Massachusetts Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Massachusetts Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
BARNSTABLE$453,100$580,150$701,250$871,450
BERKSHIRE$453,100$580,150$701,250$871,450
BRISTOL$453,100$580,150$701,250$871,450
DUKES$679,650 $870,225 $1,051,875 $1,307,175
ESSEX$603,750 $772,900 $934,250 $1,161,050
FRANKLIN$453,100$580,150$701,250$871,450
HAMPDEN$453,100$580,150$701,250$871,450
HAMPSHIRE$453,100$580,150$701,250$871,450
MIDDLESEX$603,750 $772,900 $934,250 $1,161,050
NANTUCKET$679,650 $870,225 $1,051,875$1,307,175
NORFOLK$603,750 $772,900 $934,250 $1,161,050
PLYMOUTH$603,750 $772,900 $934,250 $1,161,050
SUFFOLK$603,750 $772,900 $934,250 $1,161,050
WORCESTER$453,100 $580,150 $701,250 $871,450
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