Hawaii Conventional Loan Limits by Island

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Hawaii Conventional Loan Limits by Island

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
HAWAII$679,650 $870,225 $1,051,875 $1,307,175
HONOLULU$721,050 $923,050 $1,115,800 $1,386,650
KALAWAO$679,650 $870,225 $1,051,875 $1,307,175
KAUAI$713,000 $912,750 $1,103,350 $1,371,150
MAUI$679,650 $870,225 $1,051,875 $1,307,175