FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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New Jersey FHA Loan Limits by County
County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
---|---|---|---|---|
ATLANTIC | $331,760 | $424,800 | $513,450 | $638,100 |
BERGEN | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
BURLINGTON | $408,250 | $522,600 | $631,750 | $785,100 |
CAMDEN | $408,250 | $522,600 | $631,750 | $785,100 |
CAPE MAY | $414,000 | $530,000 | $640,650 | $796,150 |
CUMBERLAND | $331,760 | $424,800 | $513,450 | $638,100 |
ESSEX | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
GLOUCESTER | $408,250 | $522,600 | $631,750 | $785,100 |
HUDSON | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
HUNTERDON | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
MERCER | $345,000 | $441,650 | $533,850 | $663,450 |
MIDDLESEX | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
MONMOUTH | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
MORRIS | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
OCEAN | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
PASSAIC | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
SALEM | $408,250 | $522,600 | $631,750 | $785,100 |
SOMERSET | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
SUSSEX | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
UNION | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
WARREN | $372,600 | $477,000 | $576,550 | $716,550 |