Mississippi Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$424,100$543,000$656,350$815,650
ALCORN$424,100$543,000$656,350$815,650
AMITE$424,100$543,000$656,350$815,650
ATTALA$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
BOLIVAR$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CARROLL$424,100$543,000$656,350$815,650
CHICKASAW$424,100$543,000$656,350$815,650
CHOCTAW$424,100$543,000$656,350$815,650
CLAIBORNE$424,100$543,000$656,350$815,650
CLARKE$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
COAHOMA$424,100$543,000$656,350$815,650
COPIAH$424,100$543,000$656,350$815,650
COVINGTON$424,100$543,000$656,350$815,650
DESOTO$424,100$543,000$656,350$815,650
FORREST$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
GEORGE$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
GRENADA$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARRISON$424,100$543,000$656,350$815,650
HINDS$424,100$543,000$656,350$815,650
HOLMES$424,100$543,000$656,350$815,650
HUMPHREYS$424,100$543,000$656,350$815,650
ISSAQUENA$424,100$543,000$656,350$815,650
ITAWAMBA$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JEFFERSON DAVIS$424,100$543,000$656,350$815,650
JONES$424,100$543,000$656,350$815,650
KEMPER$424,100$543,000$656,350$815,650
LAFAYETTE$424,100$543,000$656,350$815,650
LAMAR$424,100$543,000$656,350$815,650
LAUDERDALE$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LEAKE$424,100$543,000$656,350$815,650
LEE$424,100$543,000$656,350$815,650
LEFLORE$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LOWNDES$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
NESHOBA$424,100$543,000$656,350$815,650
NEWTON$424,100$543,000$656,350$815,650
NOXUBEE$424,100$543,000$656,350$815,650
OKTIBBEHA$424,100$543,000$656,350$815,650
PANOLA$424,100$543,000$656,350$815,650
PEARL RIVER$424,100$543,000$656,350$815,650
PERRY$424,100$543,000$656,350$815,650
PIKE$424,100$543,000$656,350$815,650
PONTOTOC$424,100$543,000$656,350$815,650
PRENTISS$424,100$543,000$656,350$815,650
QUITMAN$424,100$543,000$656,350$815,650
RANKIN$424,100$543,000$656,350$815,650
SCOTT$424,100$543,000$656,350$815,650
SHARKEY$424,100$543,000$656,350$815,650
SIMPSON$424,100$543,000$656,350$815,650
SMITH$424,100$543,000$656,350$815,650
STONE$424,100$543,000$656,350$815,650
SUNFLOWER$424,100$543,000$656,350$815,650
TALLAHATCHIE$424,100$543,000$656,350$815,650
TATE$424,100$543,000$656,350$815,650
TIPPAH$424,100$543,000$656,350$815,650
TISHOMINGO$424,100$543,000$656,350$815,650
TUNICA$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
WALTHALL$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEBSTER$424,100$543,000$656,350$815,650
WILKINSON$424,100$543,000$656,350$815,650
WINSTON$424,100$543,000$656,350$815,650
YALOBUSHA$424,100$543,000$656,350$815,650
YAZOO$424,100$543,000$656,350$815,650
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