New Jersey VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

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New Jersey VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
BERGEN$679,650 $679,650 $679,650 $679,650
CAPE MAY$453,100$453,100$453,100$453,100
ESSEX$679,650 $679,650 $679,650 $679,650
HUDSON$679,650 $679,650 $679,650 $679,650
HUNTERDON$679,650 $679,650 $679,650 $679,650
MIDDLESEX$679,650 $679,650 $679,650 $679,650
MONMOUTH$679,650 $679,650 $679,650 $679,650
MORRIS$679,650 $679,650 $679,650 $679,650
OCEAN$679,650 $679,650 $679,650 $679,650
PASSAIC$679,650 $679,650 $679,650 $679,650
SOMERSET$679,650 $679,650 $679,650 $679,650
SUSSEX$679,650 $679,650 $679,650 $679,650
UNION$679,650 $679,650 $679,650 $679,650