Michigan FHA Loan Limits by County

Is FHA Right for You?

FHA Government insured mortgages offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

CountyOne FamilyDuplexTriplexFourplex
ALCONA$275,665$352,950$426,625$530,150
ALGER$275,665$352,950$426,625$530,150
ALLEGAN$275,665$352,950$426,625$530,150
ALPENA$275,665$352,950$426,625$530,150
ANTRIM$275,665$352,950$426,625$530,150
ARENAC$275,665$352,950$426,625$530,150
BARAGA$275,665$352,950$426,625$530,150
BARRY$275,665$352,950$426,625$530,150
BAY$275,665$352,950$426,625$530,150
BENZIE$275,665$352,950$426,625$530,150
BERRIEN$275,665$352,950$426,625$530,150
BRANCH$275,665$352,950$426,625$530,150
CALHOUN$275,665$352,950$426,625$530,150
CASS$275,665$352,950$426,625$530,150
CHARLEVOIX$275,665$352,950$426,625$530,150
CHEBOYGAN$275,665$352,950$426,625$530,150
CHIPPEWA$275,665$352,950$426,625$530,150
CLARE$275,665$352,950$426,625$530,150
CLINTON$275,665$352,950$426,625$530,150
CRAWFORD$275,665$352,950$426,625$530,150
DELTA$275,665$352,950$426,625$530,150
DICKINSON$275,665$352,950$426,625$530,150
EATON$275,665$352,950$426,625$530,150
EMMET$275,665$352,950$426,625$530,150
GENESEE$275,665$352,950$426,625$530,150
GLADWIN$275,665$352,950$426,625$530,150
GOGEBIC$275,665$352,950$426,625$530,150
GRAND TRAVERSE$275,665$352,950$426,625$530,150
GRATIOT$275,665$352,950$426,625$530,150
HILLSDALE$275,665$352,950$426,625$530,150
HOUGHTON$275,665$352,950$426,625$530,150
HURON$275,665$352,950$426,625$530,150
INGHAM$275,665$352,950$426,625$530,150
IONIA$275,665$352,950$426,625$530,150
IOSCO$275,665$352,950$426,625$530,150
IRON$275,665$352,950$426,625$530,150
ISABELLA$275,665$352,950$426,625$530,150
JACKSON$275,665$352,950$426,625$530,150
KALAMAZOO$275,665$352,950$426,625$530,150
KALKASKA$275,665$352,950$426,625$530,150
KENT$275,665$352,950$426,625$530,150
KEWEENAW$275,665$352,950$426,625$530,150
LAKE$275,665$352,950$426,625$530,150
LAPEER$275,665$352,950$426,625$530,150
LEELANAU$275,665$352,950$426,625$530,150
LENAWEE$275,665$352,950$426,625$530,150
LIVINGSTON$275,665$352,950$426,625$530,150
LUCE$275,665$352,950$426,625$530,150
MACKINAC$275,665$352,950$426,625$530,150
MACOMB$275,665$352,950$426,625$530,150
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