Minnesota Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Minnesota Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
AITKIN$453,100$580,150$701,250$871,450
ANOKA$453,100$580,150$701,250$871,450
BECKER$453,100$580,150$701,250$871,450
BELTRAMI$453,100$580,150$701,250$871,450
BENTON$453,100$580,150$701,250$871,450
BIG STONE$453,100$580,150$701,250$871,450
BLUE EARTH$453,100$580,150$701,250$871,450
BROWN$453,100$580,150$701,250$871,450
CARLTON$453,100$580,150$701,250$871,450
CARVER$453,100$580,150$701,250$871,450
CASS$453,100$580,150$701,250$871,450
CHIPPEWA$453,100$580,150$701,250$871,450
CHISAGO$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CLEARWATER$453,100$580,150$701,250$871,450
COOK$453,100$580,150$701,250$871,450
COTTONWOOD$453,100$580,150$701,250$871,450
CROW WING$453,100$580,150$701,250$871,450
DAKOTA$453,100$580,150$701,250$871,450
DODGE$453,100$580,150$701,250$871,450
DOUGLAS$453,100$580,150$701,250$871,450
FARIBAULT$453,100$580,150$701,250$871,450
FILLMORE$453,100$580,150$701,250$871,450
FREEBORN$453,100$580,150$701,250$871,450
GOODHUE$453,100$580,150$701,250$871,450
GRANT$453,100$580,150$701,250$871,450
HENNEPIN$453,100$580,150$701,250$871,450
HOUSTON$453,100$580,150$701,250$871,450
HUBBARD$453,100$580,150$701,250$871,450
ISANTI$453,100$580,150$701,250$871,450
ITASCA$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
KANABEC$453,100$580,150$701,250$871,450
KANDIYOHI$453,100$580,150$701,250$871,450
KITTSON$453,100$580,150$701,250$871,450
KOOCHICHING$453,100$580,150$701,250$871,450
LAC QUI PARLE$453,100$580,150$701,250$871,450
LAKE$453,100$580,150$701,250$871,450
LAKE OF THE WOOD$453,100$580,150$701,250$871,450
LE SUEUR$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LYON$453,100$580,150$701,250$871,450
MCLEOD$453,100$580,150$701,250$871,450
MAHNOMEN$453,100$580,150$701,250$871,450
MARSHALL$453,100$580,150$701,250$871,450
MARTIN$453,100$580,150$701,250$871,450
MEEKER$453,100$580,150$701,250$871,450
MILLE LACS$453,100$580,150$701,250$871,450
MORRISON$453,100$580,150$701,250$871,450
MOWER$453,100$580,150$701,250$871,450
MURRAY$453,100$580,150$701,250$871,450
NICOLLET$453,100$580,150$701,250$871,450
NOBLES$453,100$580,150$701,250$871,450
NORMAN$453,100$580,150$701,250$871,450
OLMSTED$453,100$580,150$701,250$871,450
OTTER TAIL$453,100$580,150$701,250$871,450
PENNINGTON$453,100$580,150$701,250$871,450
PINE$453,100$580,150$701,250$871,450
PIPESTONE$453,100$580,150$701,250$871,450
POLK$453,100$580,150$701,250$871,450
POPE$453,100$580,150$701,250$871,450
RAMSEY$453,100$580,150$701,250$871,450
RED LAKE$453,100$580,150$701,250$871,450
REDWOOD$453,100$580,150$701,250$871,450
RENVILLE$453,100$580,150$701,250$871,450
RICE$453,100$580,150$701,250$871,450
ROCK$453,100$580,150$701,250$871,450
ROSEAU$453,100$580,150$701,250$871,450
ST. LOUIS$453,100$580,150$701,250$871,450
SCOTT$453,100$580,150$701,250$871,450
SHERBURNE$453,100$580,150$701,250$871,450
SIBLEY$453,100$580,150$701,250$871,450
STEARNS$453,100$580,150$701,250$871,450
STEELE$453,100$580,150$701,250$871,450
STEVENS$453,100$580,150$701,250$871,450
SWIFT$453,100$580,150$701,250$871,450
TODD$453,100$580,150$701,250$871,450
TRAVERSE$453,100$580,150$701,250$871,450
WABASHA$453,100$580,150$701,250$871,450
WADENA$453,100$580,150$701,250$871,450
WASECA$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WATONWAN$453,100$580,150$701,250$871,450
WILKIN$453,100$580,150$701,250$871,450
WINONA$453,100$580,150$701,250$871,450
WRIGHT$453,100$580,150$701,250$871,450
YELLOW MEDICINE$453,100$580,150$701,250$871,450
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