Maine Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ANDROSCOGGIN$424,100$543,000$656,350$815,650
AROOSTOOK$424,100$543,000$656,350$815,650
CUMBERLAND$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
KENNEBEC$424,100$543,000$656,350$815,650
KNOX$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
OXFORD$424,100$543,000$656,350$815,650
PENOBSCOT$424,100$543,000$656,350$815,650
PISCATAQUIS$424,100$543,000$656,350$815,650
SAGADAHOC$424,100$543,000$656,350$815,650
SOMERSET$424,100$543,000$656,350$815,650
WALDO$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
YORK$424,100$543,000$656,350$815,650
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