Missouri FHA Loan Limits by County

FHA Government Insured Home Loans

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

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Missouri FHA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
CAPE GIRARDEAU$294,515 $377,075 $455,800 $566,425
CEDAR$294,515 $377,075 $455,800 $566,425
DEKALB$294,515 $377,075 $455,800 $566,425
GASCONADE$294,515 $377,075 $455,800 $566,425
LEWIS$294,515 $377,075 $455,800 $566,425
LINCOLN$294,515 $377,075 $455,800 $566,425
MCDONALD$294,515 $377,075 $455,800 $566,425
NODAWAY$294,515 $377,075 $455,800 $566,425
BARRY$294,515 $377,075 $455,800 $566,425
BARTON$294,515 $377,075 $455,800 $566,425
CLARK$294,515 $377,075 $455,800 $566,425
COLE$294,515 $377,075 $455,800 $566,425
GRUNDY$294,515 $377,075 $455,800 $566,425
MONITEAU$294,515 $377,075 $455,800 $566,425
GASCONADE$294,515 $377,075 $455,800 $566,425
ST. CHARLES$294,515 $377,075 $455,800 $566,425
SCOTT$294,515 $377,075 $455,800 $566,425
SHELBY$294,515 $377,075 $455,800 $566,425
STONE$294,515 $377,075 $455,800 $566,425
VERNON$294,515 $377,075 $455,800 $566,425
WAYNE$294,515 $377,075 $455,800 $566,425
CALLAWAY$294,515 $377,075 $455,800 $566,425
CLINTON$318,550 $407,800 $492,950 $612,600
DUNKLIN$294,515 $377,075 $455,800 $566,425
HARRISON$294,515 $377,075 $455,800 $566,425
JACKSON$318,550 $407,800 $492,950 $612,600
JASPER$294,515 $377,075 $455,800 $566,425
JEFFERSON$294,515 $377,075 $455,800 $566,425
KNOX$294,515 $377,075 $455,800 $566,425
LINN$294,515 $377,075 $455,800 $566,425
PERRY$294,515 $377,075 $455,800 $566,425
PUTNAM$294,515 $377,075 $455,800 $566,425
RALLS$294,515 $377,075 $455,800 $566,425
STE. GENEVIEVE$294,515 $377,075 $455,800 $566,425
ST. LOUIS$294,515 $377,075 $455,800 $566,425
SCHUYLER$294,515 $377,075 $455,800 $566,425
ADAIR$294,515 $377,075 $455,800 $566,425
BENTON$294,515 $377,075 $455,800 $566,425
HENRY$294,515 $377,075 $455,800 $566,425
IRON$294,515 $377,075 $455,800 $566,425
MISSISSIPPI$294,515 $377,075 $455,800 $566,425
MONROE$294,515 $377,075 $455,800 $566,425
PETTIS$294,515 $377,075 $455,800 $566,425
PHELPS$294,515 $377,075 $455,800 $566,425
POLK$294,515 $377,075 $455,800 $566,425
RIPLEY$294,515 $377,075 $455,800 $566,425
ST. CLAIR$294,515 $377,075 $455,800 $566,425
WEBSTER$294,515 $377,075 $455,800 $566,425
WORTH$294,515 $377,075 $455,800 $566,425
ST. LOUIS CITY$294,515 $377,075 $455,800 $566,425

Missouri FHA Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Missouri FHA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
Autauga$453,100$580,150$701,250$871,450
Baldwin$453,100$580,150$701,250$871,450
Barbour$453,100$580,150$701,250$871,450
Bibb$453,100$580,150$701,250$871,450
Blount$453,100$580,150$701,250$871,450
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