Kentucky Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Kentucky Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAIR$453,100$580,150$701,250$871,450
ALLEN$453,100$580,150$701,250$871,450
ANDERSON$453,100$580,150$701,250$871,450
BALLARD$453,100$580,150$701,250$871,450
BARREN$453,100$580,150$701,250$871,450
BATH$453,100$580,150$701,250$871,450
BELL$453,100$580,150$701,250$871,450
BOONE$453,100$580,150$701,250$871,450
BOURBON$453,100$580,150$701,250$871,450
BOYD$453,100$580,150$701,250$871,450
BOYLE$453,100$580,150$701,250$871,450
BRACKEN$453,100$580,150$701,250$871,450
BREATHITT$453,100$580,150$701,250$871,450
BRECKINRIDGE$453,100$580,150$701,250$871,450
BULLITT$453,100$580,150$701,250$871,450
BUTLER$453,100$580,150$701,250$871,450
CALDWELL$453,100$580,150$701,250$871,450
CALLOWAY$453,100$580,150$701,250$871,450
CAMPBELL$453,100$580,150$701,250$871,450
CARLISLE$453,100$580,150$701,250$871,450
CARROLL$453,100$580,150$701,250$871,450
CARTER$453,100$580,150$701,250$871,450
CASEY$453,100$580,150$701,250$871,450
CHRISTIAN$453,100$580,150$701,250$871,450
CLARK$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CLINTON$453,100$580,150$701,250$871,450
CRITTENDEN$453,100$580,150$701,250$871,450
CUMBERLAND$453,100$580,150$701,250$871,450
DAVIESS$453,100$580,150$701,250$871,450
EDMONSON$453,100$580,150$701,250$871,450
ELLIOTT$453,100$580,150$701,250$871,450
ESTILL$453,100$580,150$701,250$871,450
FAYETTE$453,100$580,150$701,250$871,450
FLEMING$453,100$580,150$701,250$871,450
FLOYD$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
FULTON$453,100$580,150$701,250$871,450
GALLATIN$453,100$580,150$701,250$871,450
GARRARD$453,100$580,150$701,250$871,450
GRANT$453,100$580,150$701,250$871,450
GRAVES$453,100$580,150$701,250$871,450
GRAYSON$453,100$580,150$701,250$871,450
GREEN$453,100$580,150$701,250$871,450
GREENUP$453,100$580,150$701,250$871,450
HANCOCK$453,100$580,150$701,250$871,450
HARDIN$453,100$580,150$701,250$871,450
HARLAN$453,100$580,150$701,250$871,450
HARRISON$453,100$580,150$701,250$871,450
HART$453,100$580,150$701,250$871,450
HENDERSON$453,100$580,150$701,250$871,450
HENRY$453,100$580,150$701,250$871,450
HICKMAN$453,100$580,150$701,250$871,450
HOPKINS$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
JESSAMINE$453,100$580,150$701,250$871,450
JOHNSON$453,100$580,150$701,250$871,450
KENTON$453,100$580,150$701,250$871,450
KNOTT$453,100$580,150$701,250$871,450
KNOX$453,100$580,150$701,250$871,450
LARUE$453,100$580,150$701,250$871,450
LAUREL$453,100$580,150$701,250$871,450
LAWRENCE$453,100$580,150$701,250$871,450
LEE$453,100$580,150$701,250$871,450
LESLIE$453,100$580,150$701,250$871,450
LETCHER$453,100$580,150$701,250$871,450
LEWIS$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LIVINGSTON$453,100$580,150$701,250$871,450
LOGAN$453,100$580,150$701,250$871,450
LYON$453,100$580,150$701,250$871,450
MCCRACKEN$453,100$580,150$701,250$871,450
MCCREARY$453,100$580,150$701,250$871,450
MCLEAN$453,100$580,150$701,250$871,450
MADISON$453,100$580,150$701,250$871,450
MAGOFFIN$453,100$580,150$701,250$871,450
MARION$453,100$580,150$701,250$871,450
MARSHALL$453,100$580,150$701,250$871,450
MARTIN$453,100$580,150$701,250$871,450
MASON$453,100$580,150$701,250$871,450
MEADE$453,100$580,150$701,250$871,450
MENIFEE$453,100$580,150$701,250$871,450
MERCER$453,100$580,150$701,250$871,450
METCALFE$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTGOMERY$453,100$580,150$701,250$871,450
MORGAN$453,100$580,150$701,250$871,450
MUHLENBERG$453,100$580,150$701,250$871,450
NELSON$453,100$580,150$701,250$871,450
NICHOLAS$453,100$580,150$701,250$871,450
OHIO$453,100$580,150$701,250$871,450
OLDHAM$453,100$580,150$701,250$871,450
OWEN$453,100$580,150$701,250$871,450
OWSLEY$453,100$580,150$701,250$871,450
PENDLETON$453,100$580,150$701,250$871,450
PERRY$453,100$580,150$701,250$871,450
PIKE$453,100$580,150$701,250$871,450
POWELL$453,100$580,150$701,250$871,450
PULASKI$453,100$580,150$701,250$871,450
ROBERTSON$453,100$580,150$701,250$871,450
ROCKCASTLE$453,100$580,150$701,250$871,450
ROWAN$453,100$580,150$701,250$871,450
RUSSELL$453,100$580,150$701,250$871,450
SCOTT$453,100$580,150$701,250$871,450
SHELBY$453,100$580,150$701,250$871,450
SIMPSON$453,100$580,150$701,250$871,450
SPENCER$453,100$580,150$701,250$871,450
TAYLOR$453,100$580,150$701,250$871,450
TODD$453,100$580,150$701,250$871,450
TRIGG$453,100$580,150$701,250$871,450
TRIMBLE$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
WARREN$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WEBSTER$453,100$580,150$701,250$871,450
WHITLEY$453,100$580,150$701,250$871,450
WOLFE$453,100$580,150$701,250$871,450
WOODFORD$453,100$580,150$701,250$871,450
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