Michigan Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Michigan Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALCONA$453,100$580,150$701,250$871,450
ALGER$453,100$580,150$701,250$871,450
ALLEGAN$453,100$580,150$701,250$871,450
ALPENA$453,100$580,150$701,250$871,450
ANTRIM$453,100$580,150$701,250$871,450
ARENAC$453,100$580,150$701,250$871,450
BARAGA$453,100$580,150$701,250$871,450
BARRY$453,100$580,150$701,250$871,450
BAY$453,100$580,150$701,250$871,450
BENZIE$453,100$580,150$701,250$871,450
BERRIEN$453,100$580,150$701,250$871,450
BRANCH$453,100$580,150$701,250$871,450
CALHOUN$453,100$580,150$701,250$871,450
CASS$453,100$580,150$701,250$871,450
CHARLEVOIX$453,100$580,150$701,250$871,450
CHEBOYGAN$453,100$580,150$701,250$871,450
CHIPPEWA$453,100$580,150$701,250$871,450
CLARE$453,100$580,150$701,250$871,450
CLINTON$453,100$580,150$701,250$871,450
CRAWFORD$453,100$580,150$701,250$871,450
DELTA$453,100$580,150$701,250$871,450
DICKINSON$453,100$580,150$701,250$871,450
EATON$453,100$580,150$701,250$871,450
EMMET$453,100$580,150$701,250$871,450
GENESEE$453,100$580,150$701,250$871,450
GLADWIN$453,100$580,150$701,250$871,450
GOGEBIC$453,100$580,150$701,250$871,450
GRAND TRAVERSE$453,100$580,150$701,250$871,450
GRATIOT$453,100$580,150$701,250$871,450
HILLSDALE$453,100$580,150$701,250$871,450
HOUGHTON$453,100$580,150$701,250$871,450
HURON$453,100$580,150$701,250$871,450
INGHAM$453,100$580,150$701,250$871,450
IONIA$453,100$580,150$701,250$871,450
IOSCO$453,100$580,150$701,250$871,450
IRON$453,100$580,150$701,250$871,450
ISABELLA$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
KALAMAZOO$453,100$580,150$701,250$871,450
KALKASKA$453,100$580,150$701,250$871,450
KENT$453,100$580,150$701,250$871,450
KEWEENAW$453,100$580,150$701,250$871,450
LAKE$453,100$580,150$701,250$871,450
LAPEER$453,100$580,150$701,250$871,450
LEELANAU$453,100$580,150$701,250$871,450
LENAWEE$453,100$580,150$701,250$871,450
LIVINGSTON$453,100$580,150$701,250$871,450
LUCE$453,100$580,150$701,250$871,450
MACKINAC$453,100$580,150$701,250$871,450
MACOMB$453,100$580,150$701,250$871,450
MANISTEE$453,100$580,150$701,250$871,450
MARQUETTE$453,100$580,150$701,250$871,450
MASON$453,100$580,150$701,250$871,450
MECOSTA$453,100$580,150$701,250$871,450
MENOMINEE$453,100$580,150$701,250$871,450
MIDLAND$453,100$580,150$701,250$871,450
MISSAUKEE$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTCALM$453,100$580,150$701,250$871,450
MONTMORENCY$453,100$580,150$701,250$871,450
MUSKEGON$453,100$580,150$701,250$871,450
NEWAYGO$453,100$580,150$701,250$871,450
OAKLAND$453,100$580,150$701,250$871,450
OCEANA$453,100$580,150$701,250$871,450
OGEMAW$453,100$580,150$701,250$871,450
ONTONAGON$453,100$580,150$701,250$871,450
OSCEOLA$453,100$580,150$701,250$871,450
OSCODA$453,100$580,150$701,250$871,450
OTSEGO$453,100$580,150$701,250$871,450
OTTAWA$453,100$580,150$701,250$871,450
PRESQUE ISLE$453,100$580,150$701,250$871,450
ROSCOMMON$453,100$580,150$701,250$871,450
SAGINAW$453,100$580,150$701,250$871,450
ST. CLAIR$453,100$580,150$701,250$871,450
ST. JOSEPH$453,100$580,150$701,250$871,450
SANILAC$453,100$580,150$701,250$871,450
SCHOOLCRAFT$453,100$580,150$701,250$871,450
SHIAWASSEE$453,100$580,150$701,250$871,450
TUSCOLA$453,100$580,150$701,250$871,450
VAN BUREN$453,100$580,150$701,250$871,450
WASHTENAW$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WEXFORD$453,100$580,150$701,250$871,450
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