Georgia Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Georgia Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
APPLING$453,100$580,150$701,250$871,450
ATKINSON$453,100$580,150$701,250$871,450
BACON$453,100$580,150$701,250$871,450
BAKER$453,100$580,150$701,250$871,450
BALDWIN$453,100$580,150$701,250$871,450
BANKS$453,100$580,150$701,250$871,450
BARROW$453,100$580,150$701,250$871,450
BARTOW$453,100$580,150$701,250$871,450
BEN HILL$453,100$580,150$701,250$871,450
BERRIEN$453,100$580,150$701,250$871,450
BIBB$453,100$580,150$701,250$871,450
BLECKLEY$453,100$580,150$701,250$871,450
BRANTLEY$453,100$580,150$701,250$871,450
BROOKS$453,100$580,150$701,250$871,450
BRYAN$453,100$580,150$701,250$871,450
BULLOCH$453,100$580,150$701,250$871,450
BURKE$453,100$580,150$701,250$871,450
BUTTS$453,100$580,150$701,250$871,450
CALHOUN$453,100$580,150$701,250$871,450
CAMDEN$453,100$580,150$701,250$871,450
CANDLER$453,100$580,150$701,250$871,450
CARROLL$453,100$580,150$701,250$871,450
CATOOSA$453,100$580,150$701,250$871,450
CHARLTON$453,100$580,150$701,250$871,450
CHATHAM$453,100$580,150$701,250$871,450
CHATTAHOOCHEE$453,100$580,150$701,250$871,450
CHATTOOGA$453,100$580,150$701,250$871,450
CHEROKEE$453,100$580,150$701,250$871,450
CLARKE$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CLAYTON$453,100$580,150$701,250$871,450
CLINCH$453,100$580,150$701,250$871,450
COBB$453,100$580,150$701,250$871,450
COFFEE$453,100$580,150$701,250$871,450
COLQUITT$453,100$580,150$701,250$871,450
CLINCH$453,100$580,150$701,250$871,450
COLUMBIA$453,100$580,150$701,250$871,450
COOK$453,100$580,150$701,250$871,450
COWETA$453,100$580,150$701,250$871,450
CRAWFORD$453,100$580,150$701,250$871,450
CRISP$453,100$580,150$701,250$871,450
DADE$453,100$580,150$701,250$871,450
DAWSON$453,100$580,150$701,250$871,450
DECATUR$453,100$580,150$701,250$871,450
DEKALB$453,100$580,150$701,250$871,450
DODGE$453,100$580,150$701,250$871,450
DOOLY$453,100$580,150$701,250$871,450
DOUGHERTY$453,100$580,150$701,250$871,450
DOUGLAS$453,100$580,150$701,250$871,450
EARLY$453,100$580,150$701,250$871,450
ECHOLS$453,100$580,150$701,250$871,450
EFFINGHAM$453,100$580,150$701,250$871,450
ELBERT$453,100$580,150$701,250$871,450
EMANUEL$453,100$580,150$701,250$871,450
EVANS$453,100$580,150$701,250$871,450
FANNIN$453,100$580,150$701,250$871,450
FAYETTE$453,100$580,150$701,250$871,450
FLOYD$453,100$580,150$701,250$871,450
FORSYTH$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
FULTON$453,100$580,150$701,250$871,450
GILMER$453,100$580,150$701,250$871,450
GLASCOCK$453,100$580,150$701,250$871,450
GLYNN$453,100$580,150$701,250$871,450
GORDON$453,100$580,150$701,250$871,450
GRADY$453,100$580,150$701,250$871,450
GREENE$453,100$580,150$701,250$871,450
GWINNETT$453,100$580,150$701,250$871,450
HABERSHAM$453,100$580,150$701,250$871,450
HALL$453,100$580,150$701,250$871,450
HANCOCK$453,100$580,150$701,250$871,450
HARALSON$453,100$580,150$701,250$871,450
HARRIS$453,100$580,150$701,250$871,450
HART$453,100$580,150$701,250$871,450
HEARD$453,100$580,150$701,250$871,450
HENRY$453,100$580,150$701,250$871,450
HOUSTON$453,100$580,150$701,250$871,450
IRWIN$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JASPER$453,100$580,150$701,250$871,450
JEFF DAVIS$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
JENKINS$453,100$580,150$701,250$871,450
JOHNSON$453,100$580,150$701,250$871,450
JONES$453,100$580,150$701,250$871,450
LAMAR$453,100$580,150$701,250$871,450
LANIER$453,100$580,150$701,250$871,450
LAURENS$453,100$580,150$701,250$871,450
LEE$453,100$580,150$701,250$871,450
LIBERTY$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LONG$453,100$580,150$701,250$871,450
LOWNDES$453,100$580,150$701,250$871,450
LUMPKIN$453,100$580,150$701,250$871,450
MCDUFFIE$453,100$580,150$701,250$871,450
MCINTOSH$453,100$580,150$701,250$871,450
MACON$453,100$580,150$701,250$871,450
MADISON$453,100$580,150$701,250$871,450
MARION$453,100$580,150$701,250$871,450
MERIWETHER$453,100$580,150$701,250$871,450
MILLER$453,100$580,150$701,250$871,450
MITCHELL$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTGOMERY$453,100$580,150$701,250$871,450
MORGAN$453,100$580,150$701,250$871,450
MURRAY$453,100$580,150$701,250$871,450
MUSCOGEE$453,100$580,150$701,250$871,450
NEWTON$453,100$580,150$701,250$871,450
OCONEE$453,100$580,150$701,250$871,450
OGLETHORPE$453,100$580,150$701,250$871,450
PAULDING$453,100$580,150$701,250$871,450
PEACH$453,100$580,150$701,250$871,450
PICKENS$453,100$580,150$701,250$871,450
PIERCE$453,100$580,150$701,250$871,450
PIKE$453,100$580,150$701,250$871,450
POLK$453,100$580,150$701,250$871,450
PULASKI$453,100$580,150$701,250$871,450
PUTNAM$453,100$580,150$701,250$871,450
QUITMAN$453,100$580,150$701,250$871,450
RABUN$453,100$580,150$701,250$871,450
RANDOLPH$453,100$580,150$701,250$871,450
RICHMOND$453,100$580,150$701,250$871,450
ROCKDALE$453,100$580,150$701,250$871,450
SCHLEY$453,100$580,150$701,250$871,450
SCREVEN$453,100$580,150$701,250$871,450
SEMINOLE$453,100$580,150$701,250$871,450
SPALDING$453,100$580,150$701,250$871,450
STEPHENS$453,100$580,150$701,250$871,450
STEWART$453,100$580,150$701,250$871,450
SUMTER$453,100$580,150$701,250$871,450
TALBOT$453,100$580,150$701,250$871,450
TALIAFERRO$453,100$580,150$701,250$871,450
TATTNALL$453,100$580,150$701,250$871,450
TAYLOR$453,100$580,150$701,250$871,450
TELFAIR$453,100$580,150$701,250$871,450
TERRELL$453,100$580,150$701,250$871,450
THOMAS$453,100$580,150$701,250$871,450
TIFT$453,100$580,150$701,250$871,450
TOOMBS$453,100$580,150$701,250$871,450
TOWNS$453,100$580,150$701,250$871,450
TREUTLEN$453,100$580,150$701,250$871,450
TROUP$453,100$580,150$701,250$871,450
TURNER$453,100$580,150$701,250$871,450
TWIGGS$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
UPSON$453,100$580,150$701,250$871,450
WALKER$453,100$580,150$701,250$871,450
WALTON$453,100$580,150$701,250$871,450
WARE$453,100$580,150$701,250$871,450
WARREN$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WEBSTER$453,100$580,150$701,250$871,450
WHEELER$453,100$580,150$701,250$871,450
WHITE$453,100$580,150$701,250$871,450
WHITFIELD$453,100$580,150$701,250$871,450
WILCOX$453,100$580,150$701,250$871,450
WILKES$453,100$580,150$701,250$871,450
WILKINSON$453,100$580,150$701,250$871,450
WORTH$453,100$580,150$701,250$871,450
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