Iowa VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Iowa VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAIR$453,100$453,100$453,100$453,100
ADAMS$453,100$453,100$453,100$453,100
ALLAMAKEE$453,100$580,150$701,250$871,450
APPANOOSE$453,100$453,100$453,100$453,100
AUDUBON$453,100$453,100$453,100$453,100
BENTON$453,100$453,100$453,100$453,100
BLACK HAWK$453,100$453,100$453,100$453,100
BOONE$453,100$453,100$453,100$453,100
BREMER$453,100$453,100$453,100$453,100
BUCHANAN$453,100$453,100$453,100$453,100
BUENA VISTA$453,100$453,100$453,100$453,100
BUTLER$453,100$453,100$453,100$453,100
CALHOUN$453,100$453,100$453,100$453,100
CARROLL$453,100$453,100$453,100$453,100
CASS$453,100$453,100$453,100$453,100
CEDAR$453,100$453,100$453,100$453,100
CERRO GORDO$453,100$453,100$453,100$453,100
CHEROKEE$453,100$453,100$453,100$453,100
CHICKASAW$453,100$453,100$453,100$453,100
CLARKE$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
CLAYTON$453,100$453,100$453,100$453,100
CLINTON$453,100$453,100$453,100$453,100
CRAWFORD$453,100$453,100$453,100$453,100
DALLAS$453,100$453,100$453,100$453,100
DAVIS$453,100$453,100$453,100$453,100
DECATUR$453,100$453,100$453,100$453,100
DELAWARE$453,100$453,100$453,100$453,100
DES MOINES$453,100$453,100$453,100$453,100
DICKINSON$453,100$453,100$453,100$453,100
DUBUQUE$453,100$453,100$453,100$453,100
EMMET$453,100$453,100$453,100$453,100
FAYETTE$453,100$453,100$453,100$453,100
FLOYD$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FREMONT$453,100$453,100$453,100$453,100
GREENE$453,100$453,100$453,100$453,100
GRUNDY$453,100$453,100$453,100$453,100
GUTHRIE$453,100$453,100$453,100$453,100
HAMILTON$453,100$453,100$453,100$453,100
HANCOCK$453,100$453,100$453,100$453,100
HARDIN$453,100$453,100$453,100$453,100
HARRISON$453,100$453,100$453,100$453,100
HENRY$453,100$453,100$453,100$453,100
HOWARD$453,100$453,100$453,100$453,100
HUMBOLDT$453,100$453,100$453,100$453,100
IDA$453,100$453,100$453,100$453,100
IOWA$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JASPER$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
JOHNSON$453,100$453,100$453,100$453,100
JONES$453,100$453,100$453,100$453,100
KEOKUK$453,100$453,100$453,100$453,100
KOSSUTH$453,100$453,100$453,100$453,100
LEE$453,100$453,100$453,100$453,100
LINN$453,100$453,100$453,100$453,100
LOUISA$453,100$453,100$453,100$453,100
LUCAS$453,100$453,100$453,100$453,100
LYON$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MAHASKA$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARSHALL$453,100$453,100$453,100$453,100
MILLS$453,100$453,100$453,100$453,100
MITCHELL$453,100$453,100$453,100$453,100
MONONA$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
MUSCATINE$453,100$453,100$453,100$453,100
O'BRIEN$453,100$453,100$453,100$453,100
OSCEOLA$453,100$453,100$453,100$453,100
PAGE$453,100$453,100$453,100$453,100
PALO ALTO$453,100$453,100$453,100$453,100
PLYMOUTH$453,100$453,100$453,100$453,100
POCAHONTAS$453,100$453,100$453,100$453,100
POLK$453,100$453,100$453,100$453,100
POTTAWATTAMIE$453,100$453,100$453,100$453,100
POWESHIEK$453,100$453,100$453,100$453,100
RINGGOLD$453,100$453,100$453,100$453,100
SAC$453,100$453,100$453,100$453,100
SCOTT$453,100$453,100$453,100$453,100
SHELBY$453,100$453,100$453,100$453,100
SIOUX$453,100$453,100$453,100$453,100
STORY$453,100$453,100$453,100$453,100
TAMA$453,100$453,100$453,100$453,100
TAYLOR$453,100$453,100$453,100$453,100
UNION$453,100$453,100$453,100$453,100
VAN BUREN$453,100$453,100$453,100$453,100
WAPELLO$453,100$453,100$453,100$453,100
WARREN$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WEBSTER$453,100$453,100$453,100$453,100
WINNEBAGO$453,100$453,100$453,100$453,100
WINNESHIEK$453,100$453,100$453,100$453,100
WOODBURY$453,100$453,100$453,100$453,100
WORTH$453,100$453,100$453,100$453,100
WRIGHT$453,100$453,100$453,100$453,100
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