Iowa Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAIR$424,100$543,000$656,350$815,650
ADAMS$424,100$543,000$656,350$815,650
ALLAMAKEE$424,100$543,000$656,350$815,650
APPANOOSE$424,100$543,000$656,350$815,650
AUDUBON$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
BLACK HAWK$424,100$543,000$656,350$815,650
BOONE$424,100$543,000$656,350$815,650
BREMER$424,100$543,000$656,350$815,650
BUCHANAN$424,100$543,000$656,350$815,650
BUENA VISTA$424,100$543,000$656,350$815,650
BUTLER$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CARROLL$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CEDAR$424,100$543,000$656,350$815,650
CERRO GORDO$424,100$543,000$656,350$815,650
CHEROKEE$424,100$543,000$656,350$815,650
CHICKASAW$424,100$543,000$656,350$815,650
CLARKE$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
CLAYTON$424,100$543,000$656,350$815,650
CLINTON$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
DALLAS$424,100$543,000$656,350$815,650
DAVIS$424,100$543,000$656,350$815,650
DECATUR$424,100$543,000$656,350$815,650
DELAWARE$424,100$543,000$656,350$815,650
DES MOINES$424,100$543,000$656,350$815,650
DICKINSON$424,100$543,000$656,350$815,650
DUBUQUE$424,100$543,000$656,350$815,650
EMMET$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FLOYD$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
FREMONT$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
GRUNDY$424,100$543,000$656,350$815,650
GUTHRIE$424,100$543,000$656,350$815,650
HAMILTON$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARDIN$424,100$543,000$656,350$815,650
HARRISON$424,100$543,000$656,350$815,650
HENRY$424,100$543,000$656,350$815,650
HOWARD$424,100$543,000$656,350$815,650
HUMBOLDT$424,100$543,000$656,350$815,650
IDA$424,100$543,000$656,350$815,650
IOWA$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JOHNSON$424,100$543,000$656,350$815,650
JONES$424,100$543,000$656,350$815,650
KEOKUK$424,100$543,000$656,350$815,650
KOSSUTH$424,100$543,000$656,350$815,650
LEE$424,100$543,000$656,350$815,650
LINN$424,100$543,000$656,350$815,650
LOUISA$424,100$543,000$656,350$815,650
LUCAS$424,100$543,000$656,350$815,650
LYON$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MAHASKA$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MILLS$424,100$543,000$656,350$815,650
MITCHELL$424,100$543,000$656,350$815,650
MONONA$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MUSCATINE$424,100$543,000$656,350$815,650
O’BRIEN$424,100$543,000$656,350$815,650
OSCEOLA$424,100$543,000$656,350$815,650
PAGE$424,100$543,000$656,350$815,650
PALO ALTO$424,100$543,000$656,350$815,650
PLYMOUTH$424,100$543,000$656,350$815,650
POCAHONTAS$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
POTTAWATTAMIE$424,100$543,000$656,350$815,650
POWESHIEK$424,100$543,000$656,350$815,650
RINGGOLD$424,100$543,000$656,350$815,650
SAC$424,100$543,000$656,350$815,650
SCOTT$424,100$543,000$656,350$815,650
SHELBY$424,100$543,000$656,350$815,650
SIOUX$424,100$543,000$656,350$815,650
STORY$424,100$543,000$656,350$815,650
TAMA$424,100$543,000$656,350$815,650
TAYLOR$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
VAN BUREN$424,100$543,000$656,350$815,650
WAPELLO$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEBSTER$424,100$543,000$656,350$815,650
WINNEBAGO$424,100$543,000$656,350$815,650
WINNESHIEK$424,100$543,000$656,350$815,650
WOODBURY$424,100$543,000$656,350$815,650
WORTH$424,100$543,000$656,350$815,650
WRIGHT$424,100$543,000$656,350$815,650
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