FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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Maryland FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ALLEGANY | $331,760 | $424,800 | $513,450 | $638,100 |
| ANNE ARUNDEL | $520,950 | $666,900 | $806,150 | $1,001,850 |
| BALTIMORE | $520,950 | $666,900 | $806,150 | $1,001,850 |
| BALTIMORE CITY | $520,950 | $666,900 | $806,150 | $1,001,850 |
| CALVERT | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| CAROLINE | $331,760 | $424,800 | $513,450 | $638,100 |
| CARROLL | $520,950 | $666,900 | $806,150 | $1,001,850 |
| CECIL | $408,250 | $522,600 | $631,750 | $785,100 |
| CHARLES | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| DORCHESTER | $331,760 | $424,800 | $513,450 | $638,100 |
| FREDERICK | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| GARRETT | $331,760 | $424,800 | $513,450 | $638,100 |
| HARFORD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| HOWARD | $520,950 | $666,900 | $806,150 | $1,001,850 |
| KENT | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| PRINCE GEORGE'S | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| QUEEN ANNE'S | $520,950 | $666,900 | $806,150 | $1,001,850 |
| SOMERSET | $345,000 | $441,650 | $533,850 | $663,450 |
| ST. MARY'S | $347,300 | $444,600 | $537,400 | $667,900 |
| TALBOT | $382,950 | $490,250 | $592,600 | $736,450 |
| WASHINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
| WICOMICO | $345,000 | $441,650 | $533,850 | $663,450 |
| WORCESTER | $345,000 | $441,650 | $533,850 | $663,450 |