Massachusetts VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

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Massachusetts VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
BARNSTABLE$453,100$453,100$453,100$453,100
BERKSHIRE$453,100$453,100$453,100$453,100
BRISTOL$453,100$453,100$453,100$453,100
DUKES$679,650 $679,650 $679,650 $679,650
ESSEX$603,750 $603,750 $603,750 $603,750
FRANKLIN$453,100$453,100$453,100$453,100
HAMPDEN$453,100$453,100$453,100$453,100
HAMPSHIRE$453,100$453,100$453,100$453,100
MIDDLESEX$603,750 $603,750 $603,750 $603,750
NANTUCKET$679,650 $679,650 $679,650 $679,650
NORFOLK$603,750 $603,750 $603,750 $603,750
PLYMOUTH$603,750 $603,750 $603,750 $603,750
SUFFOLK$603,750 $603,750 $603,750 $603,750
WORCESTER$453,100 $453,100 $453,100 $453,100
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