New York VA Loan Limits by County

VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
ALBANY$424,100
ALLEGANY$424,100
BRONX$636,150
BROOME$424,100
CATTARAUGUS$424,100
CAYUGA$424,100
CHAUTAUQUA$424,100
CHEMUNG$424,100
CHENANGO$424,100
CLINTON$424,100
COLUMBIA$424,100
CORTLAND$424,100
DELAWARE$424,100
DUTCHESS$636,150
ERIE$424,100
ESSEX$424,100
FRANKLIN$424,100
FULTON$424,100
GENESEE$424,100
GREENE$424,100
HAMILTON$424,100
HERKIMER$424,100
JEFFERSON$424,100
KINGS$636,150
LEWIS$424,100
LIVINGSTON$424,100
MADISON$424,100
MONROE$424,100
MONTGOMERY$424,100
NASSAU$636,150
NEW YORK$636,150
NIAGARA$424,100
ONEIDA$424,100
ONONDAGA$424,100
ONTARIO$424,100
ORANGE$636,150
ORLEANS$424,100
OSWEGO$424,100
OTSEGO$424,100
PUTNAM$636,150
QUEENS$636,150
RENSSELAER$424,100
RICHMOND$636,150
ROCKLAND$636,150
ST. LAWRENCE$424,100
SARATOGA$424,100
SCHENECTADY$424,100
SCHOHARIE$424,100
SCHUYLER$424,100
SENECA$424,100
STEUBEN$424,100
SUFFOLK$636,150
SULLIVAN$424,100
TIOGA$424,100
TOMPKINS$424,100
ULSTER$424,100
WARREN$424,100
WASHINGTON$424,100
WAYNE$424,100
WESTCHESTER$636,150
WYOMING$424,100
YATES$424,100
>