Maryland Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Maryland Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ALLEGANY COUNTY$548,250$702,000$848,500$1,054,500
ANNE ARUNDEL COUNTY$548,250$702,000$848,500$1,054,500
BALTIMORE COUNTY$548,250$702,000$848,500$1,054,500
CALVERT COUNTY$822,375$1,053,000$1,272,750$1,581,750
CAROLINE COUNTY$548,250$702,000$848,500$1,054,500
CARROLL COUNTY$548,250$702,000$848,500$1,054,500
CECIL COUNTY$548,250$702,000$848,500$1,054,500
CHARLES COUNTY$822,375$1,053,000$1,272,750$1,581,750
DORCHESTER COUNTY$548,250$702,000$848,500$1,054,500
FREDERICK COUNTY$822,375$1,053,000$1,272,750$1,581,750
GARRETT COUNTY$548,250$702,000$848,500$1,054,500
HARFORD COUNTY$548,250$702,000$848,500$1,054,500
HOWARD COUNTY$548,250$702,000$848,500$1,054,500
KENT COUNTY$548,250$702,000$848,500$1,054,500
MONTGOMERY COUNTY$822,375$1,053,000$1,272,750$1,581,750
PRINCE GEORGE'S COUNTY$822,375$1,053,000$1,272,750$1,581,750
QUEEN ANNE'S COUNTY$548,250$702,000$848,500$1,054,500
ST. MARY'S COUNTY$548,250$702,000$848,500$1,054,500
SOMERSET COUNTY$548,250$702,000$848,500$1,054,500
TALBOT COUNTY$548,250$702,000$848,500$1,054,500
WASHINGTON COUNTY$548,250$702,000$848,500$1,054,500
WICOMICO COUNTY$548,250$702,000$848,500$1,054,500
WORCESTER COUNTY$548,250$702,000$848,500$1,054,500