FHA Government Insured Home Loans
FHA loans offer flexible underwriting guidelines and low interest rates. FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.
FHA Loan Limits too low? Look up Conventional Loan Limits HERE
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New York FHA Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ALBANY | $331,760 | $424,800 | $513,450 | $638,100 |
| ALLEGANY | $331,760 | $424,800 | $513,450 | $638,100 |
| BRONX | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| BROOME | $331,760 | $424,800 | $513,450 | $638,100 |
| CATTARAUGUS | $331,760 | $424,800 | $513,450 | $638,100 |
| CAYUGA | $331,760 | $424,800 | $513,450 | $638,100 |
| CHAUTAUQUA | $331,760 | $424,800 | $513,450 | $638,100 |
| CHEMUNG | $331,760 | $424,800 | $513,450 | $638,100 |
| CHENANGO | $331,760 | $424,800 | $513,450 | $638,100 |
| CLINTON | $331,760 | $424,800 | $513,450 | $638,100 |
| COLUMBIA | $331,760 | $424,800 | $513,450 | $638,100 |
| CORTLAND | $331,760 | $424,800 | $513,450 | $638,100 |
| DELAWARE | $331,760 | $424,800 | $513,450 | $638,100 |
| DUTCHESS | $356,500 | $456,350 | $551,650 | $685,550 |
| ERIE | $331,760 | $424,800 | $513,450 | $638,100 |
| ESSEX | $331,760 | $424,800 | $513,450 | $638,100 |
| FRANKLIN | $331,760 | $424,800 | $513,450 | $638,100 |
| FULTON | $331,760 | $424,800 | $513,450 | $638,100 |
| GENESEE | $331,760 | $424,800 | $513,450 | $638,100 |
| GREENE | $331,760 | $424,800 | $513,450 | $638,100 |
| HAMILTON | $331,760 | $424,800 | $513,450 | $638,100 |
| HERKIMER | $331,760 | $424,800 | $513,450 | $638,100 |
| JEFFERSON | $331,760 | $424,800 | $513,450 | $638,100 |
| KINGS | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| LEWIS | $331,760 | $424,800 | $513,450 | $638,100 |
| LIVINGSTON | $331,760 | $424,800 | $513,450 | $638,100 |
| MADISON | $331,760 | $424,800 | $513,450 | $638,100 |
| MONROE | $331,760 | $424,800 | $513,450 | $638,100 |
| MONTGOMERY | $331,760 | $424,800 | $513,450 | $638,100 |
| NASSAU | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NEW YORK | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| NIAGARA | $331,760 | $424,800 | $513,450 | $638,100 |
| ONEIDA | $331,760 | $424,800 | $513,450 | $638,100 |
| ONONDAGA | $331,760 | $424,800 | $513,450 | $638,100 |
| ONTARIO | $331,760 | $424,800 | $513,450 | $638,100 |
| ORANGE | $356,500 | $456,350 | $551,650 | $685,550 |
| ORLEANS | $331,760 | $424,800 | $513,450 | $638,100 |
| OSWEGO | $331,760 | $424,800 | $513,450 | $638,100 |
| OTSEGO | $331,760 | $424,800 | $513,450 | $638,100 |
| PUTNAM | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| QUEENS | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| RENSSELAER | $331,760 | $424,800 | $513,450 | $638,100 |
| RICHMOND | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| ROCKLAND | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SARATOGA | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHENECTADY | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHOHARIE | $331,760 | $424,800 | $513,450 | $638,100 |
| SCHUYLER | $331,760 | $424,800 | $513,450 | $638,100 |
| SENECA | $331,760 | $424,800 | $513,450 | $638,100 |
| ST. LAWRENCE | $331,760 | $424,800 | $513,450 | $638,100 |
| STEUBEN | $331,760 | $424,800 | $513,450 | $638,100 |
| SUFFOLK | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| SULLIVAN | $331,760 | $424,800 | $513,450 | $638,100 |
| TIOGA | $331,760 | $424,800 | $513,450 | $638,100 |
| TOMPKINS | $331,760 | $424,800 | $513,450 | $638,100 |
| ULSTER | $331,760 | $424,800 | $513,450 | $638,100 |
| WARREN | $331,760 | $424,800 | $513,450 | $638,100 |
| WASHINGTON | $331,760 | $424,800 | $513,450 | $638,100 |
| WAYNE | $331,760 | $424,800 | $513,450 | $638,100 |
| WESTCHESTER | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| WYOMING | $331,760 | $424,800 | $513,450 | $638,100 |
| YATES | $331,760 | $424,800 | $513,450 | $638,100 |