Minnesota Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
AITKIN$424,100$543,000$656,350$815,650
ANOKA$424,100$543,000$656,350$815,650
BECKER$424,100$543,000$656,350$815,650
BELTRAMI$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
BIG STONE$424,100$543,000$656,350$815,650
BLUE EARTH$424,100$543,000$656,350$815,650
BROWN$424,100$543,000$656,350$815,650
CARLTON$424,100$543,000$656,350$815,650
CARVER$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CHIPPEWA$424,100$543,000$656,350$815,650
CHISAGO$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
CLEARWATER$424,100$543,000$656,350$815,650
COOK$424,100$543,000$656,350$815,650
COTTONWOOD$424,100$543,000$656,350$815,650
CROW WING$424,100$543,000$656,350$815,650
DAKOTA$424,100$543,000$656,350$815,650
DODGE$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
FARIBAULT$424,100$543,000$656,350$815,650
FILLMORE$424,100$543,000$656,350$815,650
FREEBORN$424,100$543,000$656,350$815,650
GOODHUE$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
HENNEPIN$424,100$543,000$656,350$815,650
HOUSTON$424,100$543,000$656,350$815,650
HUBBARD$424,100$543,000$656,350$815,650
ISANTI$424,100$543,000$656,350$815,650
ITASCA$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
KANABEC$424,100$543,000$656,350$815,650
KANDIYOHI$424,100$543,000$656,350$815,650
KITTSON$424,100$543,000$656,350$815,650
KOOCHICHING$424,100$543,000$656,350$815,650
LAC QUI PARLE$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LAKE OF THE WOO$424,100$543,000$656,350$815,650
LE SUEUR$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LYON$424,100$543,000$656,350$815,650
MCLEOD$424,100$543,000$656,350$815,650
MAHNOMEN$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MARTIN$424,100$543,000$656,350$815,650
MEEKER$424,100$543,000$656,350$815,650
MILLE LACS$424,100$543,000$656,350$815,650
MORRISON$424,100$543,000$656,350$815,650
MOWER$424,100$543,000$656,350$815,650
MURRAY$424,100$543,000$656,350$815,650
NICOLLET$424,100$543,000$656,350$815,650
NOBLES$424,100$543,000$656,350$815,650
NORMAN$424,100$543,000$656,350$815,650
OLMSTED$424,100$543,000$656,350$815,650
OTTER TAIL$424,100$543,000$656,350$815,650
PENNINGTON$424,100$543,000$656,350$815,650
PINE$424,100$543,000$656,350$815,650
PIPESTONE$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
POPE$424,100$543,000$656,350$815,650
RAMSEY$424,100$543,000$656,350$815,650
RED LAKE$424,100$543,000$656,350$815,650
REDWOOD$424,100$543,000$656,350$815,650
RENVILLE$424,100$543,000$656,350$815,650
RICE$424,100$543,000$656,350$815,650
ROCK$424,100$543,000$656,350$815,650
ROSEAU$424,100$543,000$656,350$815,650
ST. LOUIS$424,100$543,000$656,350$815,650
SCOTT$424,100$543,000$656,350$815,650
SHERBURNE$424,100$543,000$656,350$815,650
SIBLEY$424,100$543,000$656,350$815,650
STEARNS$424,100$543,000$656,350$815,650
STEELE$424,100$543,000$656,350$815,650
STEVENS$424,100$543,000$656,350$815,650
SWIFT$424,100$543,000$656,350$815,650
TODD$424,100$543,000$656,350$815,650
TRAVERSE$424,100$543,000$656,350$815,650
WABASHA$424,100$543,000$656,350$815,650
WADENA$424,100$543,000$656,350$815,650
WASECA$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WATONWAN$424,100$543,000$656,350$815,650
WILKIN$424,100$543,000$656,350$815,650
WINONA$424,100$543,000$656,350$815,650
WRIGHT$424,100$543,000$656,350$815,650
YELLOW MEDICINE$424,100$543,000$656,350$815,650
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