New Jersey FHA Loan Limits by County

Is FHA Right for You?

FHA Government insured mortgages offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

CountyOne FamilyDuplexTriplexFourplex
ATLANTIC$316,250$404,850$489,350$608,150
BERGEN$636,150$814,500$984,525$1,223,475
BURLINGTON$379,500$485,800$587,250$729,800
CAMDEN$379,500$485,800$587,250$729,800
CAPE MAY$414,000$530,000$640,650$796,150
CUMBERLAND$275,665$352,950$426,625$530,150
ESSEX$636,150$814,500$984,525$1,223,475
GLOUCESTER$379,500$485,800$587,250$729,800
HUDSON$636,150$814,500$984,525$1,223,475
HUNTERDON$636,150$814,500$984,525$1,223,475
MERCER$345,000$441,650$533,850$663,450
MIDDLESEX$636,150$814,500$984,525$1,223,475
MONMOUTH$636,150$814,500$984,525$1,223,475
MORRIS$636,150$814,500$984,525$1,223,475
OCEAN$636,150$814,500$984,525$1,223,475
PASSAIC$636,150$814,500$984,525$1,223,475
SALEM$379,500$485,800$587,250$729,800
SOMERSET$636,150$814,500$984,525$1,223,475
SUSSEX$636,150$814,500$984,525$1,223,475
UNION$636,150$814,500$984,525$1,223,475
WARREN$372,600$477,000$576,550$716,550
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