Illinois Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Illinois Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$453,100$580,150$701,250$871,450
ALEXANDER$453,100$580,150$701,250$871,450
BOND$453,100$580,150$701,250$871,450
BOONE$453,100$580,150$701,250$871,450
BROWN$453,100$580,150$701,250$871,450
BUREAU$453,100$580,150$701,250$871,450
CALHOUN$453,100$580,150$701,250$871,450
CARROLL$453,100$580,150$701,250$871,450
CASS$453,100$580,150$701,250$871,450
CHAMPAIGN$453,100$580,150$701,250$871,450
CHRISTIAN$453,100$580,150$701,250$871,450
CLARK$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CLINTON$453,100$580,150$701,250$871,450
COLES$453,100$580,150$701,250$871,450
COOK$453,100$580,150$701,250$871,450
CRAWFORD$453,100$580,150$701,250$871,450
CUMBERLAND$453,100$580,150$701,250$871,450
DEKALB$453,100$580,150$701,250$871,450
DE WITT$453,100$580,150$701,250$871,450
DOUGLAS$453,100$580,150$701,250$871,450
DUPAGE$453,100$580,150$701,250$871,450
EDGAR$453,100$580,150$701,250$871,450
EDWARDS$453,100$580,150$701,250$871,450
EFFINGHAM$453,100$580,150$701,250$871,450
FAYETTE$453,100$580,150$701,250$871,450
FORD$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
FULTON$453,100$580,150$701,250$871,450
GALLATIN$453,100$580,150$701,250$871,450
GREENE$453,100$580,150$701,250$871,450
GRUNDY$453,100$580,150$701,250$871,450
HAMILTON$453,100$580,150$701,250$871,450
HANCOCK$453,100$580,150$701,250$871,450
HARDIN$453,100$580,150$701,250$871,450
HENDERSON$453,100$580,150$701,250$871,450
HENRY$453,100$580,150$701,250$871,450
IROQUOIS$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JASPER$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
JERSEY$453,100$580,150$701,250$871,450
JO DAVIESS$453,100$580,150$701,250$871,450
JOHNSON$453,100$580,150$701,250$871,450
KANE$453,100$580,150$701,250$871,450
KANKAKEE$453,100$580,150$701,250$871,450
KENDALL$453,100$580,150$701,250$871,450
KNOX$453,100$580,150$701,250$871,450
LAKE$453,100$580,150$701,250$871,450
LASALLE$453,100$580,150$701,250$871,450
LAWRENCE$453,100$580,150$701,250$871,450
LEE$453,100$580,150$701,250$871,450
LIVINGSTON$453,100$580,150$701,250$871,450
LOGAN$453,100$580,150$701,250$871,450
MCDONOUGH$453,100$580,150$701,250$871,450
MCHENRY$453,100$580,150$701,250$871,450
MCLEAN$453,100$580,150$701,250$871,450
MACON$453,100$580,150$701,250$871,450
MACOUPIN$453,100$580,150$701,250$871,450
MADISON$453,100$580,150$701,250$871,450
MARION$453,100$580,150$701,250$871,450
MARSHALL$453,100$580,150$701,250$871,450
MASON$453,100$580,150$701,250$871,450
MASSAC$453,100$580,150$701,250$871,450
MENARD$453,100$580,150$701,250$871,450
MERCER$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTGOMERY$453,100$580,150$701,250$871,450
MORGAN$453,100$580,150$701,250$871,450
MOULTRIE$453,100$580,150$701,250$871,450
OGLE$453,100$580,150$701,250$871,450
PEORIA$453,100$580,150$701,250$871,450
PERRY$453,100$580,150$701,250$871,450
PIATT$453,100$580,150$701,250$871,450
PIKE$453,100$580,150$701,250$871,450
POPE$453,100$580,150$701,250$871,450
PULASKI$453,100$580,150$701,250$871,450
PUTNAM$453,100$580,150$701,250$871,450
RANDOLPH$453,100$580,150$701,250$871,450
RICHLAND$453,100$580,150$701,250$871,450
ROCK ISLAND$453,100$580,150$701,250$871,450
ST. CLAIR$453,100$580,150$701,250$871,450
SALINE$453,100$580,150$701,250$871,450
SANGAMON$453,100$580,150$701,250$871,450
SCHUYLER$453,100$580,150$701,250$871,450
SCOTT$453,100$580,150$701,250$871,450
SHELBY$453,100$580,150$701,250$871,450
STARK$453,100$580,150$701,250$871,450
STEPHENSON$453,100$580,150$701,250$871,450
TAZEWELL$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
VERMILION$453,100$580,150$701,250$871,450
WABASH$453,100$580,150$701,250$871,450
WARREN$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WHITE$453,100$580,150$701,250$871,450
WHITESIDE$453,100$580,150$701,250$871,450
WILL$453,100$580,150$701,250$871,450
WILLIAMSON$453,100$580,150$701,250$871,450
WINNEBAGO$453,100$580,150$701,250$871,450
WOODFORD$453,100$580,150$701,250$871,450
>