New Jersey VA Loan Limits by County

VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
ATLANTIC$424,100
BERGEN$636,150
BURLINGTON$424,100
CAMDEN$424,100
CAPE MAY$424,100
CUMBERLAND$424,100
ESSEX$636,150
GLOUCESTER$424,100
HUDSON$636,150
HUNTERDON$636,150
MERCER$424,100
MIDDLESEX$636,150
MONMOUTH$636,150
MORRIS$636,150
OCEAN$636,150
PASSAIC$636,150
SALEM$424,100
SOMERSET$636,150
SUSSEX$636,150
UNION$636,150
WARREN$424,100
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