North Carolina VA Loan Limits by County

VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
ALAMANCE$424,100
ALEXANDER$424,100
ALLEGHANY$424,100
ANSON$424,100
ASHE$424,100
AVERY$424,100
BEAUFORT$424,100
BERTIE$424,100
BLADEN$424,100
BRUNSWICK$424,100
BUNCOMBE$424,100
BURKE$424,100
CABARRUS$424,100
CALDWELL$424,100
CAMDEN$625,500
CARTERET$424,100
CASWELL$424,100
CATAWBA$424,100
CHATHAM$424,100
CHEROKEE$424,100
CHOWAN$424,100
CLAY$424,100
CLEVELAND$424,100
COLUMBUS$424,100
CRAVEN$424,100
CUMBERLAND$424,100
CURRITUCK$458,850
DARE$424,100
DAVIDSON$424,100
DAVIE$424,100
DUPLIN$424,100
DURHAM$424,100
EDGECOMBE$424,100
FORSYTH$424,100
FRANKLIN$424,100
GASTON$424,100
GATES$458,850
GRAHAM$424,100
GRANVILLE$424,100
GREENE$424,100
GUILFORD$424,100
HALIFAX$424,100
HARNETT$424,100
HAYWOOD$424,100
HENDERSON$424,100
HERTFORD$424,100
HOKE$424,100
HYDE$483,000
IREDELL$424,100
JACKSON$424,100
JOHNSTON$424,100
JONES$424,100
LEE$424,100
LENOIR$424,100
LINCOLN$424,100
MCDOWELL$424,100
MACON$424,100
MADISON$424,100
MARTIN$424,100
MECKLENBURG$424,100
MITCHELL$424,100
MONTGOMERY$424,100
MOORE$424,100
NASH$424,100
NEW HANOVER$424,100
NORTHAMPTON$424,100
ONSLOW$424,100
ORANGE$424,100
PAMLICO$424,100
PASQUOTANK$625,500
PENDER$424,100
PERQUIMANS$625,500
PERSON$424,100
PITT$424,100
POLK$424,100
RANDOLPH$424,100
RICHMOND$424,100
ROBESON$424,100
ROCKINGHAM$424,100
ROWAN$424,100
RUTHERFORD$424,100
SAMPSON$424,100
SCOTLAND$424,100
STANLY$424,100
STOKES$424,100
SURRY$424,100
SWAIN$424,100
TRANSYLVANIA$424,100
TYRRELL$424,100
UNION$424,100
VANCE$424,100
WAKE$424,100
WARREN$424,100
WASHINGTON$424,100
WATAUGA$424,100
WAYNE$424,100
WILKES$424,100
WILSON$424,100
YADKIN$424,100
YANCEY$424,100
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