Maryland VA Loan Limits by County

Veterans Home Loans

VA Loans can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA).

VA Loan loan limits historically have followed Conventional conforming loan limits, including higher than the conforming loan limit in high-cost Counties.  High-cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

UPDATED January 2020: Veterans can now qualify for 100% financing with NO MAXIMUM LOAN LIMIT.  Individual lenders are still putting a cap on the maximum loan amount, so shopping may be required if one lender does not strictly follow VA guidelines.

If you are a Veteran and looking to buy owner-occupied units (duplex, triplex, fourplex) and your lender does not follow the expanded loan limits, you might want to look at expanded FHA loan limits for units.

You can find FHA Loan limits here.

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Maryland VA Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ALLEGANY$510,400Ask LenderAsk LenderAsk Lender
ANNE ARUNDEL$520,950Ask LenderAsk LenderAsk Lender
BALTIMORE$520,950Ask LenderAsk LenderAsk Lender
CALVERT$765,600Ask LenderAsk LenderAsk Lender
CAROLINE$510,400Ask LenderAsk LenderAsk Lender
CARROLL$520,950Ask LenderAsk LenderAsk Lender
CECIL$510,400Ask LenderAsk LenderAsk Lender
CHARLES$765,600Ask LenderAsk LenderAsk Lender
DORCHESTER$510,400Ask LenderAsk LenderAsk Lender
FREDERICK$765,600Ask LenderAsk LenderAsk Lender
GARRETT$510,400Ask LenderAsk LenderAsk Lender
HARFORD$520,950Ask LenderAsk LenderAsk Lender
HOWARD$520,950Ask LenderAsk LenderAsk Lender
KENT$510,400Ask LenderAsk LenderAsk Lender
MONTGOMERY$765,600Ask LenderAsk LenderAsk Lender
PRINCE GEORGE'S$765,600Ask LenderAsk LenderAsk Lender
QUEEN ANNE'S$520,950Ask LenderAsk LenderAsk Lender
ST. MARY'S$510,400Ask LenderAsk LenderAsk Lender
SOMERSET$510,400Ask LenderAsk LenderAsk Lender
TALBOT$510,400Ask LenderAsk LenderAsk Lender
WASHINGTON$510,400Ask LenderAsk LenderAsk Lender
WICOMICO$510,400Ask LenderAsk LenderAsk Lender
WORCESTER$510,400Ask LenderAsk LenderAsk Lender
BALTIMORE CITY$520,950Ask LenderAsk LenderAsk Lender