Kentucky VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Kentucky VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAIR$453,100$453,100$453,100$453,100
ALLEN$453,100$453,100$453,100$453,100
ANDERSON$453,100$453,100$453,100$453,100
BALLARD$453,100$453,100$453,100$453,100
BARREN$453,100$453,100$453,100$453,100
BATH$453,100$453,100$453,100$453,100
BELL$453,100$453,100$453,100$453,100
BOONE$453,100$453,100$453,100$453,100
BOURBON$453,100$453,100$453,100$453,100
BOYD$453,100$453,100$453,100$453,100
BOYLE$453,100$453,100$453,100$453,100
BRACKEN$453,100$453,100$453,100$453,100
BREATHITT$453,100$453,100$453,100$453,100
BRECKINRIDGE$453,100$453,100$453,100$453,100
BULLITT$453,100$453,100$453,100$453,100
BUTLER$453,100$453,100$453,100$453,100
CALDWELL$453,100$453,100$453,100$453,100
CALLOWAY$453,100$453,100$453,100$453,100
CAMPBELL$453,100$453,100$453,100$453,100
CARLISLE$453,100$453,100$453,100$453,100
CARROLL$453,100$453,100$453,100$453,100
CARTER$453,100$453,100$453,100$453,100
CASEY$453,100$453,100$453,100$453,100
CHRISTIAN$453,100$453,100$453,100$453,100
CLARK$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
CLINTON$453,100$453,100$453,100$453,100
CRITTENDEN$453,100$453,100$453,100$453,100
CUMBERLAND$453,100$453,100$453,100$453,100
DAVIESS$453,100$453,100$453,100$453,100
EDMONSON$453,100$453,100$453,100$453,100
ELLIOTT$453,100$453,100$453,100$453,100
ESTILL$453,100$453,100$453,100$453,100
FAYETTE$453,100$453,100$453,100$453,100
FLEMING$453,100$453,100$453,100$453,100
FLOYD$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FULTON$453,100$453,100$453,100$453,100
GALLATIN$453,100$453,100$453,100$453,100
GARRARD$453,100$453,100$453,100$453,100
GRANT$453,100$453,100$453,100$453,100
GRAVES$453,100$453,100$453,100$453,100
GRAYSON$453,100$580,150$701,250$871,450
GREEN$453,100$453,100$453,100$453,100
GREENUP$453,100$453,100$453,100$453,100
HANCOCK$453,100$453,100$453,100$453,100
HARDIN$453,100$453,100$453,100$453,100
HARLAN$453,100$453,100$453,100$453,100
HARRISON$453,100$453,100$453,100$453,100
HART$453,100$453,100$453,100$453,100
HENDERSON$453,100$453,100$453,100$453,100
HENRY$453,100$453,100$453,100$453,100
HICKMAN$453,100$453,100$453,100$453,100
HOPKINS$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
JESSAMINE$453,100$453,100$453,100$453,100
JOHNSON$453,100$453,100$453,100$453,100
KENTON$453,100$453,100$453,100$453,100
KNOTT$453,100$453,100$453,100$453,100
KNOX$453,100$453,100$453,100$453,100
LARUE$453,100$453,100$453,100$453,100
LAUREL$453,100$453,100$453,100$453,100
LAWRENCE$453,100$453,100$453,100$453,100
LEE$453,100$453,100$453,100$453,100
LESLIE$453,100$453,100$453,100$453,100
LETCHER$453,100$453,100$453,100$453,100
LEWIS$453,100$453,100$453,100$453,100
LINCOLN$453,100$453,100$453,100$453,100
LIVINGSTON$453,100$453,100$453,100$453,100
LOGAN$453,100$453,100$453,100$453,100
LYON$453,100$453,100$453,100$453,100
MCCRACKEN$453,100$453,100$453,100$453,100
MCCREARY$453,100$453,100$453,100$453,100
MCLEAN$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MAGOFFIN$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARSHALL$453,100$453,100$453,100$453,100
MARTIN$453,100$453,100$453,100$453,100
MASON$453,100$453,100$453,100$453,100
MEADE$453,100$453,100$453,100$453,100
MENIFEE$453,100$453,100$453,100$453,100
MERCER$453,100$453,100$453,100$453,100
METCALFE$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
MORGAN$453,100$453,100$453,100$453,100
MUHLENBERG$453,100$453,100$453,100$453,100
NELSON$453,100$453,100$453,100$453,100
NICHOLAS$453,100$453,100$453,100$453,100
OHIO$453,100$453,100$453,100$453,100
OLDHAM$453,100$453,100$453,100$453,100
OWEN$453,100$453,100$453,100$453,100
OWSLEY$453,100$453,100$453,100$453,100
PENDLETON$453,100$453,100$453,100$453,100
PERRY$453,100$453,100$453,100$453,100
PIKE$453,100$453,100$453,100$453,100
POWELL$453,100$453,100$453,100$453,100
PULASKI$453,100$453,100$453,100$453,100
ROBERTSON$453,100$453,100$453,100$453,100
ROCKCASTLE$453,100$453,100$453,100$453,100
ROWAN$453,100$453,100$453,100$453,100
RUSSELL$453,100$453,100$453,100$453,100
SCOTT$453,100$453,100$453,100$453,100
SHELBY$453,100$453,100$453,100$453,100
SIMPSON$453,100$453,100$453,100$453,100
SPENCER$453,100$453,100$453,100$453,100
TAYLOR$453,100$453,100$453,100$453,100
TODD$453,100$453,100$453,100$453,100
TRIGG$453,100$453,100$453,100$453,100
TRIMBLE$453,100$453,100$453,100$453,100
UNION$453,100$453,100$453,100$453,100
WARREN$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WEBSTER$453,100$453,100$453,100$453,100
WHITLEY$453,100$453,100$453,100$453,100
WOLFE$453,100$453,100$453,100$453,100
WOODFORD$453,100$453,100$453,100$453,100
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