Maine Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Maine Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ANDROSCOGGIN$510,400$653,550$789,950$981,700
AROOSTOOK$510,400$653,550$789,950$981,700
CUMBERLAND$510,400$653,550$789,950$981,700
FRANKLIN$510,400$653,550$789,950$981,700
HANCOCK$510,400$653,550$789,950$981,700
KENNEBEC$510,400$653,550$789,950$981,700
KNOX$510,400$653,550$789,950$981,700
LINCOLN$510,400$653,550$789,950$981,700
OXFORD$510,400$653,550$789,950$981,700
PENOBSCOT$510,400$653,550$789,950$981,700
PISCATAQUIS$510,400$653,550$789,950$981,700
SAGADAHOC$510,400$653,550$789,950$981,700
SOMERSET$510,400$653,550$789,950$981,700
WALDO$510,400$653,550$789,950$981,700
WASHINGTON$510,400$653,550$789,950$981,700
YORK$510,400$653,550$789,950$981,700