Michigan Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ALCONA$424,100$543,000$656,350$815,650
ALGER$424,100$543,000$656,350$815,650
ALLEGAN$424,100$543,000$656,350$815,650
ALPENA$424,100$543,000$656,350$815,650
ANTRIM$424,100$543,000$656,350$815,650
ARENAC$424,100$543,000$656,350$815,650
BARAGA$424,100$543,000$656,350$815,650
BARRY$424,100$543,000$656,350$815,650
BAY$424,100$543,000$656,350$815,650
BENZIE$424,100$543,000$656,350$815,650
BERRIEN$424,100$543,000$656,350$815,650
BRANCH$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CHARLEVOIX$424,100$543,000$656,350$815,650
CHEBOYGAN$424,100$543,000$656,350$815,650
CHIPPEWA$424,100$543,000$656,350$815,650
CLARE$424,100$543,000$656,350$815,650
CLINTON$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
DELTA$424,100$543,000$656,350$815,650
DICKINSON$424,100$543,000$656,350$815,650
EATON$424,100$543,000$656,350$815,650
EMMET$424,100$543,000$656,350$815,650
GENESEE$424,100$543,000$656,350$815,650
GLADWIN$424,100$543,000$656,350$815,650
GOGEBIC$424,100$543,000$656,350$815,650
GRAND TRAVERSE$424,100$543,000$656,350$815,650
GRATIOT$424,100$543,000$656,350$815,650
HILLSDALE$424,100$543,000$656,350$815,650
HOUGHTON$424,100$543,000$656,350$815,650
HURON$424,100$543,000$656,350$815,650
INGHAM$424,100$543,000$656,350$815,650
IONIA$424,100$543,000$656,350$815,650
IOSCO$424,100$543,000$656,350$815,650
IRON$424,100$543,000$656,350$815,650
ISABELLA$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
KALAMAZOO$424,100$543,000$656,350$815,650
KALKASKA$424,100$543,000$656,350$815,650
KENT$424,100$543,000$656,350$815,650
KEWEENAW$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LAPEER$424,100$543,000$656,350$815,650
LEELANAU$424,100$543,000$656,350$815,650
LENAWEE$424,100$543,000$656,350$815,650
LIVINGSTON$424,100$543,000$656,350$815,650
LUCE$424,100$543,000$656,350$815,650
MACKINAC$424,100$543,000$656,350$815,650
MACOMB$424,100$543,000$656,350$815,650
MANISTEE$424,100$543,000$656,350$815,650
MARQUETTE$424,100$543,000$656,350$815,650
MASON$424,100$543,000$656,350$815,650
MECOSTA$424,100$543,000$656,350$815,650
MENOMINEE$424,100$543,000$656,350$815,650
MIDLAND$424,100$543,000$656,350$815,650
MISSAUKEE$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTCALM$424,100$543,000$656,350$815,650
MONTMORENCY$424,100$543,000$656,350$815,650
MUSKEGON$424,100$543,000$656,350$815,650
NEWAYGO$424,100$543,000$656,350$815,650
OAKLAND$424,100$543,000$656,350$815,650
OCEANA$424,100$543,000$656,350$815,650
OGEMAW$424,100$543,000$656,350$815,650
ONTONAGON$424,100$543,000$656,350$815,650
OSCEOLA$424,100$543,000$656,350$815,650
OSCODA$424,100$543,000$656,350$815,650
OTSEGO$424,100$543,000$656,350$815,650
OTTAWA$424,100$543,000$656,350$815,650
PRESQUE ISLE$424,100$543,000$656,350$815,650
ROSCOMMON$424,100$543,000$656,350$815,650
SAGINAW$424,100$543,000$656,350$815,650
ST. CLAIR$424,100$543,000$656,350$815,650
ST. JOSEPH$424,100$543,000$656,350$815,650
SANILAC$424,100$543,000$656,350$815,650
SCHOOLCRAFT$424,100$543,000$656,350$815,650
SHIAWASSEE$424,100$543,000$656,350$815,650
TUSCOLA$424,100$543,000$656,350$815,650
VAN BUREN$424,100$543,000$656,350$815,650
WASHTENAW$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEXFORD$424,100$543,000$656,350$815,650
>