Kentucky VA Loan Limits by County

Veterans Home Loans

VA Loans can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA).

VA Loan loan limits historically have followed Conventional conforming loan limits, including higher than the conforming loan limit in high-cost Counties.  High-cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

UPDATED January 2020: Veterans can now qualify for 100% financing with NO MAXIMUM LOAN LIMIT.  Individual lenders are still putting a cap on the maximum loan amount, so shopping may be required if one lender does not strictly follow VA guidelines.

If you are a Veteran and looking to buy owner-occupied units (duplex, triplex, fourplex) and your lender does not follow the expanded loan limits, you might want to look at expanded FHA loan limits for units.

You can find FHA Loan limits here.

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Kentucky VA Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ADAIR$510,400Ask LenderAsk LenderAsk Lender
ALLEN$510,400Ask LenderAsk LenderAsk Lender
ANDERSON$510,400Ask LenderAsk LenderAsk Lender
BALLARD$510,400Ask LenderAsk LenderAsk Lender
BARREN$510,400Ask LenderAsk LenderAsk Lender
BATH$510,400Ask LenderAsk LenderAsk Lender
BELL$510,400Ask LenderAsk LenderAsk Lender
BOONE$510,400Ask LenderAsk LenderAsk Lender
BOURBON$510,400Ask LenderAsk LenderAsk Lender
BOYD$510,400Ask LenderAsk LenderAsk Lender
BOYLE$510,400Ask LenderAsk LenderAsk Lender
BRACKEN$510,400Ask LenderAsk LenderAsk Lender
BREATHITT$510,400Ask LenderAsk LenderAsk Lender
BRECKINRIDGE$510,400Ask LenderAsk LenderAsk Lender
BULLITT$510,400Ask LenderAsk LenderAsk Lender
BUTLER$510,400Ask LenderAsk LenderAsk Lender
CALDWELL$510,400Ask LenderAsk LenderAsk Lender
CALLOWAY$510,400Ask LenderAsk LenderAsk Lender
CAMPBELL$510,400Ask LenderAsk LenderAsk Lender
CARLISLE$510,400Ask LenderAsk LenderAsk Lender
CARROLL$510,400Ask LenderAsk LenderAsk Lender
CARTER$510,400Ask LenderAsk LenderAsk Lender
CASEY$510,400Ask LenderAsk LenderAsk Lender
CHRISTIAN$510,400Ask LenderAsk LenderAsk Lender
CLARK$510,400Ask LenderAsk LenderAsk Lender
CLAY$510,400Ask LenderAsk LenderAsk Lender
CLINTON$510,400Ask LenderAsk LenderAsk Lender
CRITTENDEN$510,400Ask LenderAsk LenderAsk Lender
CUMBERLAND$510,400Ask LenderAsk LenderAsk Lender
DAVIESS$510,400Ask LenderAsk LenderAsk Lender
EDMONSON$510,400Ask LenderAsk LenderAsk Lender
ELLIOTT$510,400Ask LenderAsk LenderAsk Lender
ESTILL$510,400Ask LenderAsk LenderAsk Lender
FAYETTE$510,400Ask LenderAsk LenderAsk Lender
FLEMING$510,400Ask LenderAsk LenderAsk Lender
FLOYD$510,400Ask LenderAsk LenderAsk Lender
FRANKLIN$510,400Ask LenderAsk LenderAsk Lender
FULTON$510,400Ask LenderAsk LenderAsk Lender
GALLATIN$510,400Ask LenderAsk LenderAsk Lender
GARRARD$510,400Ask LenderAsk LenderAsk Lender
GRANT$510,400Ask LenderAsk LenderAsk Lender
GRAVES$510,400Ask LenderAsk LenderAsk Lender
GRAYSON$510,400Ask LenderAsk LenderAsk Lender
GREEN$510,400Ask LenderAsk LenderAsk Lender
GREENUP$510,400Ask LenderAsk LenderAsk Lender
HANCOCK$510,400Ask LenderAsk LenderAsk Lender
HARDIN$510,400Ask LenderAsk LenderAsk Lender
HARLAN$510,400Ask LenderAsk LenderAsk Lender
HARRISON$510,400Ask LenderAsk LenderAsk Lender
HART$510,400Ask LenderAsk LenderAsk Lender
HENDERSON$510,400Ask LenderAsk LenderAsk Lender
HENRY$510,400Ask LenderAsk LenderAsk Lender
HICKMAN$510,400Ask LenderAsk LenderAsk Lender
HOPKINS$510,400Ask LenderAsk LenderAsk Lender
JACKSON$510,400Ask LenderAsk LenderAsk Lender
JEFFERSON$510,400Ask LenderAsk LenderAsk Lender
JESSAMINE$510,400Ask LenderAsk LenderAsk Lender
JOHNSON$510,400Ask LenderAsk LenderAsk Lender
KENTON$510,400Ask LenderAsk LenderAsk Lender
KNOTT$510,400Ask LenderAsk LenderAsk Lender
KNOX$510,400Ask LenderAsk LenderAsk Lender
LARUE$510,400Ask LenderAsk LenderAsk Lender
LAUREL$510,400Ask LenderAsk LenderAsk Lender
LAWRENCE$510,400Ask LenderAsk LenderAsk Lender
LEE$510,400Ask LenderAsk LenderAsk Lender
LESLIE$510,400Ask LenderAsk LenderAsk Lender
LETCHER$510,400Ask LenderAsk LenderAsk Lender
LEWIS$510,400Ask LenderAsk LenderAsk Lender
LINCOLN$510,400Ask LenderAsk LenderAsk Lender
LIVINGSTON$510,400Ask LenderAsk LenderAsk Lender
LOGAN$510,400Ask LenderAsk LenderAsk Lender
LYON$510,400Ask LenderAsk LenderAsk Lender
MCCRACKEN$510,400Ask LenderAsk LenderAsk Lender
MCCREARY$510,400Ask LenderAsk LenderAsk Lender
MCLEAN$510,400Ask LenderAsk LenderAsk Lender
MADISON$510,400Ask LenderAsk LenderAsk Lender
MAGOFFIN$510,400Ask LenderAsk LenderAsk Lender
MARION$510,400Ask LenderAsk LenderAsk Lender
MARSHALL$510,400Ask LenderAsk LenderAsk Lender
MARTIN$510,400Ask LenderAsk LenderAsk Lender
MASON$510,400Ask LenderAsk LenderAsk Lender
MEADE$510,400Ask LenderAsk LenderAsk Lender
MENIFEE$510,400Ask LenderAsk LenderAsk Lender
MERCER$510,400Ask LenderAsk LenderAsk Lender
METCALFE$510,400Ask LenderAsk LenderAsk Lender
MONROE$510,400Ask LenderAsk LenderAsk Lender
MONTGOMERY$510,400Ask LenderAsk LenderAsk Lender
MORGAN$510,400Ask LenderAsk LenderAsk Lender
MUHLENBERG$510,400Ask LenderAsk LenderAsk Lender
NELSON$510,400Ask LenderAsk LenderAsk Lender
NICHOLAS$510,400Ask LenderAsk LenderAsk Lender
OHIO$510,400Ask LenderAsk LenderAsk Lender
OLDHAM$510,400Ask LenderAsk LenderAsk Lender
OWEN$510,400Ask LenderAsk LenderAsk Lender
OWSLEY$510,400Ask LenderAsk LenderAsk Lender
PENDLETON$510,400Ask LenderAsk LenderAsk Lender
PERRY$510,400Ask LenderAsk LenderAsk Lender
PIKE$510,400Ask LenderAsk LenderAsk Lender
POWELL$510,400Ask LenderAsk LenderAsk Lender
PULASKI$510,400Ask LenderAsk LenderAsk Lender
ROBERTSON$510,400Ask LenderAsk LenderAsk Lender
ROCKCASTLE$510,400Ask LenderAsk LenderAsk Lender
ROWAN$510,400Ask LenderAsk LenderAsk Lender
RUSSELL$510,400Ask LenderAsk LenderAsk Lender
SCOTT$510,400Ask LenderAsk LenderAsk Lender
SHELBY$510,400Ask LenderAsk LenderAsk Lender
SIMPSON$510,400Ask LenderAsk LenderAsk Lender
SPENCER$510,400Ask LenderAsk LenderAsk Lender
TAYLOR$510,400Ask LenderAsk LenderAsk Lender
TODD$510,400Ask LenderAsk LenderAsk Lender
TRIGG$510,400Ask LenderAsk LenderAsk Lender
TRIMBLE$510,400Ask LenderAsk LenderAsk Lender
UNION$510,400Ask LenderAsk LenderAsk Lender
WARREN$510,400Ask LenderAsk LenderAsk Lender
WASHINGTON$510,400Ask LenderAsk LenderAsk Lender
WAYNE$510,400Ask LenderAsk LenderAsk Lender
WEBSTER$510,400Ask LenderAsk LenderAsk Lender
WHITLEY$510,400Ask LenderAsk LenderAsk Lender
WOLFE$510,400Ask LenderAsk LenderAsk Lender
WOODFORD$510,400Ask LenderAsk LenderAsk Lender