Missouri Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAIR$424,100$543,000$656,350$815,650
ANDREW$424,100$543,000$656,350$815,650
ATCHISON$424,100$543,000$656,350$815,650
AUDRAIN$424,100$543,000$656,350$815,650
BARRY$424,100$543,000$656,350$815,650
BARTON$424,100$543,000$656,350$815,650
BATES$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
BOLLINGER$424,100$543,000$656,350$815,650
BOONE$424,100$543,000$656,350$815,650
BUCHANAN$424,100$543,000$656,350$815,650
BUTLER$424,100$543,000$656,350$815,650
CALDWELL$424,100$543,000$656,350$815,650
CALLAWAY$424,100$543,000$656,350$815,650
CAMDEN$424,100$543,000$656,350$815,650
CAPE GIRARDEAU$424,100$543,000$656,350$815,650
CARROLL$424,100$543,000$656,350$815,650
CARTER$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CEDAR$424,100$543,000$656,350$815,650
CHARITON$424,100$543,000$656,350$815,650
CHRISTIAN$424,100$543,000$656,350$815,650
CLARK$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
CLINTON$424,100$543,000$656,350$815,650
COLE$424,100$543,000$656,350$815,650
COOPER$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
DADE$424,100$543,000$656,350$815,650
DALLAS$424,100$543,000$656,350$815,650
DAVIESS$424,100$543,000$656,350$815,650
DEKALB$424,100$543,000$656,350$815,650
DENT$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
DUNKLIN$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
GASCONADE$424,100$543,000$656,350$815,650
GENTRY$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
GRUNDY$424,100$543,000$656,350$815,650
HARRISON$424,100$543,000$656,350$815,650
HENRY$424,100$543,000$656,350$815,650
HICKORY$424,100$543,000$656,350$815,650
HOLT$424,100$543,000$656,350$815,650
HOWARD$424,100$543,000$656,350$815,650
HOWELL$424,100$543,000$656,350$815,650
IRON$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JOHNSON$424,100$543,000$656,350$815,650
KNOX$424,100$543,000$656,350$815,650
LACLEDE$424,100$543,000$656,350$815,650
LAFAYETTE$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LEWIS$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LINN$424,100$543,000$656,350$815,650
LIVINGSTON$424,100$543,000$656,350$815,650
MCDONALD$424,100$543,000$656,350$815,650
MACON$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MARIES$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MERCER$424,100$543,000$656,350$815,650
MILLER$424,100$543,000$656,350$815,650
MISSISSIPPI$424,100$543,000$656,350$815,650
MONITEAU$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
NEW MADRID$424,100$543,000$656,350$815,650
NEWTON$424,100$543,000$656,350$815,650
NODAWAY$424,100$543,000$656,350$815,650
OREGON$424,100$543,000$656,350$815,650
OSAGE$424,100$543,000$656,350$815,650
OZARK$424,100$543,000$656,350$815,650
PEMISCOT$424,100$543,000$656,350$815,650
PERRY$424,100$543,000$656,350$815,650
PETTIS$424,100$543,000$656,350$815,650
PHELPS$424,100$543,000$656,350$815,650
PIKE$424,100$543,000$656,350$815,650
PLATTE$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
PULASKI$424,100$543,000$656,350$815,650
PUTNAM$424,100$543,000$656,350$815,650
RALLS$424,100$543,000$656,350$815,650
RANDOLPH$424,100$543,000$656,350$815,650
RAY$424,100$543,000$656,350$815,650
REYNOLDS$424,100$543,000$656,350$815,650
RIPLEY$424,100$543,000$656,350$815,650
ST. CHARLES$424,100$543,000$656,350$815,650
ST. CLAIR$424,100$543,000$656,350$815,650
STE. GENEVIEVE$424,100$543,000$656,350$815,650
ST. FRANCOIS$424,100$543,000$656,350$815,650
ST. LOUIS$424,100$543,000$656,350$815,650
SALINE$424,100$543,000$656,350$815,650
SCHUYLER$424,100$543,000$656,350$815,650
SCOTLAND$424,100$543,000$656,350$815,650
SCOTT$424,100$543,000$656,350$815,650
SHANNON$424,100$543,000$656,350$815,650
SHELBY$424,100$543,000$656,350$815,650
STODDARD$424,100$543,000$656,350$815,650
STONE$424,100$543,000$656,350$815,650
SULLIVAN$424,100$543,000$656,350$815,650
TANEY$424,100$543,000$656,350$815,650
TEXAS$424,100$543,000$656,350$815,650
VERNON$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEBSTER$424,100$543,000$656,350$815,650
WORTH$424,100$543,000$656,350$815,650
WRIGHT$424,100$543,000$656,350$815,650
ST. LOUIS CITY$424,100$543,000$656,350$815,650
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