Michigan VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Michigan VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALCONA$453,100$453,100$453,100$453,100
ALGER$453,100$453,100$453,100$453,100
ALLEGAN$453,100$453,100$453,100$453,100
ALPENA$453,100$453,100$453,100$453,100
ANTRIM$453,100$453,100$453,100$453,100
ARENAC$453,100$453,100$453,100$453,100
BARAGA$453,100$453,100$453,100$453,100
BARRY$453,100$453,100$453,100$453,100
BAY$453,100$453,100$453,100$453,100
BENZIE$453,100$453,100$453,100$453,100
BERRIEN$453,100$453,100$453,100$453,100
BRANCH$453,100$453,100$453,100$453,100
CALHOUN$453,100$453,100$453,100$453,100
CASS$453,100$453,100$453,100$453,100
CHARLEVOIX$453,100$453,100$453,100$453,100
CHEBOYGAN$453,100$453,100$453,100$453,100
CHIPPEWA$453,100$453,100$453,100$453,100
CLARE$453,100$453,100$453,100$453,100
CLINTON$453,100$453,100$453,100$453,100
CRAWFORD$453,100$453,100$453,100$453,100
DELTA$453,100$453,100$453,100$453,100
DICKINSON$453,100$453,100$453,100$453,100
EATON$453,100$453,100$453,100$453,100
EMMET$453,100$453,100$453,100$453,100
GENESEE$453,100$453,100$453,100$453,100
GLADWIN$453,100$453,100$453,100$453,100
GOGEBIC$453,100$453,100$453,100$453,100
GRAND TRAVERSE$453,100$453,100$453,100$453,100
GRATIOT$453,100$453,100$453,100$453,100
HILLSDALE$453,100$453,100$453,100$453,100
HOUGHTON$453,100$453,100$453,100$453,100
HURON$453,100$453,100$453,100$453,100
INGHAM$453,100$453,100$453,100$453,100
IONIA$453,100$453,100$453,100$453,100
IOSCO$453,100$453,100$453,100$453,100
IRON$453,100$453,100$453,100$453,100
ISABELLA$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
KALAMAZOO$453,100$453,100$453,100$453,100
KALKASKA$453,100$453,100$453,100$453,100
KENT$453,100$453,100$453,100$453,100
KEWEENAW$453,100$453,100$453,100$453,100
LAKE$453,100$453,100$453,100$453,100
LAPEER$453,100$453,100$453,100$453,100
LEELANAU$453,100$453,100$453,100$453,100
LENAWEE$453,100$453,100$453,100$453,100
LIVINGSTON$453,100$453,100$453,100$453,100
LUCE$453,100$453,100$453,100$453,100
MACKINAC$453,100$453,100$453,100$453,100
MACOMB$453,100$453,100$453,100$453,100
MANISTEE$453,100$453,100$453,100$453,100
MARQUETTE$453,100$453,100$453,100$453,100
MASON$453,100$453,100$453,100$453,100
MECOSTA$453,100$453,100$453,100$453,100
MENOMINEE$453,100$453,100$453,100$453,100
MIDLAND$453,100$453,100$453,100$453,100
MISSAUKEE$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MONTCALM$453,100$453,100$453,100$453,100
MONTMORENCY$453,100$453,100$453,100$453,100
MUSKEGON$453,100$453,100$453,100$453,100
NEWAYGO$453,100$453,100$453,100$453,100
OAKLAND$453,100$453,100$453,100$453,100
OCEANA$453,100$453,100$453,100$453,100
OGEMAW$453,100$453,100$453,100$453,100
ONTONAGON$453,100$453,100$453,100$453,100
OSCEOLA$453,100$453,100$453,100$453,100
OSCODA$453,100$453,100$453,100$453,100
OTSEGO$453,100$453,100$453,100$453,100
OTTAWA$453,100$453,100$453,100$453,100
PRESQUE ISLE$453,100$453,100$453,100$453,100
ROSCOMMON$453,100$453,100$453,100$453,100
SAGINAW$453,100$453,100$453,100$453,100
ST. CLAIR$453,100$453,100$453,100$453,100
ST. JOSEPH$453,100$453,100$453,100$453,100
SANILAC$453,100$453,100$453,100$453,100
SCHOOLCRAFT$453,100$453,100$453,100$453,100
SHIAWASSEE$453,100$453,100$453,100$453,100
TUSCOLA$453,100$453,100$453,100$453,100
VAN BUREN$453,100$453,100$453,100$453,100
WASHTENAW$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WEXFORD$453,100$453,100$453,100$453,100
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