North Carolina FHA Loan Limits by County

Is FHA Right for You?

FHA Government insured mortgages offer flexible underwriting guidelines and low interest rates.  FHA loans are historically a popular choice for first time home buyers without a large down payment or home owners with limited equity in your home.

FHA Loan Limits too low?  Look up Conventional Loan Limits HERE

CountyOne FamilyDuplexTriplexFourplex
ALAMANCE$275,665$352,950$426,625$530,150
ALEXANDER$275,665$352,950$426,625$530,150
ALLEGHANY$275,665$352,950$426,625$530,150
ANSON$275,665$352,950$426,625$530,150
ASHE$275,665$352,950$426,625$530,150
AVERY$275,665$352,950$426,625$530,150
BEAUFORT$275,665$352,950$426,625$530,150
BERTIE$275,665$352,950$426,625$530,150
BLADEN$275,665$352,950$426,625$530,150
BRUNSWICK$275,665$352,950$426,625$530,150
BUNCOMBE$275,665$352,950$426,625$530,150
BURKE$275,665$352,950$426,625$530,150
CABARRUS$280,600$359,200$434,200$539,600
CALDWELL$275,665$352,950$426,625$530,150
CAMDEN$636,150$814,500$984,525$1,223,475
CARTERET$275,665$352,950$426,625$530,150
CASWELL$275,665$352,950$426,625$530,150
CATAWBA$275,665$352,950$426,625$530,150
CHATHAM$359,950$460,800$557,000$692,200
CHEROKEE$275,665$352,950$426,625$530,150
CHOWAN$275,665$352,950$426,625$530,150
CLAY$275,665$352,950$426,625$530,150
CLEVELAND$275,665$352,950$426,625$530,150
COLUMBUS$275,665$352,950$426,625$530,150
CRAVEN$275,665$352,950$426,625$530,150
CUMBERLAND$275,665$352,950$426,625$530,150
CURRITUCK$458,850$587,400$710,050$882,400
DARE$391,000$500,550$605,050$751,900
DAVIDSON$275,665$352,950$426,625$530,150
DAVIE$275,665$352,950$426,625$530,150
DUPLIN$275,665$352,950$426,625$530,150
DURHAM$359,950$460,800$557,000$692,200
EDGECOMBE$275,665$352,950$426,625$530,150
FORSYTH$275,665$352,950$426,625$530,150
FRANKLIN$300,150$384,250$464,450$577,200
GASTON$280,600$359,200$434,200$539,600
GATES$458,850$587,400$710,050$882,400
GRAHAM$275,665$352,950$426,625$530,150
GRANVILLE$275,665$352,950$426,625$530,150
GREENE$275,665$352,950$426,625$530,150
GUILFORD$275,665$352,950$426,625$530,150
HALIFAX$275,665$352,950$426,625$530,150
HARNETT$275,665$352,950$426,625$530,150
HAYWOOD$275,665$352,950$426,625$530,150
HENDERSON$275,665$352,950$426,625$530,150
HERTFORD$275,665$352,950$426,625$530,150
HOKE$275,665$352,950$426,625$530,150
HYDE$483,000$618,300$747,400$928,850
IREDELL$280,600$359,200$434,200$539,600
JACKSON$275,665$352,950$426,625$530,150
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