUNNISON$357,650$457,850$553,450$687,800
HINSDALE$427,800$547,650$662,000$822,700
HUERFANO$275,665$352,950$426,625$530,150
JACKSON$275,665$352,950$426,625$530,150
JEFFERSON$493,350$631,550$763,450$948,750
KIOWA$275,665$352,950$426,625$530,150
KIT CARSON$275,665$352,950$426,625$530,150
LA PLATA$385,250$493,200$596,150$740,850
LAKE$275,665$352,950$426,625$530,150
LARIMER$376,050$481,400$581,900$723,150
LAS ANIMAS$275,665$352,950$426,625$530,150
LINCOLN$275,665$352,950$426,625$530,150
LOGAN$275,665$352,950$426,625$530,150
MESA$282,900$362,150$437,750$544,050
MINERAL$275,665$352,950$426,625$530,150
MOFFAT$275,665$352,950$426,625$530,150
MONTEZUMA$275,665$352,950$426,625$530,150
MONTROSE$275,665$352,950$426,625$530,150
MORGAN$275,665$352,950$426,625$530,150
OTERO$275,665$352,950$426,625$530,150
OURAY$425,500$544,700$658,450$818,250
PARK$493,350$631,550$763,450$948,750
PHILLIPS$275,665$352,950$426,625$530,150
PITKIN$636,150$814,500$984,525$1,223,475

Colorado FHA Loan Limits by County

FHA Government Insured Home Loans

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Colorado FHA Loan Limits by County

Colorado FHA Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Colorado FHA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$529,000$677,200$818,600$1,017,300
ALAMOSA$294,515$377,075$455,800$566,425
ARCHULETA$294,515$377,075$455,800$566,425
BACA$294,515$377,075$455,800$566,425
BENT$294,515$377,075$455,800$566,425
BOULDER$578,450$740,500$895,100$1,112,40
BROOMFIELD$529,000$677,200$818,600$1,017,300
CHAFFEE$301,300$385,700$466,250$579,400
CHEYENNE$294,515$377,075$455,800$566,425
CLEAR CREEK$529,000$677,200$818,600$1,017,300
COSTILLA$294,515$377,075$455,800$566,425
CROWLEY$294,515$377,075$455,800$566,425
CUSTER$294,515$377,075$455,800$566,425
DOLORES$294,515$377,075$455,800$566,425
DOUGLAS$529,000$677,200$818,600$1,017,300
ELBERT$529,000$677,200$818,600$1,017,300
EL PASO$304,750$390,100$471,550$586,050
FREMONT$294,515$377,075$455,800$566,425
GILPIN$529,000$677,200$818,600$1,017,300
GRAND$373,750$478,450$578,350$718,750
GUNNISON$357,650$457,850$553,450$687,800
HUERFANO$294,515$377,075$455,800$566,425
JACKSON$294,515$377,075$455,800$566,425
KIOWA$294,515$377,075$455,800$566,425
KIT CARSON$294,515$377,075$455,800$566,425
LA PLATA$391,000$500,550$605,050$751,900
LARIMER$402,500$515,250$622,850$774,050
LAS ANIMAS$294,515$377,075$455,800$566,425
LOGAN$294,515$377,075$455,800$566,425
MINERAL$294,515$377,075$455,800$566,425
MONTEZUMA$294,515$377,075$455,800$566,425
MONTROSE$294,515$377,075$455,800$566,425
OTERO$294,515$377,075$455,800$566,425
OURAY$425,500$544,700$658,450$818,250
PARK$529,000$677,200$818,600$1,017,300
PHILLIPS$294,515$377,075$455,800$566,425
PITKIN$679,650$870,225$1,051,875$1,307,175
PROWERS$294,515$377,075$455,800$566,425
PUEBLO$294,515$377,075$455,800$566,425
RIO BLANCO$294,515$377,075$455,800$566,425
ROUTT$634,800$812,650$982,300$1,220,800
SAN JUAN$294,515$377,075$455,800$566,425
SAN MIGUEL$679,650$870,225$1,051,875$1,307,175
TELLER$304,750$390,100$471,550$586,050
WELD$453,100$580,150$701,250$871,450
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