Iowa Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Iowa Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAIR$453,100$580,150$701,250$871,450
ADAMS$453,100$580,150$701,250$871,450
ALLAMAKEE$453,100$580,150$701,250$871,450
APPANOOSE$453,100$580,150$701,250$871,450
AUDUBON$453,100$580,150$701,250$871,450
BENTON$453,100$580,150$701,250$871,450
BLACK HAWK$453,100$580,150$701,250$871,450
BOONE$453,100$580,150$701,250$871,450
BREMER$453,100$580,150$701,250$871,450
BUCHANAN$453,100$580,150$701,250$871,450
BUENA VISTA$453,100$580,150$701,250$871,450
BUTLER$453,100$580,150$701,250$871,450
CALHOUN$453,100$580,150$701,250$871,450
CARROLL$453,100$580,150$701,250$871,450
CASS$453,100$580,150$701,250$871,450
CEDAR$453,100$580,150$701,250$871,450
CERRO GORDO$453,100$580,150$701,250$871,450
CHEROKEE$453,100$580,150$701,250$871,450
CHICKASAW$453,100$580,150$701,250$871,450
CLARKE$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CLAYTON$453,100$580,150$701,250$871,450
CLINTON$453,100$580,150$701,250$871,450
CRAWFORD$453,100$580,150$701,250$871,450
DALLAS$453,100$580,150$701,250$871,450
DAVIS$453,100$580,150$701,250$871,450
DECATUR$453,100$580,150$701,250$871,450
DELAWARE$453,100$580,150$701,250$871,450
DES MOINES$453,100$580,150$701,250$871,450
DICKINSON$453,100$580,150$701,250$871,450
DUBUQUE$453,100$580,150$701,250$871,450
EMMET$453,100$580,150$701,250$871,450
FAYETTE$453,100$580,150$701,250$871,450
FLOYD$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
FREMONT$453,100$580,150$701,250$871,450
GREENE$453,100$580,150$701,250$871,450
GRUNDY$453,100$580,150$701,250$871,450
GUTHRIE$453,100$580,150$701,250$871,450
HAMILTON$453,100$580,150$701,250$871,450
HANCOCK$453,100$580,150$701,250$871,450
HARDIN$453,100$580,150$701,250$871,450
HARRISON$453,100$580,150$701,250$871,450
HENRY$453,100$580,150$701,250$871,450
HOWARD$453,100$580,150$701,250$871,450
HUMBOLDT$453,100$580,150$701,250$871,450
IDA$453,100$580,150$701,250$871,450
IOWA$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JASPER$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
JOHNSON$453,100$580,150$701,250$871,450
JONES$453,100$580,150$701,250$871,450
KEOKUK$453,100$580,150$701,250$871,450
KOSSUTH$453,100$580,150$701,250$871,450
LEE$453,100$580,150$701,250$871,450
LINN$453,100$580,150$701,250$871,450
LOUISA$453,100$580,150$701,250$871,450
LUCAS$453,100$580,150$701,250$871,450
LYON$453,100$580,150$701,250$871,450
MADISON$453,100$580,150$701,250$871,450
MAHASKA$453,100$580,150$701,250$871,450
MARION$453,100$580,150$701,250$871,450
MARSHALL$453,100$580,150$701,250$871,450
MILLS$453,100$580,150$701,250$871,450
MITCHELL$453,100$580,150$701,250$871,450
MONONA$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTGOMERY$453,100$580,150$701,250$871,450
MUSCATINE$453,100$580,150$701,250$871,450
O'BRIEN$453,100$580,150$701,250$871,450
OSCEOLA$453,100$580,150$701,250$871,450
PAGE$453,100$580,150$701,250$871,450
PALO ALTO$453,100$580,150$701,250$871,450
PLYMOUTH$453,100$580,150$701,250$871,450
POCAHONTAS$453,100$580,150$701,250$871,450
POLK$453,100$580,150$701,250$871,450
POTTAWATTAMIE$453,100$580,150$701,250$871,450
POWESHIEK$453,100$580,150$701,250$871,450
RINGGOLD$453,100$580,150$701,250$871,450
SAC$453,100$580,150$701,250$871,450
SCOTT$453,100$580,150$701,250$871,450
SHELBY$453,100$580,150$701,250$871,450
SIOUX$453,100$580,150$701,250$871,450
STORY$453,100$580,150$701,250$871,450
TAMA$453,100$580,150$701,250$871,450
TAYLOR$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
VAN BUREN$453,100$580,150$701,250$871,450
WAPELLO$453,100$580,150$701,250$871,450
WARREN$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WEBSTER$453,100$580,150$701,250$871,450
WINNEBAGO$453,100$580,150$701,250$871,450
WINNESHIEK$453,100$580,150$701,250$871,450
WOODBURY$453,100$580,150$701,250$871,450
WORTH$453,100$580,150$701,250$871,450
WRIGHT$453,100$580,150$701,250$871,450
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