Buying your first home is both scary and exciting at the same time. It gets incredibly scary and exciting the closer you come to the realization that you are in a position to start the home buying process.
The first, and most important question you will have is…..Where do I start?
This is a really good question. And how you proceed from here will set the pace for the type of experience you will have throughout the transaction.
The biggest challenge you will soon discover is that there are a lot of moving pieces, a lot of paperwork, and a lot of people involved in the effort to get you into your first home.
As a first time homebuyer, you count heavily on your home buying team, which is made up of your Realtor and your lender.
When your Realtor and your lender have different levels of competence, experience, and expertise, it’s difficult to know which information is accurate, and how it all fits into the grand scheme of things.
As a veteran of the mortgage and real estate industry since 1998, I’ve put together an insider’s perspective on the home buying process that I take all of my clients through, in one form or another, throughout the process.
By doing your research, familiarizing yourself with the bare basics, and surrounding yourself with a great team, you are now empowered.
Being empowered means that the “next step” is not a mystery to you, and “surprises” are reduced to unpredictable events, not incompetence or a lack of communication.
I’ve compiled some of the most common first time homebuyer experiences, questions, and complications we encounter on a daily basis in this comprehensive, high level guide.
There is a ton of information available on the internet to help you answer specific questions about buying a home. Putting it all together so that it flows through the entire home buying experience is another thing entirely.
Being able to know what coming around the corner is the most valuable weapon you will have against stress, or worse, fear of the unknown. This guide was assembled to give you a road map as you go through the sometimes rocky process.
As you navigate each step, you will better understand the different aspects of the home buying process, and you will know one man’s opinion of how to be the beneficiary of opportunities available to the empowered consumer.
While there are definitely details and nuances that may make your experience slightly different from the next person, this guide is designed to familiarize you enough with the process to eliminate or reduce surprises.
The ultimate benefit of becoming an empowered homebuyer is that you better manage your expectations, your stress is reduced, and surprises are minimized.
New chapters will be released over the next few weeks. If there is no link below, that chapter has not been released yet
All lenders are not created equal. Most of the readers that find this site because they’ve been researching solutions to challenges, and have been told 10 different things by 10 different loan officers.
We’ve created this resource to help you sift through the endless opinions and articles that may, or may not directly answer your question correctly.
There are several ways to ask questions, and get expert opinions on this website.
In addition to researching your questions and providing you with expert advice, I may be able to introduce you to a lender friend that I know has experience with your specific situation and can help.