New York VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

New York VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ALBANY$453,100$453,100$453,100$453,100
ALLEGANY$453,100$453,100$453,100$453,100
BRONX$679,650$679,650$679,650$679,650
BROOME$453,100$453,100$453,100$453,100
CATTARAUGUS$453,100$453,100$453,100$453,100
CAYUGA$453,100$453,100$453,100$453,100
CHAUTAUQUA$453,100$453,100$453,100$453,100
CHEMUNG$453,100$453,100$453,100$453,100
CHENANGO$453,100$453,100$453,100$453,100
CLINTON$453,100$453,100$453,100$453,100
COLUMBIA$453,100$453,100$453,100$453,100
CORTLAND$453,100$453,100$453,100$453,100
DELAWARE$453,100$453,100$453,100$453,100
DUTCHESS$679,650$679,650$679,650$679,650
ERIE$453,100$453,100$453,100$453,100
ESSEX$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FULTON$453,100$453,100$453,100$453,100
GENESEE$453,100$453,100$453,100$453,100
HAMILTON$453,100$453,100$453,100$453,100
HERKIMER$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
KINGS$679,650$679,650$679,650$679,650
LEWIS$453,100$453,100$453,100$453,100
LIVINGSTON$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
NASSAU$679,650$679,650$679,650$679,650
NEW YORK$679,650$679,650$679,650$679,650
NIAGARA$453,100$453,100$453,100$453,100
ONEIDA$453,100$453,100$453,100$453,100
ONONDAGA$453,100$453,100$453,100$453,100
ONTARIO$453,100$453,100$453,100$453,100
ORANGE$679,650$679,650$679,650$679,650
ORLEANS$453,100$453,100$453,100$453,100
OSWEGO$453,100$453,100$453,100$453,100
OTSEGO$453,100$453,100$453,100$453,100
PUTNAM$679,650$679,650$679,650$679,650
QUEENS$679,650$679,650$679,650$679,650
RENSSELAER$453,100$453,100$453,100$453,100
RICHMOND$453,100$453,100$453,100$453,100
ROCKLAND$679,650$679,650$679,650$679,650
ST. LAWRENCE$453,100$453,100$453,100$453,100
SARATOGA$453,100$453,100$453,100$453,100
SCHENECTADY$453,100$453,100$453,100$453,100
SCHOHARIE$453,100$453,100$453,100$453,100
SCHUYLER$453,100$453,100$453,100$453,100
SENECA$453,100$453,100$453,100$453,100
STEUBEN$453,100$453,100$453,100$453,100
SUFFOLK$679,650$679,650$679,650$679,650
SULLIVAN$453,100$453,100$453,100$453,100
TIOGA$453,100$453,100$453,100$453,100
TOMPKINS$453,100$453,100$453,100$453,100
ULSTER$453,100$453,100$453,100$453,100
WARREN$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WESTCHESTER$679,650$679,650$679,650$679,650
WYOMING$453,100$453,100$453,100$453,100
YATES$453,100$453,100$453,100$453,100
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