New Mexico Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

New Mexico Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
BERNALILLO$453,100$580,150$701,250$871,450
CATRON$453,100$580,150$701,250$871,450
CHAVES$453,100$580,150$701,250$871,450
CIBOLA$453,100$580,150$701,250$871,450
COLFAX$453,100$580,150$701,250$871,450
CURRY$453,100$580,150$701,250$871,450
DE BACA$453,100$580,150$701,250$871,450
DONA ANA$453,100$580,150$701,250$871,450
EDDY$453,100$580,150$701,250$871,450
GRANT$453,100$580,150$701,250$871,450
GUADALUPE$453,100$580,150$701,250$871,450
HARDING$453,100$580,150$701,250$871,450
HIDALGO$453,100$580,150$701,250$871,450
LEA$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LOS ALAMOS$453,100$580,150$701,250$871,450
LUNA$453,100$580,150$701,250$871,450
MCKINLEY$453,100$580,150$701,250$871,450
MORA$453,100$580,150$701,250$871,450
OTERO$453,100$580,150$701,250$871,450
QUAY$453,100$580,150$701,250$871,450
RIO ARRIBA$453,100$580,150$701,250$871,450
ROOSEVELT$453,100$580,150$701,250$871,450
SANDOVAL$453,100$580,150$701,250$871,450
SAN JUAN$453,100$580,150$701,250$871,450
SAN MIGUEL$453,100$580,150$701,250$871,450
SANTA FE$453,100$580,150$701,250$871,450
SIERRA$453,100$580,150$701,250$871,450
SOCORRO$453,100$580,150$701,250$871,450
TAOS$453,100$580,150$701,250$871,450
TORRANCE$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
VALENCIA$453,100$580,150$701,250$871,450
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