VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
ALLEGANY$424,100
ANNE ARUNDEL$517,500
BALTIMORE$517,500
CALVERT$636,150
CAROLINE$424,100
CARROLL$517,500
CECIL$424,100
CHARLES$636,150
DORCHESTER$424,100
FREDERICK$636,150
GARRETT$424,100
HARFORD$517,500
HOWARD$517,500
KENT$424,100
MONTGOMERY$636,150
PRINCE GEORGE'S$636,150
QUEEN ANNE'S$517,500
ST. MARY'S$424,100
SOMERSET$424,100
TALBOT$424,100
WASHINGTON$424,100
WICOMICO$424,100
WORCESTER$424,100
BALTIMORE CITY$517,500

Maryland VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Maryland VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALLEGANY$453,100$453,100$453,100$453,100
ANNE ARUNDEL$517,500$517,500$517,500$517,500
BALTIMORE$517,500$517,500$517,500$517,500
CALVERT$679,650$679,650$679,650$679,650
CAROLINE$679,650$679,650$679,650$679,650
CARROLL$517,500$517,500$517,500$517,500
CECIL$453,100$453,100$453,100$453,100
CHARLES$679,650$679,650$679,650$679,650
DORCHESTER$453,100$453,100$453,100$453,100
FREDERICK$679,650$679,650$679,650$679,650
GARRETT$453,100$453,100$453,100$453,100
HARFORD$517,500$517,500$517,500$517,500
HOWARD$517,500$517,500$517,500$517,500
KENT$453,100$453,100$453,100$453,100
MONTGOMERY$679,650$679,650$679,650$679,650
PRINCE GEORGE'S$679,650$679,650$679,650$679,650
QUEEN ANNE'S$517,500$517,500$517,500$517,500
ST. MARY'S$453,100$453,100$453,100$453,100
SOMERSET$453,100$453,100$453,100$453,100
TALBOT$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WICOMICO$453,100$453,100$453,100$453,100
WORCESTER$453,100$453,100$453,100$453,100
BALTIMORE CITY$517,500$662,500$662,500$662,500
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