Maryland Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Maryland Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALLEGANY$510,400$653,550$789,950$981,700
ANNE ARUNDEL$520,950$666,900$806,150$1,001,850
BALTIMORE$520,950$666,900$806,150$1,001,850
CALVERT$765,600$980,325$1,184,925$1,472,550
CAROLINE$510,400$653,550$789,950$981,700
CARROLL$520,950$666,900$806,150$1,001,850
CECIL$510,400$653,550$789,950$981,700
CHARLES$765,600$980,325$1,184,925$1,472,550
DORCHESTER$510,400$653,550$789,950$981,700
FREDERICK$765,600$980,325$1,184,925$1,472,550
GARRETT$510,400$653,550$789,950$981,700
HARFORD$520,950$666,900$806,150$1,001,850
HOWARD$520,950$666,900$806,150$1,001,850
KENT$510,400$653,550$789,950$981,700
MONTGOMERY$765,600$980,325$1,184,925$1,472,550
PRINCE GEORGE'S$765,600$980,325$1,184,925$1,472,550
QUEEN ANNE'S$520,950$666,900$800,800$806,150$1,001,850
ST. MARY'S$510,400$653,550$789,950$981,700
SOMERSET$510,400$653,550$789,950$981,700
TALBOT$510,400$653,550$789,950$981,700
WASHINGTON$510,400$653,550$789,950$981,700
WICOMICO$510,400$653,550$789,950$981,700
WORCESTER$510,400$653,550$789,950$981,700
BALTIMORE CITY$520,950$666,900$806,150$1,001,850