New York FHA Loan Limits by County

FHA Government Insured Home Loans

FHA loans offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

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New York FHA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALBANY$303,600$388,650$469,800$583,850
ALLEGANY$294,515$377,075$455,800$566,425
BRONX$679,650$870,225$1,051,875$1,307,175
BROOME$294,515$377,075$455,800$566,425
CATTARAUGUS$294,515$377,075$455,800$566,425
CAYUGA$294,515$377,075$455,800$566,425
CHAUTAUQUA$294,515$377,075$455,800$566,425
CHEMUNG$294,515$377,075$455,800$566,425
CHENANGO$294,515$377,075$455,800$566,425
CLINTON$294,515$377,075$455,800$566,425
COLUMBIA$294,515$377,075$455,800$566,425
CORTLAND$294,515$377,075$455,800$566,425
DELAWARE$294,515$377,075$455,800$566,425
DUTCHESS$679,650$870,225$1,051,875$1,307,175
ERIE$294,515$377,075$455,800$566,425
ESSEX$294,515$377,075$455,800$566,425
FRANKLIN$294,515$377,075$455,800$566,425
FULTON$294,515$377,075$455,800$566,425
GENESEE$294,515$377,075$455,800$566,425
GREENE$294,515$377,075$455,800$566,425
HAMILTON$294,515$377,075$455,800$566,425
HERKIMER$294,515$377,075$455,800$566,425
JEFFERSON$294,515$377,075$455,800$566,425
KINGS$679,650$870,225$1,051,875$1,307,175
LEWIS$294,515$377,075$455,800$566,425
LIVINGSTON$294,515$377,075$455,800$566,425
MADISON$294,515$377,075$455,800$566,425
MONROE$294,515$377,075$455,800$566,425
MONTGOMERY$294,515$377,075$455,800$566,425
NASSAU$679,650$870,225$1,051,875$1,307,175
NEW YORK$679,650$870,225$1,051,875$1,307,175
NIAGARA$294,515$377,075$455,800$566,425
ONEIDA$294,515$377,075$455,800$566,425
ONONDAGA$294,515$377,075$455,800$566,425
ONTARIO$294,515$377,075$455,800$566,425
ORANGE$679,650$870,225$1,051,875$1,307,175
ORLEANS$294,515$377,075$455,800$566,425
OSWEGO$294,515$377,075$455,800$566,425
OTSEGO$294,515$377,075$455,800$566,425
PUTNAM$679,650$870,225$1,051,875$1,307,175
QUEENS$679,650$870,225$1,051,875$1,307,175
RENSSELAER$303,600$388,650$469,800$583,850
RICHMOND$679,650$870,225$1,051,875$1,307,175
ROCKLAND$679,650$870,225$1,051,875$1,307,175
SARATOGA$303,600$388,650$469,800$583,850
SCHENECTADY$303,600$388,650$469,800$583,850
SCHOHARIE$303,600$388,650$469,800$583,850
SCHUYLER$294,515$377,075$455,800$566,425
SENECA$294,515$377,075$455,800$566,425
ST. LAWRENCE$294,515$377,075$455,800$566,425
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