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Florida Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Florida Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALACHUA$484,350$620,200$749,650$931,600
BAKER$484,350$620,200$749,650$931,600
BAY$484,350$620,200$749,650$931,600
BRADFORD$484,350$620,200$749,650$931,600
BREVARD$484,350$620,200$749,650$931,600
BROWARD$484,350$620,200$749,650$931,600
CALHOUN$484,350$620,200$749,650$931,600
CHARLOTTE$484,350$620,200$749,650$931,600
CITRUS$484,350$620,200$749,650$931,600
CLAY$484,350$620,200$749,650$931,600
COLLIER$484,350$620,200$749,650$931,600
COLUMBIA$484,350$620,200$749,650$931,600
DESOTO$484,350$620,200$749,650$931,600
DIXIE$484,350$620,200$749,650$931,600
DUVAL$484,350$620,200$749,650$931,600
ESCAMBIA$484,350$620,200$749,650$931,600
FLAGLER$484,350$620,200$749,650$931,600
FRANKLIN$484,350$620,200$749,650$931,600
GADSDEN$484,350$620,200$749,650$931,600
GILCHRIST$484,350$620,200$749,650$931,600
GLADES$484,350$620,200$749,650$931,600
GULF$484,350$620,200$749,650$931,600
HAMILTON$484,350$620,200$749,650$931,600
HARDEE$484,350$620,200$749,650$931,600
HENDRY$484,350$620,200$749,650$931,600
HERNANDO$484,350$620,200$749,650$931,600
HIGHLANDS$484,350$620,200$749,650$931,600
HILLSBOROUGH$484,350$620,200$749,650$931,600
HOLMES$484,350$620,200$749,650$931,600
INDIAN RIVER$484,350$620,200$749,650$931,600
JACKSON$484,350$620,200$749,650$931,600
JEFFERSON$484,350$620,200$749,650$931,600
LAFAYETTE$484,350$620,200$749,650$931,600
LAKE$484,350$620,200$749,650$931,600
LEE$484,350$620,200$749,650$931,600
LEON$484,350$620,200$749,650$931,600
LEVY$484,350$620,200$749,650$931,600
LIBERTY$484,350$620,200$749,650$931,600
MADISON$484,350$620,200$749,650$931,600
MANATEE$484,350$620,200$749,650$931,600
MARION$484,350$620,200$749,650$931,600
MARTIN$484,350$620,200$749,650$931,600
MIAMI-DADE$484,350$620,200$749,650$931,600
MONROE$529,000$677,200$818,600$1,017,300
NASSAU$484,350$620,200$749,650$931,600
OKALOOSA$484,350$620,200$749,650$931,600
OKEECHOBEE$484,350$620,200$749,650$931,600
ORANGE$484,350$620,200$749,650$931,600
OSCEOLA$484,350$620,200$749,650$931,600
PALM BEACH$484,350$620,200$749,650$931,600
PASCO$484,350$620,200$749,650$931,600
PINELLAS$484,350$620,200$749,650$931,600
POLK$484,350$620,200$749,650$931,600
PUTNAM$484,350$620,200$749,650$931,600
ST. JOHNS$484,350$620,200$749,650$931,600
ST. LUCIE$484,350$620,200$749,650$931,600
SANTA ROSA$484,350$620,200$749,650$931,600
SARASOTA$484,350$620,200$749,650$931,600
SEMINOLE$484,350$620,200$749,650$931,600
SUMTER$484,350$620,200$749,650$931,600
SUWANNEE$484,350$620,200$749,650$931,600
TAYLOR$484,350$620,200$749,650$931,600
UNION$484,350$620,200$749,650$931,600
VOLUSIA$484,350$620,200$749,650$931,600
WAKULLA$484,350$620,200$749,650$931,600
WALTON$484,350$620,200$749,650$931,600
WASHINGTON$484,350$620,200$749,650$931,600
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