New Mexico VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

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New Mexico VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
BERNALILLO$453,100$453,100$453,100$453,100
CATRON$453,100$453,100$453,100$453,100
CHAVES$453,100$453,100$453,100$453,100
CIBOLA$453,100$453,100$453,100$453,100
COLFAX$453,100$453,100$453,100$453,100
CURRY$453,100$453,100$453,100$453,100
DE BACA$453,100$453,100$453,100$453,100
DONA ANA$453,100$453,100$453,100$453,100
EDDY$453,100$453,100$453,100$453,100
GRANT$453,100$453,100$453,100$453,100
GUADALUPE$453,100$453,100$453,100$453,100
HARDING$453,100$453,100$453,100$453,100
HIDALGO$453,100$453,100$453,100$453,100
LEA$453,100$453,100$453,100$453,100
LINCOLN$453,100$453,100$453,100$453,100
LOS ALAMOS$453,100$453,100$453,100$453,100
LUNA$453,100$453,100$453,100$453,100
MCKINLEY$453,100$453,100$453,100$453,100
MORA$453,100$580,150$701,250$871,450
OTERO$453,100$453,100$453,100$453,100
QUAY$453,100$453,100$453,100$453,100
RIO ARRIBA$453,100$453,100$453,100$453,100
ROOSEVELT$453,100$453,100$453,100$453,100
SANDOVAL$453,100$453,100$453,100$453,100
SAN JUAN$453,100$453,100$453,100$453,100
SAN MIGUEL$453,100$453,100$453,100$453,100
SANTA FE$453,100$453,100$453,100$453,100
SIERRA$453,100$453,100$453,100$453,100
SOCORRO$453,100$453,100$453,100$453,100
TAOS$453,100$453,100$453,100$453,100
TORRANCE$453,100$453,100$453,100$453,100
UNION$453,100$453,100$453,100$453,100
VALENCIA$453,100$453,100$453,100$453,100
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