FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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Illinois FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ADAMS | $331,760 | $424,800 | $513,450 | $638,100 |
| ALEXANDER | $331,760 | $424,800 | $513,450 | $638,100 |
| BOND | $331,760 | $424,800 | $513,450 | $638,100 |
| BOONE | $339,250 | $434,300 | $524,950 | $652,400 |
| BROWN | $331,760 | $424,800 | $513,450 | $638,100 |
| BUREAU | $331,760 | $424,800 | $513,450 | $638,100 |
| CALHOUN | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | $331,760 | $424,800 | $513,450 | $638,100 |
| CASS | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAMPAIGN | $331,760 | $424,800 | $513,450 | $638,100 |
| CHRISTIAN | $331,760 | $424,800 | $513,450 | $638,100 |
| CLARK | $331,760 | $424,800 | $513,450 | $638,100 |
| CLAY | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | $331,760 | $424,800 | $513,450 | $638,100 |
| COLES | $331,760 | $424,800 | $513,450 | $638,100 |
| COOK | $368,000 | $471,100 | $569,450 | $707,700 |
| CRAWFORD | $331,760 | $424,800 | $513,450 | $638,100 |
| CUMBERLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| DE WITT | $331,760 | $424,800 | $513,450 | $638,100 |
| DEKALB | $368,000 | $471,100 | $569,450 | $707,700 |
| DOUGLAS | $331,760 | $424,800 | $513,450 | $638,100 |
| DUPAGE | $368,000 | $471,100 | $569,450 | $707,700 |
| EDGAR | $331,760 | $424,800 | $$513,450 | $638,100 |
| EDWARDS | $331,760 | $424,800 | $513,450 | $638,100 |
| EFFINGHAM | $331,760 | $424,800 | $513,450 | $638,100 |
| FAYETTE | $331,760 | $424,800 | $513,450 | $638,100 |
| FORD | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | $331,760 | $424,800 | $513,450 | $638,100 |
| GALLATIN | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | $331,760 | $424,800 | $513,450 | $638,100 |
| GRUNDY | $368,000 | $471,100 | $569,450 | $707,700 |
| HAMILTON | $331,760 | $424,800 | $513,450 | $638,100 |
| HANCOCK | $331,760 | $424,800 | $513,450 | $638,100 |
| HARDIN | $331,760 | $424,800 | $513,450 | $638,100 |
| HENDERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| HENRY | $331,760 | $424,800 | $513,450 | $638,100 |
| IROQUOIS | $331,760 | $424,800 | $513,450 | $638,100 |
| JACKSON | $331,760 | $424,800 | $513,450 | $638,100 |
| JASPER | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| JERSEY | $331,760 | $424,800 | $513,450 | $638,100 |
| JO DAVIESS | $331,760 | $424,800 | $513,450 | $638,100 |
| JOHNSON | $331,760 | $424,800 | $513,450 | $638,100 |
| KANE | $368,000 | $471,100 | $569,450 | $707,700 |
| KANKAKEE | $331,760 | $424,800 | $513,450 | $638,100 |
| KENDALL | $368,000 | $471,100 | $569,450 | $707,700 |
| KNOX | $331,760 | $424,800 | $513,450 | $638,100 |
| LAKE | $368,000 | $471,100 | $569,450 | $707,700 |
| LASALLE | $331,760 | $424,800 | $513,450 | $638,100 |
| LAWRENCE | $331,760 | $424,800 | $513,450 | $638,100 |
| LEE | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | $331,760 | $424,800 | $513,450 | $638,100 |
| LOGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| MACON | $331,760 | $424,800 | $513,450 | $638,100 |
| MACOUPIN | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | $331,760 | $424,800 | $513,450 | $638,100 |
| MARION | $331,760 | $424,800 | $513,450 | $638,100 |
| MARSHALL | $331,760 | $424,800 | $513,450 | $638,100 |
| MASON | $331,760 | $424,800 | $513,450 | $638,100 |
| MASSAC | $331,760 | $424,800 | $513,450 | $638,100 |
| MCDONOUGH | $331,760 | $424,800 | $513,450 | $638,100 |
| MCHENRY | $368,000 | $471,100 | $569,450 | $707,700 |
| MCLEAN | $331,760 | $424,800 | $513,450 | $638,100 |
| MENARD | $331,760 | $424,800 | $513,450 | $638,100 |
| MERCER | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | $331,760 | $424,800 | $513,450 | $638,100 |
| MORGAN | $331,760 | $424,800 | $513,450 | $638,100 |
| MOULTRIE | $331,760 | $424,800 | $513,450 | $638,100 |
| OGLE | $331,760 | $424,800 | $513,450 | $638,100 |
| PEORIA | $331,760 | $424,800 | $513,450 | $638,100 |
| PERRY | $331,760 | $424,800 | $513,450 | $638,100 |
| PIATT | $331,760 | $424,800 | $513,450 | $638,100 |
| PIKE | $331,760 | $424,800 | $513,450 | $638,100 |
| POPE | $331,760 | $424,800 | $513,450 | $638,100 |
| PULASKI | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | $331,760 | $424,800 | $513,450 | $638,100 |
| RANDOLPH | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| ROCK ISLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| SALINE | $331,760 | $424,800 | $513,450 | $638,100 |
| SANGAMON | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLER | $331,760 | $424,800 | $513,450 | $638,100 |
| SCOTT | $331,760 | $424,800 | $513,450 | $638,100 |
| SHELBY | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. CLAIR | $331,760 | $424,800 | $513,450 | $638,100 |
| STARK | $331,760 | $424,800 | $513,450 | $638,100 |
| STEPHENSON | $331,760 | $424,800 | $513,450 | $638,100 |
| TAZEWELL | $331,760 | $424,800 | $513,450 | $638,100 |
| UNION | $331,760 | $424,800 | $513,450 | $638,100 |
| VERMILION | $331,760 | $424,800 | $513,450 | $638,100 |
| WABASH | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITE | $331,760 | $424,800 | $513,450 | $638,100 |
| WHITESIDE | $331,760 | $424,800 | $513,450 | $638,100 |
| WILL | $368,000 | $471,100 | $569,450 | $707,700 |
| WILLIAMSON | $331,760 | $424,800 | $513,450 | $638,100 |