VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County 100% Financing Limit
ADA $424,100
ADAMS $424,100
BANNOCK $424,100
BEAR LAKE $424,100
BENEWAH $424,100
BINGHAM $424,100
BLAINE $625,500
BOISE $424,100
BONNER $424,100
BONNEVILLE $424,100
BOUNDARY $424,100
BUTTE $424,100
CAMAS $625,500
CANYON $424,100
CARIBOU $424,100
CASSIA $424,100
CLARK $424,100
CLEARWATER $424,100
CUSTER $424,100
ELMORE $424,100
FRANKLIN $424,100
FREMONT $424,100
GEM $424,100
GOODING $424,100
IDAHO $424,100
JEFFERSON $424,100
JEROME $424,100
KOOTENAI $424,100
LATAH $424,100
LEMHI $424,100
LEWIS $424,100
LINCOLN $625,500
MADISON $424,100
MINIDOKA $424,100
NEZ PERCE $424,100
ONEIDA $424,100
OWYHEE $424,100
PAYETTE $424,100
POWER $424,100
SHOSHONE $424,100
TETON $636,150
TWIN FALLS $424,100
VALLEY $424,100
WASHINGTON $424,100

Idaho VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

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Idaho VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADA$453,100$453,100$453,100$453,100
ADAMS$453,100$453,100$453,100$453,100
BANNOCK$453,100$453,100$453,100$453,100
BEAR LAKE$453,100$453,100$453,100$453,100
BENEWAH$453,100$453,100$453,100$453,100
BINGHAM$453,100$453,100$453,100$453,100
BLAINE$625,500 $625,500 $625,500 $625,500
BOISE$453,100$453,100$453,100$453,100
BONNER$453,100$453,100$453,100$453,100
BONNEVILLE$453,100$453,100$453,100$453,100
BOUNDARY$453,100$453,100$453,100$453,100
BUTTE$453,100$453,100$453,100$453,100
CAMAS$625,500 $625,500 $625,500 $625,500
CANYON$453,100$453,100$453,100$453,100
CARIBOU$453,100$453,100$453,100$453,100
CASSIA$453,100$453,100$453,100$453,100
CLARK$453,100$453,100$453,100$453,100
CLEARWATER$453,100$453,100$453,100$453,100
CUSTER$453,100$453,100$453,100$453,100
ELMORE$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FREMONT$453,100$453,100$453,100$453,100
GEM$453,100$453,100$453,100$453,100
GOODING$453,100$453,100$453,100$453,100
IDAHO$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
JEROME$453,100$453,100$453,100$453,100
KOOTENAI$453,100$453,100$453,100$453,100
LATAH$453,100$453,100$453,100$453,100
LEMHI$453,100$453,100$453,100$453,100
LEWIS$453,100$453,100$453,100$453,100
LINCOLN$625,500 $625,500 $625,500 $625,500
MADISON$453,100$453,100$453,100$453,100
MINIDOKA$453,100$453,100$453,100$453,100
NEZ PERCE$453,100$453,100$453,100$453,100
ONEIDA$453,100$453,100$453,100$453,100
OWYHEE$453,100$453,100$453,100$453,100
PAYETTE$453,100$453,100$453,100$453,100
POWER$453,100$453,100$453,100$453,100
SHOSHONE$453,100$453,100$453,100$453,100
TETON$679,650 $679,650 $679,650 $679,650
TWIN FALLS$453,100$453,100$453,100$453,100
VALLEY$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
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