Illinois Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$424,100$543,000$656,350$815,650
ALEXANDER$424,100$543,000$656,350$815,650
BOND$424,100$543,000$656,350$815,650
BOONE$424,100$543,000$656,350$815,650
BROWN$424,100$543,000$656,350$815,650
BUREAU$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CARROLL$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CHAMPAIGN$424,100$543,000$656,350$815,650
CHRISTIAN$424,100$543,000$656,350$815,650
CLARK$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
CLINTON$424,100$543,000$656,350$815,650
COLES$424,100$543,000$656,350$815,650
COOK$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
CUMBERLAND$424,100$543,000$656,350$815,650
DEKALB$424,100$543,000$656,350$815,650
DE WITT$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
DUPAGE$424,100$543,000$656,350$815,650
EDGAR$424,100$543,000$656,350$815,650
EDWARDS$424,100$543,000$656,350$815,650
EFFINGHAM$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FORD$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
FULTON$424,100$543,000$656,350$815,650
GALLATIN$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
GRUNDY$424,100$543,000$656,350$815,650
HAMILTON$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARDIN$424,100$543,000$656,350$815,650
HENDERSON$424,100$543,000$656,350$815,650
HENRY$424,100$543,000$656,350$815,650
IROQUOIS$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JERSEY$424,100$543,000$656,350$815,650
JO DAVIESS$424,100$543,000$656,350$815,650
JOHNSON$424,100$543,000$656,350$815,650
KANE$424,100$543,000$656,350$815,650
KANKAKEE$424,100$543,000$656,350$815,650
KENDALL$424,100$543,000$656,350$815,650
KNOX$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LASALLE$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LEE$424,100$543,000$656,350$815,650
LIVINGSTON$424,100$543,000$656,350$815,650
LOGAN$424,100$543,000$656,350$815,650
MCDONOUGH$424,100$543,000$656,350$815,650
MCHENRY$424,100$543,000$656,350$815,650
MCLEAN$424,100$543,000$656,350$815,650
MACON$424,100$543,000$656,350$815,650
MACOUPIN$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MASON$424,100$543,000$656,350$815,650
MASSAC$424,100$543,000$656,350$815,650
MENARD$424,100$543,000$656,350$815,650
MERCER$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
MOULTRIE$424,100$543,000$656,350$815,650
OGLE$424,100$543,000$656,350$815,650
PEORIA$424,100$543,000$656,350$815,650
PERRY$424,100$543,000$656,350$815,650
PIATT$424,100$543,000$656,350$815,650
PIKE$424,100$543,000$656,350$815,650
POPE$424,100$543,000$656,350$815,650
PULASKI$424,100$543,000$656,350$815,650
PUTNAM$424,100$543,000$656,350$815,650
RANDOLPH$424,100$543,000$656,350$815,650
RICHLAND$424,100$543,000$656,350$815,650
ROCK ISLAND$424,100$543,000$656,350$815,650
ST. CLAIR$424,100$543,000$656,350$815,650
SALINE$424,100$543,000$656,350$815,650
SANGAMON$424,100$543,000$656,350$815,650
SCHUYLER$424,100$543,000$656,350$815,650
SCOTT$424,100$543,000$656,350$815,650
SHELBY$424,100$543,000$656,350$815,650
STARK$424,100$543,000$656,350$815,650
STEPHENSON$424,100$543,000$656,350$815,650
TAZEWELL$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
VERMILION$424,100$543,000$656,350$815,650
WABASH$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WHITE$424,100$543,000$656,350$815,650
WHITESIDE$424,100$543,000$656,350$815,650
WILL$424,100$543,000$656,350$815,650
WILLIAMSON$424,100$543,000$656,350$815,650
WINNEBAGO$424,100$543,000$656,350$815,650
WOODFORD$424,100$543,000$656,350$815,650
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