New Jersey FHA Loan Limits by County

FHA Government Insured Home Loans

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

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New Jersey FHA Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ATLANTIC$331,760$424,800$513,450$638,100
BERGEN$765,600$980,325$1,184,925$1,472,550
BURLINGTON$408,250$522,600$631,750$785,100
CAMDEN$408,250$522,600$631,750$785,100
CAPE MAY$414,000$530,000$640,650$796,150
CUMBERLAND$331,760$424,800$513,450$638,100
ESSEX$765,600$980,325$1,184,925$1,472,550
GLOUCESTER$408,250$522,600$631,750$785,100
HUDSON$765,600$980,325$1,184,925$1,472,550
HUNTERDON$765,600$980,325$1,184,925$1,472,550
MERCER$345,000$441,650$533,850$663,450
MIDDLESEX$765,600$980,325$1,184,925$1,472,550
MONMOUTH$765,600$980,325$1,184,925$1,472,550
MORRIS$765,600$980,325$1,184,925$1,472,550
OCEAN$765,600$980,325$1,184,925$1,472,550
PASSAIC$765,600$980,325$1,184,925$1,472,550
SALEM$408,250$522,600$631,750$785,100
SOMERSET$765,600$980,325$1,184,925$1,472,550
SUSSEX$765,600$980,325$1,184,925$1,472,550
UNION$765,600$980,325$1,184,925$1,472,550
WARREN$372,600$477,000$576,550$716,550