Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
APPLING$424,100$543,000$656,350$815,650
ATKINSON$424,100$543,000$656,350$815,650
BACON$424,100$543,000$656,350$815,650
BAKER$424,100$543,000$656,350$815,650
BALDWIN$424,100$543,000$656,350$815,650
BANKS$424,100$543,000$656,350$815,650
BARROW$424,100$543,000$656,350$815,650
BARTOW$424,100$543,000$656,350$815,650
BEN HILL$424,100$543,000$656,350$815,650
BERRIEN$424,100$543,000$656,350$815,650
BIBB$424,100$543,000$656,350$815,650
BLECKLEY$424,100$543,000$656,350$815,650
BRANTLEY$424,100$543,000$656,350$815,650
BROOKS$424,100$543,000$656,350$815,650
BRYAN$424,100$543,000$656,350$815,650
BULLOCH$424,100$543,000$656,350$815,650
BURKE$424,100$543,000$656,350$815,650
BUTTS$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CAMDEN$424,100$543,000$656,350$815,650
CANDLER$424,100$543,000$656,350$815,650
CARROLL$424,100$543,000$656,350$815,650
CATOOSA$424,100$543,000$656,350$815,650
CHARLTON$424,100$543,000$656,350$815,650
CHATHAM$424,100$543,000$656,350$815,650
CHATTAHOOCHEE$424,100$543,000$656,350$815,650
CHATTOOGA$424,100$543,000$656,350$815,650
CHEROKEE$424,100$543,000$656,350$815,650
CLARKE$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
CLAYTON$424,100$543,000$656,350$815,650
CLINCH$424,100$543,000$656,350$815,650
COBB$424,100$543,000$656,350$815,650
COFFEE$424,100$543,000$656,350$815,650
COLQUITT$424,100$543,000$656,350$815,650
COLUMBIA$424,100$543,000$656,350$815,650
COOK$424,100$543,000$656,350$815,650
COWETA$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
CRISP$424,100$543,000$656,350$815,650
DADE$424,100$543,000$656,350$815,650
DAWSON$424,100$543,000$656,350$815,650
DECATUR$424,100$543,000$656,350$815,650
DEKALB$424,100$543,000$656,350$815,650
DODGE$424,100$543,000$656,350$815,650
DOOLY$424,100$543,000$656,350$815,650
DOUGHERTY$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
EARLY$424,100$543,000$656,350$815,650
ECHOLS$424,100$543,000$656,350$815,650
EFFINGHAM$424,100$543,000$656,350$815,650
ELBERT$424,100$543,000$656,350$815,650
EMANUEL$424,100$543,000$656,350$815,650
EVANS$424,100$543,000$656,350$815,650
FANNIN$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FLOYD$424,100$543,000$656,350$815,650
FORSYTH$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
FULTON$424,100$543,000$656,350$815,650
GILMER$424,100$543,000$656,350$815,650
GLASCOCK$424,100$543,000$656,350$815,650
GLYNN$424,100$543,000$656,350$815,650
GORDON$424,100$543,000$656,350$815,650
GRADY$424,100$543,000$656,350$815,650
GREENE$515,200$659,550$797,250$990,800
GWINNETT$424,100$543,000$656,350$815,650
HABERSHAM$424,100$543,000$656,350$815,650
HALL$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARALSON$424,100$543,000$656,350$815,650
HARRIS$424,100$543,000$656,350$815,650
HART$424,100$543,000$656,350$815,650
HEARD$424,100$543,000$656,350$815,650
HENRY$424,100$543,000$656,350$815,650
HOUSTON$424,100$543,000$656,350$815,650
IRWIN$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
JEFF DAVIS$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JENKINS$424,100$543,000$656,350$815,650
JOHNSON$424,100$543,000$656,350$815,650
JONES$424,100$543,000$656,350$815,650
LAMAR$424,100$543,000$656,350$815,650
LANIER$424,100$543,000$656,350$815,650
LAURENS$424,100$543,000$656,350$815,650
LEE$424,100$543,000$656,350$815,650
LIBERTY$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LONG$424,100$543,000$656,350$815,650
LOWNDES$424,100$543,000$656,350$815,650
LUMPKIN$424,100$543,000$656,350$815,650
MCDUFFIE$424,100$543,000$656,350$815,650
MCINTOSH$424,100$543,000$656,350$815,650
MACON$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MERIWETHER$424,100$543,000$656,350$815,650
MILLER$424,100$543,000$656,350$815,650
MITCHELL$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
MURRAY$424,100$543,000$656,350$815,650
MUSCOGEE$424,100$543,000$656,350$815,650
NEWTON$424,100$543,000$656,350$815,650
OCONEE$424,100$543,000$656,350$815,650
OGLETHORPE$424,100$543,000$656,350$815,650
PAULDING$424,100$543,000$656,350$815,650
PEACH$424,100$543,000$656,350$815,650
PICKENS$424,100$543,000$656,350$815,650
PIERCE$424,100$543,000$656,350$815,650
PIKE$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
PULASKI$424,100$543,000$656,350$815,650
PUTNAM$424,100$543,000$656,350$815,650
QUITMAN$424,100$543,000$656,350$815,650
RABUN$424,100$543,000$656,350$815,650
RANDOLPH$424,100$543,000$656,350$815,650
RICHMOND$424,100$543,000$656,350$815,650
ROCKDALE$424,100$543,000$656,350$815,650
SCHLEY$424,100$543,000$656,350$815,650
SCREVEN$424,100$543,000$656,350$815,650
SEMINOLE$424,100$543,000$656,350$815,650
SPALDING$424,100$543,000$656,350$815,650
STEPHENS$424,100$543,000$656,350$815,650
STEWART$424,100$543,000$656,350$815,650
SUMTER$424,100$543,000$656,350$815,650
TALBOT$424,100$543,000$656,350$815,650
TALIAFERRO$424,100$543,000$656,350$815,650
TATTNALL$424,100$543,000$656,350$815,650
TAYLOR$424,100$543,000$656,350$815,650
TELFAIR$424,100$543,000$656,350$815,650
TERRELL$424,100$543,000$656,350$815,650
THOMAS$424,100$543,000$656,350$815,650
TIFT$424,100$543,000$656,350$815,650
TOOMBS$424,100$543,000$656,350$815,650
TOWNS$424,100$543,000$656,350$815,650
TREUTLEN$424,100$543,000$656,350$815,650
TROUP$424,100$543,000$656,350$815,650
TURNER$424,100$543,000$656,350$815,650
TWIGGS$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
UPSON$424,100$543,000$656,350$815,650
WALKER$424,100$543,000$656,350$815,650
WALTON$424,100$543,000$656,350$815,650
WARE$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEBSTER$424,100$543,000$656,350$815,650
WHEELER$424,100$543,000$656,350$815,650
WHITE$424,100$543,000$656,350$815,650
WHITFIELD$424,100$543,000$656,350$815,650
WILCOX$424,100$543,000$656,350$815,650
WILKES$424,100$543,000$656,350$815,650
WILKINSON$424,100$543,000$656,350$815,650
WORTH$424,100$543,000$656,350$815,650

Georgia Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

Georgia Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
APPLING$453,100$580,150$701,250$871,450
ATKINSON$453,100$580,150$701,250$871,450
BACON$453,100$580,150$701,250$871,450
BAKER$453,100$580,150$701,250$871,450
BALDWIN$453,100$580,150$701,250$871,450
BANKS$453,100$580,150$701,250$871,450
BARROW$453,100$580,150$701,250$871,450
BARTOW$453,100$580,150$701,250$871,450
BEN HILL$453,100$580,150$701,250$871,450
BERRIEN$453,100$580,150$701,250$871,450
BIBB$453,100$580,150$701,250$871,450
BLECKLEY$453,100$580,150$701,250$871,450
BRANTLEY$453,100$580,150$701,250$871,450
BROOKS$453,100$580,150$701,250$871,450
BRYAN$453,100$580,150$701,250$871,450
BULLOCH$453,100$580,150$701,250$871,450
BURKE$453,100$580,150$701,250$871,450
BUTTS$453,100$580,150$701,250$871,450
CALHOUN$453,100$580,150$701,250$871,450
CAMDEN$453,100$580,150$701,250$871,450
CANDLER$453,100$580,150$701,250$871,450
CARROLL$453,100$580,150$701,250$871,450
CATOOSA$453,100$580,150$701,250$871,450
CHARLTON$453,100$580,150$701,250$871,450
CHATHAM$453,100$580,150$701,250$871,450
CHATTAHOOCHEE$453,100$580,150$701,250$871,450
CHATTOOGA$453,100$580,150$701,250$871,450
CHEROKEE$453,100$580,150$701,250$871,450
CLARKE$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CLAYTON$453,100$580,150$701,250$871,450
CLINCH$453,100$580,150$701,250$871,450
COBB$453,100$580,150$701,250$871,450
COFFEE$453,100$580,150$701,250$871,450
COLQUITT$453,100$580,150$701,250$871,450
CLINCH$453,100$580,150$701,250$871,450
COLUMBIA$453,100$580,150$701,250$871,450
COOK$453,100$580,150$701,250$871,450
COWETA$453,100$580,150$701,250$871,450
CRAWFORD$453,100$580,150$701,250$871,450
CRISP$453,100$580,150$701,250$871,450
DADE$453,100$580,150$701,250$871,450
DAWSON$453,100$580,150$701,250$871,450
DECATUR$453,100$580,150$701,250$871,450
DEKALB$453,100$580,150$701,250$871,450
DODGE$453,100$580,150$701,250$871,450
DOOLY$453,100$580,150$701,250$871,450
DOUGHERTY$453,100$580,150$701,250$871,450
DOUGLAS$453,100$580,150$701,250$871,450
EARLY$453,100$580,150$701,250$871,450
ECHOLS$453,100$580,150$701,250$871,450
EFFINGHAM$453,100$580,150$701,250$871,450
ELBERT$453,100$580,150$701,250$871,450
EMANUEL$453,100$580,150$701,250$871,450
EVANS$453,100$580,150$701,250$871,450
FANNIN$453,100$580,150$701,250$871,450
FAYETTE$453,100$580,150$701,250$871,450
FLOYD$453,100$580,150$701,250$871,450
FORSYTH$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
FULTON$453,100$580,150$701,250$871,450
GILMER$453,100$580,150$701,250$871,450
GLASCOCK$453,100$580,150$701,250$871,450
GLYNN$453,100$580,150$701,250$871,450
GORDON$453,100$580,150$701,250$871,450
GRADY$453,100$580,150$701,250$871,450
GREENE$453,100$580,150$701,250$871,450
GWINNETT$453,100$580,150$701,250$871,450
HABERSHAM$453,100$580,150$701,250$871,450
HALL$453,100$580,150$701,250$871,450
HANCOCK$453,100$580,150$701,250$871,450
HARALSON$453,100$580,150$701,250$871,450
HARRIS$453,100$580,150$701,250$871,450
HART$453,100$580,150$701,250$871,450
HEARD$453,100$580,150$701,250$871,450
HENRY$453,100$580,150$701,250$871,450
HOUSTON$453,100$580,150$701,250$871,450
IRWIN$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JASPER$453,100$580,150$701,250$871,450
JEFF DAVIS$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
JENKINS$453,100$580,150$701,250$871,450
JOHNSON$453,100$580,150$701,250$871,450
JONES$453,100$580,150$701,250$871,450
LAMAR$453,100$580,150$701,250$871,450
LANIER$453,100$580,150$701,250$871,450
LAURENS$453,100$580,150$701,250$871,450
LEE$453,100$580,150$701,250$871,450
LIBERTY$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LONG$453,100$580,150$701,250$871,450
LOWNDES$453,100$580,150$701,250$871,450
LUMPKIN$453,100$580,150$701,250$871,450
MCDUFFIE$453,100$580,150$701,250$871,450
MCINTOSH$453,100$580,150$701,250$871,450
MACON$453,100$580,150$701,250$871,450
MADISON$453,100$580,150$701,250$871,450
MARION$453,100$580,150$701,250$871,450
MERIWETHER$453,100$580,150$701,250$871,450
MILLER$453,100$580,150$701,250$871,450
MITCHELL$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTGOMERY$453,100$580,150$701,250$871,450
MORGAN$453,100$580,150$701,250$871,450
MURRAY$453,100$580,150$701,250$871,450
MUSCOGEE$453,100$580,150$701,250$871,450
NEWTON$453,100$580,150$701,250$871,450
OCONEE$453,100$580,150$701,250$871,450
OGLETHORPE$453,100$580,150$701,250$871,450
PAULDING$453,100$580,150$701,250$871,450
PEACH$453,100$580,150$701,250$871,450
PICKENS$453,100$580,150$701,250$871,450
PIERCE$453,100$580,150$701,250$871,450
PIKE$453,100$580,150$701,250$871,450
POLK$453,100$580,150$701,250$871,450
PULASKI$453,100$580,150$701,250$871,450
PUTNAM$453,100$580,150$701,250$871,450
QUITMAN$453,100$580,150$701,250$871,450
RABUN$453,100$580,150$701,250$871,450
RANDOLPH$453,100$580,150$701,250$871,450
RICHMOND$453,100$580,150$701,250$871,450
ROCKDALE$453,100$580,150$701,250$871,450
SCHLEY$453,100$580,150$701,250$871,450
SCREVEN$453,100$580,150$701,250$871,450
SEMINOLE$453,100$580,150$701,250$871,450
SPALDING$453,100$580,150$701,250$871,450
STEPHENS$453,100$580,150$701,250$871,450
STEWART$453,100$580,150$701,250$871,450
SUMTER$453,100$580,150$701,250$871,450
TALBOT$453,100$580,150$701,250$871,450
TALIAFERRO$453,100$580,150$701,250$871,450
TATTNALL$453,100$580,150$701,250$871,450
TAYLOR$453,100$580,150$701,250$871,450
TELFAIR$453,100$580,150$701,250$871,450
TERRELL$453,100$580,150$701,250$871,450
THOMAS$453,100$580,150$701,250$871,450
TIFT$453,100$580,150$701,250$871,450
TOOMBS$453,100$580,150$701,250$871,450
TOWNS$453,100$580,150$701,250$871,450
TREUTLEN$453,100$580,150$701,250$871,450
TROUP$453,100$580,150$701,250$871,450
TURNER$453,100$580,150$701,250$871,450
TWIGGS$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
UPSON$453,100$580,150$701,250$871,450
WALKER$453,100$580,150$701,250$871,450
WALTON$453,100$580,150$701,250$871,450
WARE$453,100$580,150$701,250$871,450
WARREN$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WEBSTER$453,100$580,150$701,250$871,450
WHEELER$453,100$580,150$701,250$871,450
WHITE$453,100$580,150$701,250$871,450
WHITFIELD$453,100$580,150$701,250$871,450
WILCOX$453,100$580,150$701,250$871,450
WILKES$453,100$580,150$701,250$871,450
WILKINSON$453,100$580,150$701,250$871,450
WORTH$453,100$580,150$701,250$871,450
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