New Jersey FHA Loan Limits by County

FHA Government Insured Home Loans

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

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New Jersey FHA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
MERCER$345,000$441,650$533,850$663,450
BURLINGTON$385,250$493,200$596,150$740,850
SUSSEX$679,650$870,225$1,051,875$1,307,175
ATLANTIC$316,250$404,850$489,350$608,150
ESSEX$679,650$870,225$1,051,875$1,307,175
MONMOUTH$679,650$870,225$1,051,875$1,307,175
HUDSON$679,650$870,225$1,051,875$1,307,175
HUNTERDON$679,650$870,225$1,051,875$1,307,175
PASSAIC$679,650$870,225$1,051,875$1,307,175
CAPE MAY$414,000$530,000$640,650$796,150
CUMBERLAND$294,515$377,075$455,800$566,425
GLOUCESTER$385,250$493,200$596,150$740,850
OCEAN$679,650$870,225$1,051,875$1,307,175
SOMERSET$679,650$870,225$1,051,875$1,307,175
WARREN$372,600$477,000$576,550$716,550
BERGEN$679,650$870,225$1,051,875$1,307,175
MORRIS$679,650$870,225$1,051,875$1,307,175
CAMDEN$385,250$493,200$596,150$740,850
MIDDLESEX$679,650$870,225$1,051,875$1,307,175
UNION$679,650$870,225$1,051,875$1,307,175
SALEM$385,250$493,200$596,150$740,850
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