Illinois VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Illinois VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$453,100$453,100$453,100$453,100
ALEXANDER$453,100$453,100$453,100$453,100
BOND$453,100$453,100$453,100$453,100
BOONE$453,100$453,100$453,100$453,100
BROWN$453,100$453,100$453,100$453,100
BUREAU$453,100$453,100$453,100$453,100
CALHOUN$453,100$453,100$453,100$453,100
CARROLL$453,100$453,100$453,100$453,100
CASS$453,100$453,100$453,100$453,100
CHAMPAIGN$453,100$453,100$453,100$453,100
CHRISTIAN$453,100$453,100$453,100$453,100
CLARK$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
CLINTON$453,100$453,100$453,100$453,100
COLES$453,100$453,100$453,100$453,100
COOK$453,100$453,100$453,100$453,100
CRAWFORD$453,100$453,100$453,100$453,100
CUMBERLAND$453,100$453,100$453,100$453,100
DEKALB$453,100$453,100$453,100$453,100
DE WITT$453,100$453,100$453,100$453,100
DOUGLAS$453,100$453,100$453,100$453,100
DUPAGE$453,100$453,100$453,100$453,100
EDGAR$453,100$453,100$453,100$453,100
EDWARDS$453,100$453,100$453,100$453,100
EFFINGHAM$453,100$453,100$453,100$453,100
FAYETTE$453,100$453,100$453,100$453,100
FORD$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FULTON$453,100$453,100$453,100$453,100
GALLATIN$453,100$453,100$453,100$453,100
GREENE$453,100$453,100$453,100$453,100
GRUNDY$453,100$453,100$453,100$453,100
HAMILTON$453,100$453,100$453,100$453,100
HANCOCK$453,100$453,100$453,100$453,100
HARDIN$453,100$453,100$453,100$453,100
HENDERSON$453,100$453,100$453,100$453,100
HENRY$453,100$453,100$453,100$453,100
IROQUOIS$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JASPER$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
JERSEY$453,100$453,100$453,100$453,100
JO DAVIESS$453,100$453,100$453,100$453,100
JOHNSON$453,100$453,100$453,100$453,100
KANE$453,100$453,100$453,100$453,100
KANKAKEE$453,100$453,100$453,100$453,100
KENDALL$453,100$453,100$453,100$453,100
KNOX$453,100$453,100$453,100$453,100
LAKE$453,100$453,100$453,100$453,100
LASALLE$453,100$453,100$453,100$453,100
LAWRENCE$453,100$453,100$453,100$453,100
LEE$453,100$453,100$453,100$453,100
LIVINGSTON$453,100$453,100$453,100$453,100
LOGAN$453,100$453,100$453,100$453,100
MCDONOUGH$453,100$453,100$453,100$453,100
MCHENRY$453,100$453,100$453,100$453,100
MCLEAN$453,100$453,100$453,100$453,100
MACON$453,100$453,100$453,100$453,100
MACOUPIN$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARSHALL$453,100$453,100$453,100$453,100
MASON$453,100$453,100$453,100$453,100
MASSAC$453,100$453,100$453,100$453,100
MENARD$453,100$453,100$453,100$453,100
MERCER$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
MORGAN$453,100$453,100$453,100$453,100
MOULTRIE$453,100$453,100$453,100$453,100
OGLE$453,100$453,100$453,100$453,100
PEORIA$453,100$453,100$453,100$453,100
PERRY$453,100$453,100$453,100$453,100
PIATT$453,100$453,100$453,100$453,100
PIKE$453,100$453,100$453,100$453,100
POPE$453,100$453,100$453,100$453,100
PULASKI$453,100$453,100$453,100$453,100
PUTNAM$453,100$453,100$453,100$453,100
RANDOLPH$453,100$453,100$453,100$453,100
RICHLAND$453,100$453,100$453,100$453,100
ROCK ISLAND$453,100$453,100$453,100$453,100
ST. CLAIR$453,100$453,100$453,100$453,100
SALINE$453,100$453,100$453,100$453,100
SANGAMON$453,100$453,100$453,100$453,100
SCHUYLER$453,100$453,100$453,100$453,100
SCOTT$453,100$453,100$453,100$453,100
SHELBY$453,100$453,100$453,100$453,100
STARK$453,100$453,100$453,100$453,100
STEPHENSON$453,100$453,100$453,100$453,100
TAZEWELL$453,100$453,100$453,100$453,100
UNION$453,100$453,100$453,100$453,100
VERMILION$453,100$453,100$453,100$453,100
WABASH$453,100$453,100$453,100$453,100
WARREN$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WHITE$453,100$453,100$453,100$453,100
WHITESIDE$453,100$453,100$453,100$453,100
WILL$453,100$453,100$453,100$453,100
WILLIAMSON$453,100$453,100$453,100$453,100
WINNEBAGO$453,100$453,100$453,100$453,100
WOODFORD$453,100$453,100$453,100$453,100
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