VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
HAWAII$636,150
HONOLULU$721,050
KALAWAO$657,800
KAUAI$713,000
MAUI$657,800

Hawaii VA Loan Limits by Island

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

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Hawaii VA Loan Limits by Island

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
HAWAII$679,650$679,650$679,650$679,650
HONOLULU$721,050$721,050$721,050$721,050
KALAWAO$679,650$679,650$679,650$679,650
KAUAI$713,000$713,000$713,000$713,000
MAUI$679,650$679,650$679,650$679,650
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