Florida Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Florida Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALACHUA$510,400$653,550$789,950$981,700
BAKER$510,400$653,550$789,950$981,700
BAY$510,400$653,550$789,950$981,700
BRADFORD$510,400$653,550$789,950$981,700
BREVARD$510,400$653,550$789,950$981,700
BROWARD$510,400$653,550$789,950$981,700
CALHOUN$510,400$653,550$789,950$981,700
CHARLOTTE$510,400$653,550$789,950$981,700
CITRUS$510,400$653,550$789,950$981,700
CLAY$510,400$653,550$789,950$981,700
COLLIER$510,400$653,550$789,950$981,700
COLUMBIA$510,400$653,550$789,950$981,700
DESOTO$510,400$653,550$789,950$981,700
DIXIE$510,400$653,550$789,950$981,700
DUVAL$510,400$653,550$789,950$981,700
ESCAMBIA$510,400$653,550$789,950$981,700
FLAGLER$510,400$653,550$789,950$981,700
FRANKLIN$510,400$653,550$789,950$981,700
GADSDEN$510,400$653,550$789,950$981,700
GILCHRIST$510,400$653,550$789,950$981,700
GLADES$510,400$653,550$789,950$981,700
GULF$510,400$653,550$789,950$981,700
HAMILTON$510,400$653,550$789,950$981,700
HARDEE$510,400$653,550$789,950$981,700
HENDRY$510,400$653,550$789,950$981,700
HERNANDO$510,400$653,550$789,950$981,700
HIGHLANDS$510,400$653,550$789,950$981,700
HILLSBOROUGH$510,400$653,550$789,950$981,700
HOLMES$510,400$653,550$789,950$981,700
INDIAN RIVER$510,400$653,550$789,950$981,700
JACKSON$510,400$653,550$789,950$981,700
JEFFERSON$510,400$653,550$789,950$981,700
LAFAYETTE$510,400$653,550$789,950$981,700
LAKE$510,400$653,550$789,950$981,700
LEE$510,400$653,550$789,950$981,700
LEON$510,400$653,550$789,950$981,700
LEVY$510,400$653,550$789,950$981,700
LIBERTY$510,400$653,550$789,950$981,700
MADISON$510,400$653,550$789,950$981,700
MANATEE$510,400$653,550$789,950$981,700
MARION$510,400$653,550$789,950$981,700
MARTIN$510,400$653,550$789,950$981,700
MIAMI-DADE$510,400$653,550$789,950$981,700
MONROE$552,000$706,650$854,200$1,061,550
NASSAU$510,400$653,550$789,950$981,700
OKALOOSA$510,400$653,550$789,950$981,700
OKEECHOBEE$510,400$653,550$789,950$981,700
ORANGE$510,400$653,550$789,950$981,700
OSCEOLA$510,400$653,550$789,950$981,700
PALM BEACH$510,400$653,550$789,950$981,700
PASCO$510,400$653,550$789,950$981,700
PINELLAS$510,400$653,550$789,950$981,700
POLK$510,400$653,550$789,950$981,700
PUTNAM$510,400$653,550$789,950$981,700
ST. JOHNS$510,400$653,550$789,950$981,700
ST. LUCIE$510,400$653,550$789,950$981,700
SANTA ROSA$510,400$653,550$789,950$981,700
SARASOTA$510,400$653,550$789,950$981,700
SEMINOLE$510,400$653,550$789,950$981,700
SUMTER$510,400$653,550$789,950$981,700
SUWANNEE$510,400$653,550$789,950$981,700
TAYLOR$510,400$653,550$789,950$981,700
UNION$510,400$653,550$789,950$981,700
VOLUSIA$510,400$653,550$789,950$981,700
WAKULLA$510,400$653,550$789,950$981,700
WALTON$510,400$653,550$789,950$981,700
WASHINGTON$510,400$653,550$789,950$981,700