New York FHA Loan Limits by County

Is FHA Right for You?

FHA Government insured mortgages offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

CountyOne FamilyDuplexTriplexFourplex
ALBANY$292,100$373,950$452,000$561,700
ALLEGANY$275,665$352,950$426,625$530,150
BRONX$636,150$814,500$984,525$1,223,475
BROOME$275,665$352,950$426,625$530,150
CATTARAUGUS$275,665$352,950$426,625$530,150
CAYUGA$275,665$352,950$426,625$530,150
CHAUTAUQUA$275,665$352,950$426,625$530,150
CHEMUNG$275,665$352,950$426,625$530,150
CHENANGO$275,665$352,950$426,625$530,150
CLINTON$275,665$352,950$426,625$530,150
COLUMBIA$275,665$352,950$426,625$530,150
CORTLAND$275,665$352,950$426,625$530,150
DELAWARE$275,665$352,950$426,625$530,150
DUTCHESS$636,150$814,500$984,525$1,223,475
ERIE$275,665$352,950$426,625$530,150
ESSEX$275,665$352,950$426,625$530,150
FRANKLIN$275,665$352,950$426,625$530,150
FULTON$275,665$352,950$426,625$530,150
GENESEE$275,665$352,950$426,625$530,150
GREENE$275,665$352,950$426,625$530,150
HAMILTON$275,665$352,950$426,625$530,150
HERKIMER$275,665$352,950$426,625$530,150
JEFFERSON$275,665$352,950$426,625$530,150
KINGS$636,150$814,500$984,525$1,223,475
LEWIS$275,665$352,950$426,625$530,150
LIVINGSTON$275,665$352,950$426,625$530,150
MADISON$275,665$352,950$426,625$530,150
MONROE$275,665$352,950$426,625$530,150
MONTGOMERY$275,665$352,950$426,625$530,150
NASSAU$636,150$814,500$984,525$1,223,475
NEW YORK$636,150$814,500$984,525$1,223,475
NIAGARA$275,665$352,950$426,625$530,150
ONEIDA$275,665$352,950$426,625$530,150
ONONDAGA$275,665$352,950$426,625$530,150
ONTARIO$275,665$352,950$426,625$530,150
ORANGE$636,150$814,500$984,525$1,223,475
ORLEANS$275,665$352,950$426,625$530,150
OSWEGO$275,665$352,950$426,625$530,150
OTSEGO$275,665$352,950$426,625$530,150
PUTNAM$636,150$814,500$984,525$1,223,475
QUEENS$636,150$814,500$984,525$1,223,475
RENSSELAER$292,100$373,950$452,000$561,700
RICHMOND$636,150$814,500$984,525$1,223,475
ROCKLAND$636,150$814,500$984,525$1,223,475
SARATOGA$292,100$373,950$452,000$561,700
SCHENECTADY$292,100$373,950$452,000$561,700
SCHOHARIE$292,100$373,950$452,000$561,700
SCHUYLER$275,665$352,950$426,625$530,150
SENECA$275,665$352,950$426,625$530,150
ST. LAWRENCE$275,665$352,950$426,625$530,150
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