Maryland Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Maryland Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALLEGANY$453,100$580,150$701,250$871,450
ANNE ARUNDEL$517,500$662,500$800,800$995,200
BALTIMORE$517,500$662,500$800,800$995,200
CALVERT$679,650$870,225$1,051,875$1,307,175
CAROLINE$453,100$580,150$701,250$871,450
CARROLL$517,500$662,500$800,800$995,200
CECIL$453,100$580,150$701,250$871,450
CHARLES$679,650$870,225$1,051,875$1,307,175
DORCHESTER$453,100$580,150$701,250$871,450
FREDERICK$679,650$870,225$1,051,875$1,307,175
GARRETT$453,100$580,150$701,250$871,450
HARFORD$517,500$662,500$800,800$995,200
HOWARD$517,500$662,500$800,800$995,200
KENT$453,100$580,150$701,250$871,450
MONTGOMERY$679,650$870,225$1,051,875$1,307,175
PRINCE GEORGE'S$679,650$870,225$1,051,875$1,307,175
QUEEN ANNE'S$517,500$662,500$800,800$995,200
ST. MARY'S$453,100$580,150$701,250$871,450
SOMERSET$453,100$580,150$701,250$871,450
TALBOT$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WICOMICO$453,100$580,150$701,250$871,450
WORCESTER$453,100$580,150$701,250$871,450
BALTIMORE CITY$517,500$662,500$800,800$995,200
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