Florida VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Florida VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALACHUA$453,100$453,100$453,100$453,100
BAKER$453,100$453,100$453,100$453,100
BAY$453,100$453,100$453,100$453,100
BRADFORD$453,100$453,100$453,100$453,100
BREVARD$453,100$453,100$453,100$453,100
BROWARD$453,100$453,100$453,100$453,100
CALHOUN$453,100$453,100$453,100$453,100
CHARLOTTE$453,100$453,100$453,100$453,100
CITRUS$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
COLLIER$453,100$453,100$453,100$453,100
COLUMBIA$453,100$453,100$453,100$453,100
DESOTO$453,100$453,100$453,100$453,100
DIXIE$453,100$453,100$453,100$453,100
DUVAL$453,100$453,100$453,100$453,100
ESCAMBIA$453,100$453,100$453,100$453,100
FLAGLER$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
GADSDEN$453,100$453,100$453,100$453,100
GILCHRIST$453,100$453,100$453,100$453,100
GLADES$453,100$453,100$453,100$453,100
GULF$453,100$453,100$453,100$453,100
HAMILTON$453,100$453,100$453,100$453,100
HARDEE$453,100$453,100$453,100$453,100
HENDRY$453,100$453,100$453,100$453,100
HERNANDO$453,100$453,100$453,100$453,100
HIGHLANDS$453,100$453,100$453,100$453,100
HILLSBOROUGH$453,100$453,100$453,100$453,100
HOLMES$453,100$453,100$453,100$453,100
INDIAN RIVER$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
LAFAYETTE$453,100$453,100$453,100$453,100
LAKE$453,100$453,100$453,100$453,100
LEE$453,100$453,100$453,100$453,100
LEON$453,100$453,100$453,100$453,100
LEVY$453,100$453,100$453,100$453,100
LIBERTY$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MANATEE$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARTIN$453,100$453,100$453,100$453,100
MIAMI-DADE$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
NASSAU$453,100$453,100$453,100$453,100
OKALOOSA$453,100$453,100$453,100$453,100
OKEECHOBEE$453,100$453,100$453,100$453,100
ORANGE$453,100$453,100$453,100$453,100
OSCEOLA$453,100$453,100$453,100$453,100
PALM BEACH$453,100$453,100$453,100$453,100
PASCO$453,100$453,100$453,100$453,100
PINELLAS$453,100$453,100$453,100$453,100
POLK$453,100$453,100$453,100$453,100
PUTNAM$453,100$453,100$453,100$453,100
ST. JOHNS$453,100$453,100$453,100$453,100
ST. LUCIE$453,100$453,100$453,100$453,100
SANTA ROSA$453,100$453,100$453,100$453,100
SARASOTA$453,100$453,100$453,100$453,100
SEMINOLE$453,100$453,100$453,100$453,100
SUMTER$453,100$453,100$453,100$453,100
SUWANNEE$453,100$453,100$453,100$453,100
TAYLOR$453,100$453,100$453,100$453,100
UNION$453,100$453,100$453,100$453,100
VOLUSIA$453,100$453,100$453,100$453,100
WAKULLA$453,100$453,100$453,100$453,100
WALTON$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
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