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Maryland Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Maryland Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALLEGANY$484,350$620,200$749,650$931,600
ANNE ARUNDEL$517,500$662,500$800,800$995,200
BALTIMORE$517,500$662,500$800,800$995,200
CALVERT$726,525$930,300$1,124,475$1,397,400
CAROLINE$484,350$620,200$749,650$931,600
CARROLL$517,500$662,500$800,800$995,200
CECIL$484,350$620,200$749,650$931,600
CHARLES$726,525$930,300$1,124,475$1,397,400
DORCHESTER$484,350$620,200$749,650$931,600
FREDERICK$726,525$930,300$1,124,475$1,397,400
GARRETT$484,350$620,200$749,650$931,600
HARFORD$517,500$662,500$800,800$995,200
HOWARD$517,500$662,500$800,800$995,200
KENT$484,350$620,200$749,650$931,600
MONTGOMERY$726,525$930,300$1,124,475$1,397,400
PRINCE GEORGE'S$726,525$930,300$1,124,475$1,397,400
QUEEN ANNE'S$517,500$662,500$800,800$995,200
ST. MARY'S$484,350$620,200$749,650$931,600
SOMERSET$484,350$620,200$749,650$931,600
TALBOT$484,350$620,200$749,650$931,600
WASHINGTON$484,350$620,200$749,650$931,600
WICOMICO$484,350$620,200$749,650$931,600
WORCESTER$484,350$620,200$749,650$931,600
BALTIMORE CITY$517,500$662,500$800,800$995,200
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